Prices and benefits for permanent residents of United Kingdom

Policy Information

Age Limit: Under 60
Underwritten by: Millstream Underwriting Ltd UK Aug 2010
Policy wording: View full description of coverage (policy wording)
Policy excess: Nil or £75 or £100 or £150
Please refer to the policy wording for the full details
Claims & Assistance by: Claims Settlement Agencies & Speciality Assistance Services
What type of policy would you like?
Prices & benefits for permanent residents of:  

3 days - 6 weeks

Duration Europe including The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey & territories formally known as USSR west of the Ural Mountains & excluding UK Worldwide excluding travel in USA, Canada, The Caribbean, South East & Eastern Asia & the United Kingdom Worldwide including travel in USA, Canada, The Caribbean, South East & Eastern Asia & excluding travel in the United Kingdom
3 days GBP £8.44 Buy GBP £17.95 Buy GBP £21.42 Buy
5 days GBP £10.94 Buy GBP £23.47 Buy GBP £28.03 Buy
1 week GBP £13.47 Buy GBP £29.03 Buy GBP £34.67 Buy
2 weeks GBP £17.52 Buy GBP £37.94 Buy GBP £46.29 Buy
3 weeks GBP £21.93 Buy GBP £47.64 Buy GBP £56.91 Buy
4 weeks GBP £26.58 Buy GBP £57.87 Buy GBP £69.14 Buy
5 weeks GBP £32.17 Buy GBP £70.17 Buy GBP £83.86 Buy
6 weeks GBP £37.05 Buy GBP £80.91 Buy GBP £96.71 Buy

7 weeks - 8 months

Duration Europe including The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey & territories formally known as USSR west of the Ural Mountains & excluding UK Worldwide excluding travel in USA, Canada, The Caribbean, South East & Eastern Asia & the United Kingdom Worldwide including travel in USA, Canada, The Caribbean, South East & Eastern Asia & excluding travel in the United Kingdom
7 weeks GBP £41.99 Buy GBP £91.77 Buy GBP £109.69 Buy
2 months GBP £47.03 Buy GBP £102.85 Buy GBP £122.94 Buy
3 months GBP £68.75 Buy GBP £143.81 Buy GBP £167.08 Buy
4 months GBP £81.70 Buy GBP £186.44 Buy GBP £212.05 Buy
5 months GBP £92.84 Buy GBP £211.96 Buy GBP £241.10 Buy
6 months GBP £111.77 Buy GBP £255.30 Buy GBP £290.43 Buy
7 months GBP £126.27 Buy GBP £288.52 Buy GBP £328.20 Buy
8 months GBP £140.84 Buy GBP £321.88 Buy GBP £366.17 Buy

9 months - 16 months

Duration Europe including The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey & territories formally known as USSR west of the Ural Mountains & excluding UK Worldwide excluding travel in USA, Canada, The Caribbean, South East & Eastern Asia & the United Kingdom Worldwide including travel in USA, Canada, The Caribbean, South East & Eastern Asia & excluding travel in the United Kingdom
9 months GBP £155.80 Buy GBP £356.12 Buy GBP £405.14 Buy
10 months GBP £171.63 Buy GBP £392.39 Buy GBP £446.41 Buy
11 months GBP £188.13 Buy GBP £430.17 Buy GBP £489.40 Buy
12 months GBP £205.99 Buy GBP £471.06 Buy GBP £535.93 Buy
13 months GBP £226.45 Buy GBP £517.92 Buy GBP £589.25 Buy
14 months GBP £260.47 Buy GBP £595.82 Buy GBP £677.90 Buy
15 months GBP £303.93 Buy GBP £695.34 Buy GBP £791.12 Buy
16 months GBP £348.19 Buy GBP £796.70 Buy GBP £906.47 Buy

17 months - 18 months

Duration Europe including The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey & territories formally known as USSR west of the Ural Mountains & excluding UK Worldwide excluding travel in USA, Canada, The Caribbean, South East & Eastern Asia & the United Kingdom Worldwide including travel in USA, Canada, The Caribbean, South East & Eastern Asia & excluding travel in the United Kingdom
17 months GBP £391.64 Buy GBP £896.22 Buy GBP £1,019.71 Buy
18 months GBP £435.92 Buy GBP £997.60 Buy GBP £1,135.06 Buy
What you get
Expand all View full description of coverage
(policy wording)

Standard

(GBP)
[ + ]

Cancellation

You are covered for loss of travel, accommodation expenses and tuition/course fees, which were cancelled before you were due to leave your home for which you have paid or are contracted to pay, providing the cancellation is necessary and unavoidable and is not as a result of mere disinclination to begin your trip as arranged. This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
£5,000
[ + ]

Curtailment

You are covered for the value of the portion of your travel, accommodation expenses and tuition/course fees which have not been used, calculated from the date of your return to your home. You are also covered for reasonable additional travelling expenses (Economy Class) incurred by you for returning to your home earlier than planned due to accidental injury, serious illness, death of you, any person with whom you are intending to travel or stay, or of an immediate relative or close business associate of yours. This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
£5,000
[ + ]

