Prices and benefits for permanent residents of Australia

Policy Information

Age Limit: Under 70
Underwritten by: Certain underwriters at Lloyd's (AUS) effective 14 Feb 2013
Policy wording: View full description of coverage (policy wording)
Policy excess: AUD$100 is payable by you towards all expenses arising from any one event. This policy excess (your contribution) is deducted from your claim settlement, except as specified in the policy wording. A waiting period applies to certain benefits. Check the policy wording for details.
Claims & Assistance by: Cerberus Special Risks, WE.assist, Specialty Assist
What type of policy would you like?
Prices & benefits for permanent residents of:  

3 days - 6 weeks

Duration Close to home - including Asia Pacific & excluding travel in Australia Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & Australia Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in Australia
  Standard Explorer Standard Explorer Standard Explorer
3 days AUD $38 Buy AUD $49 Buy AUD $40 Buy AUD $56 Buy AUD $53 Buy AUD $72 Buy
5 days AUD $40 Buy AUD $59 Buy AUD $47 Buy AUD $59 Buy AUD $59 Buy AUD $79 Buy
1 week AUD $44 Buy AUD $69 Buy AUD $49 Buy AUD $76 Buy AUD $67 Buy AUD $89 Buy
2 weeks AUD $55 Buy AUD $84 Buy AUD $70 Buy AUD $96 Buy AUD $91 Buy AUD $119 Buy
3 weeks AUD $70 Buy AUD $99 Buy AUD $89 Buy AUD $109 Buy AUD $118 Buy AUD $144 Buy
4 weeks AUD $91 Buy AUD $118 Buy AUD $119 Buy AUD $138 Buy AUD $144 Buy AUD $168 Buy
5 weeks AUD $111 Buy AUD $149 Buy AUD $128 Buy AUD $169 Buy AUD $159 Buy AUD $199 Buy
6 weeks AUD $119 Buy AUD $168 Buy AUD $142 Buy AUD $186 Buy AUD $193 Buy AUD $268 Buy

7 weeks - 8 months

Duration Close to home - including Asia Pacific & excluding travel in Australia Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & Australia Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in Australia
  Standard Explorer Standard Explorer Standard Explorer
7 weeks AUD $142 Buy AUD $189 Buy AUD $167 Buy AUD $224 Buy AUD $249 Buy AUD $279 Buy
2 months AUD $152 Buy AUD $214 Buy AUD $177 Buy AUD $249 Buy AUD $259 Buy AUD $299 Buy
3 months AUD $203 Buy AUD $269 Buy AUD $229 Buy AUD $349 Buy AUD $309 Buy AUD $379 Buy
4 months AUD $244 Buy AUD $349 Buy AUD $285 Buy AUD $399 Buy AUD $339 Buy AUD $468 Buy
5 months AUD $285 Buy AUD $379 Buy AUD $305 Buy AUD $469 Buy AUD $399 Buy AUD $549 Buy
6 months AUD $305 Buy AUD $448 Buy AUD $338 Buy AUD $499 Buy AUD $459 Buy AUD $629 Buy
7 months AUD $366 Buy AUD $499 Buy AUD $399 Buy AUD $569 Buy AUD $549 Buy AUD $699 Buy
8 months AUD $397 Buy AUD $568 Buy AUD $458 Buy AUD $599 Buy AUD $589 Buy AUD $799 Buy

9 months - 12 months

Duration Close to home - including Asia Pacific & excluding travel in Australia Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & Australia Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in Australia
  Standard Explorer Standard Explorer Standard Explorer
9 months AUD $438 Buy AUD $599 Buy AUD $489 Buy AUD $645 Buy AUD $629 Buy AUD $859 Buy
10 months AUD $478 Buy AUD $658 Buy AUD $509 Buy AUD $699 Buy AUD $669 Buy AUD $899 Buy
11 months AUD $499 Buy AUD $684 Buy AUD $560 Buy AUD $739 Buy AUD $749 Buy AUD $999 Buy
12 months AUD $509 Buy AUD $699 Buy AUD $599 Buy AUD $799 Buy AUD $799 Buy AUD $1,099 Buy
What you get
Expand all View full description of coverage
(policy wording)

Standard

(AUD)

Explorer

(AUD)
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Overseas medical costs

Covers emergency overseas medical treatment if you're suddenly ill or seriously injured while travelling. Includes treatment in a clinic or hospital, plus medicines and physiotherapy as prescribed by your treating doctor. Read about what's not covered, what you must do and health conditions and how they may affect your cover.
$5,000,000 Unlimited

Emergency dental treatment

Dental treatment for immediate relief of sudden and acute pain to healthy, natural teeth caused by an infection or broken tooth.

$500 $500
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24 hour assistance

Our assistance team assistance team at WE.assist and Specialty Assist can help 24 hours a day, 7 days a week. You must contact them if you're in an accident, are hospitalised or suddenly need emergency evacuation or transport home. Read about what you must do when things go wrong.
Unlimited Unlimited
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Emergency medical transport & repatriation

Covers your emergency medical evacuation to the nearest, appropriate medical facility if you're suddenly ill or seriously injured. Also includes your medical repatriation for further treatment at home or transport of your remains home if you die. Plus it includes, reasonable additional travel and accommodation expenses for a friend or relative to accompany you while you're in hospital and/or during repatriation. Read about what's not covered, what you must do and health conditions and how they may affect your cover.
$500,000 Unlimited
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Cancellation costs

Covers the costs to cancel all or part of your trip for up to 14 specific Insured Events including a sudden illness or serious injury, natural disasters, strike or lost passports. This covers the unused, non-refundable portion of pre-booked expenses including transport, accommodation, tours, tuition/courses, frequent flyer points and travel agency fees. Read what's not covered and what you must do if your trip is interrupted.

