Overseas Medical Expenses
Emergency medical and dental expenses if you are sick, injured or need hospitalisation after an accident or unforeseen illness while travelling overseas. If you die, we’ll arrange for your remains to be returned home. Read about what's covered (and not) for details.
|
$5,000,000 |
Hospitalisation
Surgery or medical treatment where you require an overnight stay in a hospital. |
Included |
Outpatient treatment
Surgery or medical treatment in a hospital or clinic where you do not require an overnight stay. |
Included |
Emergency dental expenses
Pain stilling, emergency dental treatment on your natural teeth. |
$500 |
Compassionate emergency visit
Reasonable and necessary additional accommodation (room only) and economy class travelling expenses of one relative or friend if you have to be accompanied to Australia on the advice of the attending medical practitioner or if you are a child and require an escort to Australia. |
Included |
Repatriation of remains
In the event of your death, covers the reasonable cost for the conveyance of your body or ashes to Australia (the cost of burial or cremation is not included), or local funeral expenses incurred overseas. |
$12,000 |
Pre-Trip Cancellation
Cover for pre-paid, non-refundable travel expenses or tuition fees if you have to cancel your trip before you leave home, due to your, or your travel companion's death, injury or unexpected, serious illness or due to other specific reasons listed in the policy wording. Read more about what's covered (and not) for details.
|
$10,000 |
Medical Evacuation & Additional Expenses
If you are seriously sick or injured in an accident, we’ll help arrange emergency transport to get you to the nearest appropriate medical facility for treatment and/or your evacuation home if necessary. We'll also help you return home early if your travel companion or close relative dies, is seriously injured or ill.
This benefit has special terms & conditions, read more about what's covered (and not) for details.
|
$500,000 |
Ambulance transportation
Emergency transport to the nearest, most appropriate medical facility. |
Included |
Medical repatriation home
Reasonable additional economy class travelling expenses to return you home earlier than planned due to an accidental injury or serious illness. |
Included |
Compassionate emergency repatriation
Cover for reasonable additional economy class travelling expenses to return home earlier than planned, if your travel companion or relative dies, or suffers and accidental injury or serious illness. |
Included |
Home visit (bonus feature)
Allows you to return home during your trip for any reason and recommence your trip under the same policy (as long as you are not making a claim). There is no cover while you are in Australia. |
Included |
Loss of Passport or Travel Documents
Additional overseas travel or accommodation costs if your passport is stolen or lost and you need to travel to the nearest passport issuing office to replace it. Read about what's covered (and not) for details.
|
$1,000 |
Luggage and Personal Items
Accidental loss, damage or theft of your luggage, clothing, electronic equipment, jewellery, laptops, cameras, mobile phones or other items you take or buy on your trip. Includes emergency expenses to replace essential items if your luggage is delayed for over 12 hours. Read about what's covered (and not) for details.
|
$2,500 |
Single item limit
The maximum amount claimable for any one item, pair or set of items, unless you choose to increase this limit by specifying individual high value items on your Policy Certificate. |
$250 |
Delayed luggage
Covers the cost of buying replacement necessities if your personal luggage is delayed on your outward journey for at least 12 hours and you have a written report from the carrier (e.g. airline, shipping company etc) or tour representative. |
$200 |
Personal Liability
Legal expenses and legal liability for damages if you injure someone or damage property in an accident while travelling. Third party liability cover for rental vehicles is not included. Read about what's covered (and not) for details.
|
$2,500,000 |
