Cover yourself skiing and snowboarding

In short, recreational skiing or snowboarding at resorts is covered. You are covered for skiing & snowboarding in the areas designated 'safe' by ski resort staff within the designated areas of a ski resorts boundaries.

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So what does safe mean?

Ski resorts are often held liable for all winter sports activities within their boundaries and as such, they take time to make sure the pistes are groomed, the instructors are competent and that any dangerous conditions like heavy snow, ice, and avalanche risks are properly managed.

World Nomads cover does include normal on-piste snowboarding and skiing, plus off piste skiing and snowboarding provided it is not done in restricted or unsafe areas. If you're thinking of more extreme skiing it's important to check the policy wording because some of our insurers can't offer cover - they find it very difficult to gauge the individual's ability and level of risk.

World Nomads policies have cover for emergency medical treatment undertaken by qualified resort staff and any air evacuation or road ambulance transport that is required subject to the Emergency Assistance team being contacted and approval given.

Winter sports equipment will probably also be covered while in official resort storage where a check in is required, but is not covered if it is left anywhere where the general public have constant access or where items can be taken without your knowledge, including ski racks (secured or not) or in resort lockers in public areas. Again, our insurers have different policy wordings dependent upon which country you are from so check out the conditions to make sure that the cover is right for you and your particular winter sporting adventure. If you're not sure just drop us an e-mail and we'll come straight back to you!

Be sensible guys. Skiing causes a lot of medical claims and as pretty as the white stuff looks, it can be dangerous so let's be careful out there.

You are not covered where you are:

  1. Willfully exposing yourself to a needless risk like cliff drops or taking on the double black diamond run after your first ever day on the slopes.
  2. Intoxicated or have taken illegal drugs where your ability and decision making is probably compromised.
  3. Out of the bounds of the ski resort.
  4. Extreme skiing or snowboarding.
Top 5 snow questions
1. If I break my leg on the mountain and need to be brought down, am I covered?
Yes, as long as the accident occurred within the bounds of a ski resort.
2. If I wipe-out and break my new ski's are they covered?
No, ski equipment isn't covered while you are using it.
3. What happens if someone steals my gear?
As long as you have taken proper care of it in the first place, you are probably covered. Our insurers take different views on this type of incident. Please check your policy wording for all of the details and to make sure the cover is right for you.
4. Am I covered while I am learning to ski?
Yes, as long as you are within the boundaries of the resort and are being sensible.
5. Am I covered in any ski resort anywhere?
Yes. And let us know if you find a really unusual one.

How we help

You only ever seem hear complaints about travel insurance and that companies are a bunch of cheating lying thieves. Well, we thought we'd open the lid on a little of what we do and tell it as it is from some of the people we have helped.

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If you still have any questions about covering adventure activities, please don't hesitate to ask.

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