$3,500 Unlimited
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Out-of-pocket expenses in hospital

A daily benefit to reimburse you for out-of-pocket expenses for things like phone calls, internet or TV access and nicer food if you're admitted in hospital for more than 48 hours.
Not included $5,000
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Alternative therapies

Alternative therapy treatment by a chiropractor, acupuncturist or osteopath as prescribed by your treating doctor.
Not included $500
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Clinical psychology after assault or trauma

Counselling by a psychologist overseas if you're mugged, physically assaulted, kidnapped or hijacked.
Not included $250
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Trip interruption costs

Covers the cost of reasonable, additional travel expenses to re-arrange or resume your trip after it's interrupted by up to 14 specific Insured Events including a sudden illness or serious injury, natural disasters, strike or lost passports. Read about what's not covered and what you must do if your trip is interrupted.
$2,500 $5,000
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Compassionate emergency visit home

Covers your expenses to return home suddenly if your close relative is unexpectedly hospitalised or dies. These expenses must be pre-approved. There's no cover while you're in Australia. Read about what's not covered, how someone else's health may affect your cover and what you must do to get pre-approval to use this benefit.
$1,500 $1,500
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Resumption of trip

If you're repatriated home for medical treatment or have to return home suddenly after your close relative dies or is hospitalised, your policy covers the cost to resume your trip before your policy ends. These expenses must be pre-approved. Read about what's not covered and what you must do to get pre-approval to use this benefit.
$1,500 $1,500
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Theft or damage to baggage & personal items

Covers theft or accidental damage of your gear in specific incidents up to individual item limits. Upgrade your cover to increase the individual item limit to $3,000 per item by specifying individual items on your Certificate of Insurance. Read what's not covered and what you must do if your gear is stolen or damaged.
$2,000 $10,000
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Passport, travel documents & credit cards

Reimburses the cost to replace your passport,credit cards and travel documents (eg. visas, travel passes) if they're lost, stolen or accidently damaged in specific situations. Read about what's not covered and what you must do to keep your passport and travel docs safe.

$1,500 $1,500
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Baggage delay over 12 hours

Covers the cost to replace essential items like your toothbrush, underwear and a change of clothes if you have to wait over 12 hours for bags to be returned by a common carrier.
$300 $450
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Theft of cash

Reimburses you if your cash is stolen while you're carrying it, from a locked safe, locked safety box or locked compartment (except if left in a vehicle or motorbike pannier).
Not included $250
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Hire of sporting equipment

Allows you to hire replacement sporting equipment if yours is delayed, damaged or lost in transit by a common carrier.
Not included $1,000
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Kidnap or hijack

A cash payment if you're kidnapped or hijacked.
Not included $2,500
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Rental vehicle insurance excess

Covers the rental vehicle insurance excess or cost of repair you are liable to pay if the vehicle you rent is damaged or stolen. Read what you must do if you'll be renting overseas and what's not covered.
Not included $3,000
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Return of rental vehicle

Covers the costs to return the rental vehicle if you're accidentally injured or seriously ill and you're unfit to drive. Read what you must do if you'll be renting overseas and what's not covered.
Not included $500
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Local funeral expenses or repatriation of remains

If you suddenly die while travelling, this covers either your local funeral expenses (burial or cremation overseas) or the transport of your remains home. Also includes reasonable and necessary additional travel and accommodation expenses for one person to bring your remains home.
$15,000 $15,000
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Accidental death & permanent total disablement

A payment to you or your estate if you die or are disabled in an accident overseas.
Not included $12,500
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Credit repayment for full time students

A one-time payment for owed credit to help repay your debt after you die or are disabled in an accident overseas.
Not included $2,500
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Personal liability

Covers your legal fees and third party compensation if you accidentally injure someone or damage their property and they sue you.
$1,000,000 $2,500,000

Ask a question

If you still have any questions about price and benefits, please don't hesitate to ask.

World Nomads is supported by different insurers from around the world. This insurance is arranged and promoted by WorldNomads.com Pty Limited ABN 62 127 485 198 AR 343027, as an authorised representative of Cerberus Special Risks Pty Ltd (Cerberus) ABN 81 115 932 173 AFS Licence No. 308461 and underwritten by certain underwriters at Lloyd’s. Always read your Product Disclosure Statement and other policy documentation to review your specific cover and to make sure that the policy is right for you.

WorldNomads.com Pty Limited ABN 62 127 485 198 AR 343027 of Level 5, 24 York St, Sydney, NSW 2000 Australia is an Authorised Representative of Cerberus Special Risks Pty Limited ABN 81 115 932 173 AFSL 308461 and markets and distributes insurance products of ihi Bupa. ihi Bupa is the trading name of Bupa Denmark, Filial af Bupa Insurance Limited, England (“Bupa Denmark, Branch of Bupa Insurance Limited, England”) and is located in Copenhagen, Denmark. World Nomads Limited Company No. 05443592 of 27-28 Eastcastle Street, London, W1W 8DH is an Appointed Representative of Millstream Underwriting Limited, 145 Leadenhall St, London EC3V 4QT No. 308584. World Nomads (Canada) Ltd Incorporation No. BC0700178 of PO Box 49290, 1000-595 Burrard Street, Vancouver BC V7X 1S8 is a licensed general agent for AIG Insurance Company of Canada. World Nomads, Inc. (15854422) of 1120 NW Couch St, 10th Floor, Portland OR 97209 USA, doing business in California as World Nomads Travel insurance Services (License # 0I46621), works with Travel Guard to provide Travel Assistance services and Insurance for US members, underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038.