You only ever seem to hear complaints about travel insurance companies and that we're a bunch of cheating lying thieves. Well, we thought we'd open the lid on a little of what we do and tell it as it is from some of the people we have helped.
I was snorkeling in Fiji and I tried to get back on the boat while it was powered on. I dove down to get the fin I dropped and my head nicked the propeller. I was taken to shore straight away and had to get 7 stitches plus a tetanus shot.
Fiji