You only ever seem to hear complaints about travel insurance companies and that we're a bunch of cheating lying thieves. Well, we thought we'd open the lid on a little of what we do and tell it as it is from some of the people we have helped.
I was in the middle of a trip to Bolivia when I got this massive headache and my body felt like it was freezing even though it was hot outside. I began to shiver uncontrollably, and my chattering teeth almost caused me to bite my tongue off. I went to the local hospital where they easily identified that I had Dengue Fever and a temperature of 40-41 Celsius. 
Bolivia