Prices and benefits for permanent residents of New Zealand

Policy Information

Age Limit: Under 70
Underwritten by: Certain Underwriters at Lloyd's (NZL) effective 14 Feb 2013
Policy wording: View full description of coverage (policy wording)
Policy excess: NZD$100 is payable by you towards all expenses arising from any one event. This policy excess (your contribution) is deducted from your claim settlement, except as specified in the policy wording. A waiting period applies to certain benefits. Check the policy wording for details.
Claims & Assistance by: Cerberus Special Risks, WE.assist, Specialty Assist
What type of policy would you like?
Prices & benefits for permanent residents of:  

3 days - 6 weeks

Duration Close to home - including Asia Pacific & excluding travel in New Zealand Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & New Zealand Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in New Zealand
  Standard Explorer Standard Explorer Standard Explorer
3 days NZD $38 Buy NZD $49 Buy NZD $40 Buy NZD $56 Buy NZD $53 Buy NZD $72 Buy
5 days NZD $40 Buy NZD $59 Buy NZD $47 Buy NZD $59 Buy NZD $59 Buy NZD $79 Buy
1 week NZD $44 Buy NZD $69 Buy NZD $49 Buy NZD $76 Buy NZD $67 Buy NZD $89 Buy
2 weeks NZD $55 Buy NZD $84 Buy NZD $70 Buy NZD $96 Buy NZD $91 Buy NZD $119 Buy
3 weeks NZD $70 Buy NZD $99 Buy NZD $89 Buy NZD $109 Buy NZD $118 Buy NZD $144 Buy
4 weeks NZD $91 Buy NZD $118 Buy NZD $119 Buy NZD $138 Buy NZD $144 Buy NZD $168 Buy
5 weeks NZD $111 Buy NZD $149 Buy NZD $128 Buy NZD $169 Buy NZD $159 Buy NZD $199 Buy
6 weeks NZD $119 Buy NZD $168 Buy NZD $142 Buy NZD $186 Buy NZD $193 Buy NZD $268 Buy

7 weeks - 8 months

Duration Close to home - including Asia Pacific & excluding travel in New Zealand Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & New Zealand Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in New Zealand
  Standard Explorer Standard Explorer Standard Explorer
7 weeks NZD $142 Buy NZD $189 Buy NZD $167 Buy NZD $224 Buy NZD $249 Buy NZD $279 Buy
2 months NZD $152 Buy NZD $214 Buy NZD $177 Buy NZD $249 Buy NZD $259 Buy NZD $299 Buy
3 months NZD $203 Buy NZD $269 Buy NZD $229 Buy NZD $349 Buy NZD $309 Buy NZD $379 Buy
4 months NZD $244 Buy NZD $349 Buy NZD $285 Buy NZD $399 Buy NZD $339 Buy NZD $468 Buy
5 months NZD $285 Buy NZD $379 Buy NZD $305 Buy NZD $469 Buy NZD $399 Buy NZD $549 Buy
6 months NZD $305 Buy NZD $448 Buy NZD $338 Buy NZD $499 Buy NZD $459 Buy NZD $629 Buy
7 months NZD $366 Buy NZD $499 Buy NZD $399 Buy NZD $569 Buy NZD $549 Buy NZD $699 Buy
8 months NZD $397 Buy NZD $568 Buy NZD $458 Buy NZD $599 Buy NZD $589 Buy NZD $799 Buy

