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Whether you’re trekking to see Machu Picchu, surfing in Maui, scuba diving off the coast of Thailand, or skiing in Europe, accidents or sickness can happen at any time during your trip. If you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need.
Unexpected medical emergencies can happen at any time, whether you’re near or far from home. Appendicitis, a broken leg, animal bites and even a bout of severe food poisoning have all sent travellers to the hospital. But what happens if the nearest hospital or appropriate medical facility is dozens or even hundreds of kilometres away?
Medical transport – particularly Medivac flights – can cost tens of thousands of dollars. What could be a lifesaver could also deplete your savings. Emergency evacuation and repatriation coverage may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment.
An emergency evacuation involves transporting patients to a hospital or other medical facility in order to be treated.
Repatriation is a type of evacuation that returns travellers back home, typically after their condition has stabilized and when your treating physician recommends you return to your home province because of your medical condition.
And in a worst-case scenario, if a traveller dies on vacation, World Nomads travel insurance also covers repatriation of remains. It’s not an easy thing to think about, but it does happen from time to time.
Under your World Nomads plan, emergency evacuation is covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re going to be at the hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Emergency evacuation and repatriation typically takes place through a commercial flight. We may cover:
The key thing to remember is that you must contact us before seeking emergency medical treatment, emergency evacuation or repatriation.
Medical repatriation travel insurance is available for international travel or domestic trips outside your home province. You must be covered under your Government Health Insurance Plan (GHIP) for the full duration of your policy to be eligible for maximum emergency medical benefits. If you do not have GHIP coverage while on your trip, emergency medical benefits will be limited to $40,000 CAD for the duration of your trip.
Our travel insurance plans do not cover everything. For example, our plans do not provide coverage for any of the following:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
How to get medical assistance.
It’s essential that you get in contact with our 24/7 Emergency Assistance team as soon as possible. Our team can support you from the time you get sick or injured until the time you get home.
To expedite your call, please be ready with the following:
On my second day in Burma, I woke up in the middle of the night with intense abdominal distress. I was rushed to the Asia Royal Hospital and immediately taken for evaluation and an ultrasound. I had a large mass in my abdomen and evacuated to Bangkok that evening to see a specialist. I was admitted to Bumrungrad International Hospital, where I stayed for eight days for a battery of tests, including several ultrasounds, a CT scan, and two aspirations of what turned out to be a renal cyst. After a conditional discharge, where I was restricted to rest, I was deemed stable enough to be evacuated. Two days later I was on a flight back to the U.S., where I am now continuing treatment.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions around medical repatriation. You can also find the answers to other questions in our Help Centre or you can ask the customer service team.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.