Emergency Medical Expenses

NOTE: This is not a private health insurance policy. It only covers you if there is a sudden and unexpected accident or if you become ill during a trip. If you are admitted to hospital as an in-patient or require on-going outpatient treatment overseas, the Emergency Medical Assistance service must be notified immediately.If cover is confirmed, they will deal direct with the hospital and arrange the payment of any bills. Repatriation by specially equipped air ambulance will be available where medically necessary. If you receive out-patient treatment (no hospital admission) and the costs are likely to exceed £500 you must refer to the Emergency Medical Assistance Service for authorisation. If you receive out-patient treatment (no hospital admission) in other countries, it may be easier to pay any bills yourself. Keep all receipts and submit a claim when you return home. If you are in any doubt, call the Emergency Medical Assistance service for help. This section has specific conditions and exclusions.Please refer to the policy wording for the full details.
£3,000,000
[ + ]

Loss of Passport / Travel Documents

You are covered for reasonable additional travel or accommodation expenses you have to pay whilst abroad, over and above any payment which you would normally have made during the trip if no loss had been incurred, as a result of you needing to replace a lost or stolen passport/travel documents. You are covered for the equivalent value of the remaining period of your passport if it is lost or stolen on your trip. This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
£600
[ + ]

Baggage & Personal Belongings

Personal Baggage You are covered for the value or repair (up to the policy limits)to any of your personal baggage (not hired, loaned or entrusted to you), which is lost, stolen, damaged or destroyed (after making proper allowance for wear and tear and depreciation). Delayed Baggage You are covered for the cost of buying replacement necessities if your personal baggage is delayed in reaching you on your outward journey for at least 12 hours and you have a written report from the carrier or tour representative. Receipts will be necessary in the event of a claim. This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
£1,250
[ + ]

Personal Liability

NOTE: If you are using a mechanical/motorised vehicle, make sure that you are adequately insured for third party liability, as you are not covered under this insurance. You are covered for legal expenses and legal liability (up to the policy limits)for damages incurred by you which are caused by an accident that happened during the trip, and leads to claims made against you. This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
£2,000,000
[ + ]

Financial Failure Protection

Your Travel Insurance policy has been extended to include cover for independent travellers against the financial risk of airlines, accommodation providers, car hire companies and other travel and holiday service providers going into liquidation. This cover provides financial protection for travellers who are not protected by the Government’s ATOL consumer protection scheme. Examples of trips which fall outside of the ATOL protection scheme are direct bookings with airlines, trips which have been put together and paid for separately by the traveller e.g. flights, hotels, hire cars and activities booked separately. Our Financial Failure Protection Insurance provides cover if you are not protected under a government or other bonding arrangement or if you are unable to recover your payment elsewhere. Please note, cover does not extend to the insolvency of a Travel Agent, Tour Operator, booking agent or consolidator. These companies may be required to provide you with some financial protection as part of their membership of a trade association or similar but this is not always the case and we recommend that you check before booking.
£5,000

Ask a question

If you still have any questions about price and benefits, please don't hesitate to ask.

WorldNomads.com is supported by different insurers from around the world. Always read your policy wording to review your specific coverage and to make sure that the policy is right for you. WorldNomads.com is a trading name of WorldNomads.com Pty Limited. World Nomads Limited is an appointed representative of Millstream Underwriting Limited. This product is underwritten by Millstream Underwriting Limited on behalf of AGA International SA. Mondial Assistance (UK) Limited is the appointed administrator in the United Kingdom. Section 9 of this travel insurance is underwritten by a consortium of Association of British Insurers member companies and is administered by International Passenger Protection Limited. Full details are set out in the policy wording.

WorldNomads.com Pty Limited ABN 62 127 485 198 AR 343027 of Level 5, 24 York St, Sydney, NSW 2000 Australia is an Authorised Representative of Cerberus Special Risks Pty Limited ABN 81 115 932 173 AFSL 308461 and markets and distributes insurance products of ihi Bupa. ihi Bupa is the trading name of Bupa Denmark, Filial af Bupa Insurance Limited, England (“Bupa Denmark, Branch of Bupa Insurance Limited, England”) and is located in Copenhagen, Denmark. World Nomads Limited Company No. 05443592 of 27-28 Eastcastle Street, London, W1W 8DH is an Appointed Representative of Millstream Underwriting Limited, 145 Leadenhall St, London EC3V 4QT No. 308584. World Nomads (Canada) Ltd Incorporation No. BC0700178 of PO Box 49290, 1000-595 Burrard Street, Vancouver BC V7X 1S8 is a licensed general agent for AIG Insurance Company of Canada. World Nomads, Inc. (15854422) of 1120 NW Couch St, 10th Floor, Portland OR 97209 USA, doing business in California as World Nomads Travel insurance Services (License # 0I46621), works with Travel Guard to provide Travel Assistance services and Insurance for US members, underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038.