9 months - 12 months

Duration Close to home - including Asia Pacific & excluding travel in New Zealand Most of the world - excluding travel in USA, Canada, Antarctica, the Arctic, Greenland & New Zealand Worldwide - including travel in USA, Canada, Antarctica, the Arctic & Greenland & excluding travel in New Zealand
  Standard Explorer Standard Explorer Standard Explorer
9 months NZD $438 Buy NZD $599 Buy NZD $489 Buy NZD $645 Buy NZD $629 Buy NZD $859 Buy
10 months NZD $478 Buy NZD $658 Buy NZD $509 Buy NZD $699 Buy NZD $669 Buy NZD $899 Buy
11 months NZD $499 Buy NZD $684 Buy NZD $560 Buy NZD $739 Buy NZD $749 Buy NZD $999 Buy
12 months NZD $509 Buy NZD $699 Buy NZD $599 Buy NZD $799 Buy NZD $799 Buy NZD $1,099 Buy
What you get
Expand all View full description of coverage
(policy wording)

Standard

(NZD)

Explorer

(NZD)
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Overseas medical costs

Covers emergency overseas medical treatment if you're suddenly ill or seriously injured while travelling. Includes treatment in a clinic or hospital, plus medicines and physiotherapy as prescribed by your treating doctor. Read about what's not covered, what you must do and health conditions and how they may affect your cover.
$5,000,000 Unlimited

Emergency dental treatment

Dental treatment for immediate relief of sudden and acute pain to healthy, natural teeth caused by an infection or broken tooth.

$500 $500
[ + ]

24 hour assistance

Our assistance team at WE.assist and Specialty Assist can help 24 hours a day, 7 days a week. You must contact them if you're in an accident, are hospitalised or suddenly need emergency evacuation or transport home. Read about what you must do when things go wrong.
Unlimited Unlimited
[ + ]

Emergency medical transport & repatriation

Covers your emergency medical evacuation to the nearest, appropriate medical facility if you're suddenly ill or seriously injured. Also includes your medical repatriation for further treatment at home or transport of your remains home if you die. Plus it includes, reasonable additional travel and accommodation expenses for a friend or relative to accompany you while you're in hospital and/or during repatriation. Read about what's not covered, what you must do and health conditions and how they may affect your cover.
$500,000 Unlimited
[ + ]

Cancellation costs

Covers the costs to cancel all or part of your trip for up to 14 specific Insured Events including a sudden illness or serious injury, natural disasters, strike or lost passports. This covers the unused, non-refundable portion of pre-booked expenses including transport, accommodation, tours, tuition/courses, frequent flyer points and travel agency fees. Read what's not covered and what you must do if your trip is interrupted.

$3,500 Unlimited
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Out-of-pocket expenses in hospital

A daily benefit to reimburse you for out-of-pocket expenses for things like phone calls, internet or TV access and nicer food if you're admitted in hospital for more than 48 hours.
Not included $5,000
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Alternative therapies

Alternative therapy treatment by a chiropractor, acupuncturist or osteopath as prescribed by your treating doctor.
Not included $500
[ + ]

Clinical psychology after assault or trauma

Counselling by a psychologist overseas if you're mugged, physically assaulted, kidnapped or hijacked.
Not included $250
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Trip interruption costs

Covers the cost of reasonable, additional travel expenses to re-arrange or resume your trip after it's interrupted by up to 14 specific Insured Events including a sudden illness or serious injury, natural disasters, strike or lost passports. Read about what's not covered and what you must do if your trip is interrupted.
$2,500 $5,000
[ + ]

Compassionate emergency visit home

Covers your expenses to return home suddenly if your close relative is unexpectedly hospitalised or dies. These expenses must be pre-approved. There's no cover while you're in New Zealand. Read about what's not covered, how someone else's health may affect your cover and what you must do to get pre-approval to use this benefit.
$1,500 $1,500
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Resumption of trip

If you're repatriated home for medical treatment or have to return home suddenly after your close relative dies or is hospitalised, your policy covers the cost to resume your trip before your policy ends. These expenses must be pre-approved. Read about what's not covered and what you must do to get pre-approval to use this benefit.
$1,500 $1,500
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Theft or damage to baggage & personal items

Covers theft or accidental damage of your gear in specific incidents up to individual item limits. Upgrade your cover to increase the individual item limit to $3,000 per item by specifying individual items on your Certificate of Insurance. Read what's not covered and what you must do if your gear is stolen or damaged.
$2,000 $10,000
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Passport, travel documents & credit cards

Reimburses the cost to replace your passport,credit cards and travel documents (eg. visas, travel passes) if they're lost, stolen or accidently damaged in specific situations. Read about what's not covered and what you must do to keep your passport and travel docs safe.

