Simple and flexible travel insurance to protect you on your next dive trip. Buy at home or while travelling and claim online from anywhere in the world.
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Calm waters, crystal clear visibility and a solid dive plan might make for the perfect underwater adventure, but accidents can happen. That’s why adventure and travel insurance should really go hand-in-hand.
Whether you're learning to dive or you’ve enjoyed countless hours beneath the sea, World Nomads travel insurance can help take the pressure off you and your family if the unexpected sinks your next dive trip.
As passionate divers ourselves, we’ve designed our travel insurance plans to cover dives from the Great Blue Hole to The Yongala, and we can offer coverage for:
Special conditions and exclusions may apply. Divers must hold a valid SCUBA diving certification (PADI, SSI or BSAC or equivalent) and follow the relevant association rules and guidelines at all times. Learners must only dive under the constant supervision of a properly licensed diving school and follow their rules and instructions at all times.
We offer two plans – Standard and Explorer - each with different levels of coverage. When you get a quote, you can compare the plans side by side and decide which has the right level of coverage to meet your needs.
When you buy your travel insurance policy, you will need to list the activities you plan to participate in while travelling. Level 1 activities—such as scuba diving up to 30 metres—are automatically covered. Level 2 and Level 3 activities—like diving up to 40 metres —require an additional premium.
Both World Nomads plans include cover if your baggage and gear becomes delayed or lost by your common carrier, or stolen subject to the limits outlined in your policy. All coverage is secondary to the coverage provided by your airline or other common carrier. Be sure to check the per item and overall limits when you compare coverage (the Explorer plan offers higher limits and sub limits of coverage).
Baggage delay coverage can help if your airline or other common carrier loses your bags en route to your trip for more than 12 hours, by providing reimbursement for the essentials you need to tide you over until you are reunited with your bag.
If your gear is delayed, lost or damaged, you must report the incident as soon as possible to a responsible officer for the carrier. Make sure you get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier before making a claim with us. In the event of theft, burglary or robbery, you must obtain written documented evidence (i.e. a police report) from the police immediately or as soon as reasonably possible and a written confirmation of the loss from the hotel manager, tour guide or transportation authority.
Your health and safety are a priority when you’re exploring the ocean, which is why our plans cover emergency medical expenses should you become sick, get into an accident or get hurt whilst diving or snorkeling. Emergency medical travel insurance may be able to cover you for emergency evacuation and unforeseen travel costs incurred due to a medical emergency, while also providing emergency assistance services.
To be eligible for maximum emergency medical benefits you must be covered under your Government Health Insurance Plan (GHIP) for the full duration of your policy. If you do not have GHIP coverage while you are travelling, emergency medical benefits will be limited to $40,000 CAD for the duration of your trip.
You might be on a reef far from medical assistance on your dive, and our policies include coverage if you need emergency evacuation to a medical facility.
Having an emergency in a foreign country or another province can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can facilitate a range of services in whatever part of the world you’re travelling, can speak multiple languages and they’re available 365 days a year.
While we can offer coverage for a lot of scuba diving events, there are some things we don’t cover. These include, but are not limited to:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
We’ll get you to hospital or home quickly.
Help starts here.
Covers the theft, damage or delay of your bags, tech and sports gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.