Single Benefits

A summary of the benefits are set out below. Please read the policy wording carefully for full details and age limits of any accompanying children.

Medical Expenses Incurred Overseas NZD $5,000,000

Medical, emergency dental, hospital and ambulance costs when agreed by us. Includes funeral expenses incurred overseas or repatriation of mortal remains.

Cancellation Costs NZD $10,000

Financial loss due to unforseen cancellation of prepaid travel and accommodation arrangements due to an insured event. Includes course fees not refunded as well as travel agency cancellation fees charged.

Medical Evacuation and Additional Expenses NZD $500,000

Medical evacuation home or to the nearest appropriate medical facility. Cover is also provided for reasonable additional travelling expenses (Economy Class) incurred by you for returning to your home earlier than planned due to accidental injury, serious illness, death of you, any person with whom you are intending to travel, or of an immediate relative of yours.

Loss of Travel Documents NZD $1,000

Additional travel and accommodation costs if you lose your passport and you need to travel to the nearest passport issuing office.

Standard Luggage and Personal Effects NZD $2,500

Accidental loss, damage or theft of your luggage and personal effects. Includes emergency expenses if your luggage is delayed and losses that are incurred due to fraudulent use of lost or stolen credit cards and traveller’s cheques.
There is an optional benefit for cover for specified items. Please refer to the policy wording for the full details.

Personal Liability NZD $2,500,000

Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.