$1,500 $1,500
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Baggage delay over 12 hours

Covers the cost to replace essential items like your toothbrush, underwear and a change of clothes if you have to wait over 12 hours for bags to be returned by a common carrier.
$300 $450
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Theft of cash

Reimburses you if your cash is stolen while you're carrying it, from a locked safe, locked safety box or locked compartment (except if left in a vehicle or motorbike pannier).
Not included $250
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Hire of sporting equipment

Allows you to hire replacement sporting equipment if yours is delayed, damaged or lost in transit by a common carrier.
Not included $1,000
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Kidnap or hijack

A cash payment if you're kidnapped or hijacked.
Not included $2,500
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Rental vehicle insurance excess

Covers the rental vehicle insurance excess or cost of repair you are liable to pay if the vehicle you rent is damaged or stolen. Read what you must do if you'll be renting overseas and what's not covered.
Not included $3,000
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Return of rental vehicle

Covers the costs to return the rental vehicle if you're accidentally injured or seriously ill and you're unfit to drive. Read what you must do if you'll be renting overseas and what's not covered.
Not included $500
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Local funeral expenses or repatriation of remains

If you suddenly die while travelling, this covers either your local funeral expenses (burial or cremation overseas) or the transport of your remains home. Also includes reasonable and necessary additional travel and accommodation expenses for one person to bring your remains home.
$15,000 $15,000
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Accidental death & permanent total disablement

A payment to you or your estate if you die or are disabled in an accident overseas.
Not included $12,500
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Credit repayment for full time students

A one-time payment for owed credit to help repay your debt after you die or are disabled in an accident overseas.
Not included $2,500
[ + ]

Personal liability

Covers your legal fees and third party compensation if you accidentally injure someone or damage their property and they sue you.
$1,000,000 $2,500,000

Ask a question

If you still have any questions about price and benefits, please don't hesitate to ask.

World Nomads is supported by different insurers from around the world. This insurance is arranged and promoted by WorldNomads.com Pty Limited ABN 62 127 485 198, managed by Cerberus Special Risks Pty Ltd ABN 81 115 932 173 and underwritten by certain underwriters at Lloyd’s. Always read your Product Disclosure Statement and other policy documentation to review your specific cover and to make sure that the policy is right for you.

WorldNomads.com Pty Limited ABN 62 127 485 198 AR 343027 of Level 5, 24 York St, Sydney, NSW 2000 Australia is an Authorised Representative of Cerberus Special Risks Pty Limited ABN 81 115 932 173 AFSL 308461 and markets and distributes insurance products of ihi Bupa. ihi Bupa is the trading name of Bupa Denmark, Filial af Bupa Insurance Limited, England (“Bupa Denmark, Branch of Bupa Insurance Limited, England”) and is located in Copenhagen, Denmark. World Nomads Limited Company No. 05443592 of 27-28 Eastcastle Street, London, W1W 8DH is an Appointed Representative of Millstream Underwriting Limited, 145 Leadenhall St, London EC3V 4QT No. 308584. World Nomads (Canada) Ltd Incorporation No. BC0700178 of PO Box 49290, 1000-595 Burrard Street, Vancouver BC V7X 1S8 is a licensed general agent for AIG Insurance Company of Canada. World Nomads, Inc. (15854422) of 1120 NW Couch St, 10th Floor, Portland OR 97209 USA, doing business in California as World Nomads Travel insurance Services (License # 0I46621), works with Travel Guard to provide Travel Assistance services and Insurance for US members, underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038.