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Travel Insurance for European Residents

Simple and flexible trip insurance for international travel. Buy and claim from anywhere in the world.

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Summer's calling - save 15%* on Travel Insurance

From city breaks to wild escapes, save 15%* on cover with promo code WANDER15!

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World Nomads Travel Insurance

Travel insurance for independent travellers and their families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.

World Nomads travel insurance has been designed by travellers for travellers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.
Buy travel insurance while travelling

If you're travelling and want to travel longer, World Nomads lets you purchase a new policy to keep you on the road.

24/7 Emergency Medical Assistance

Our Emergency Medical Assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing a broad list of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

  • My son was bitten on the face (bleeding cuts under the lower lip and by the eye!) by a dog at the place we stayed in Toronto. My son (age 4) jumped in front of the dog and the dog nipped him. We took him to the emergency room for stitches.
    French Resident in Canada
  • At the end of 3 day visit to a very remote area of Sierra Leone, I started to have a strong headache on the way back home. The trip to the city of Makeni was 3 around hours. During those hours I lost all my energy and almost my conscious. Once in Makeni, I was brought to the hospital. They immediately did a blood test - I was positive to malaria and typhoid. The hospital admitted me until for all the treatments. Once discharged I continued to take other drugs to finish the treatment.
    Italian Resident in Sierra Leone
  • I got a food poisoning from a buffet dinner in Siem Riep, Cambodia. I was feeling unwell at night, had diarrhoea and vomiting. I had to go to the bathroom again, so I got up from bed and I fainted before getting there, hitting my head against the door's frame. When I recovered consciousness, my husband noticed that the wound in my head was bleeding a lot, so he called to the emergency number of World Nomads. You referred us to the Royal Angkor International Hospital (about 3 Km from our guesthouse). The woman in charge of the guesthouse called a tuk-tuk driver to get us there at about 3:15 am. World Nomads had already contacted the hospital for the physician evaluation, the treatment of the wound and the medication.
    Spanish Resident in Cambodia

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: €10,000
  • Standard Plan: €4,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy in an accident?
  • Sudden death of an immediate relative?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: €10,000,000
  • Standard Plan: €5,000,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Injured abroad?
  • Need to get to hospital urgently?
  • Medical evacuation home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).

  • Explorer Plan: €3,000
  • Standard Plan: €1,500
Protect your gear
  • Luggage lost by a carrier?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Emergency Medical & Dental Expenses
  • 24 hour Emergency Medical Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Trip Disruption
  • Travel Delay (Explorer)
  • Missed connection (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Personal accident
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover 150+ Adventure Activities you love + more

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Snow Activities
    • Included for all
      Curling Ice skating – indoor Sleigh rides - horse drawn
    • Optional extras
      Glacier walking-ice walking Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding(Terrain Park) Sledding
  • Water Activities
    • Included for all
      Banana boat rides Black water rafting Boating inland and coastal waters Fishing / angling Hydro foiling Jet boating Parasailing River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
    • Optional extras
      Boating - outside coastal waters Outrigger canoeing Sailing / yachting - outside coastal waters Kite boarding Kite surfing Surfing Spearfishing Water skiing - barefoot
  • Air Activities
    • Included for all
      Abseiling Aerial safari Hot air ballooning Zip line
    • Optional extras
      Bungee / bungy jumping Parachuting/Skydiving (tandem jumps only)
  • Land Activities
    • Included for all
      Aerobics Ballet Bowling Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving / spelunking - sightseeing Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres In-line skating Kite flying Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance up to 3 miles Outward bound up to 3,000m Paint balling Rock climbing - indoor Safari tours Segway Tours Skateboarding - ramp / half pipe / skate park / street Snooker Theme parks / fairgrounds Tuk Tuk - as a passenger Walking up to 3,000 metres War games / military simulation
    • Optional extras
      Camel trekking - overnight Camping up to 6,000 metres Cycling / biking - independent cycle touring Cycling / biking - on an organised tour Elephant riding - overnight Fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Land surfing Moped riding / scooter biking - under 125cc Motor biking - as a pillion passenger - under 125cc Rock climbing - bouldering Sandboarding / sand skiing Trekking up to 6,000 metres
  • Sports Activities
    • Included for all
      Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Darts Flag football / rugby / gridiron – non-contact Football Frisbee / Ultimate frisbee Golf Gym training Gymnastics Handball / Tchoukball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Rambling - up to 3,000 metres Rifle range / sports shooting Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Table tennis Tennis / Pickeball Trampolining Triathlon - up to sprint distance Volleyball Wake skating Wakeboarding Weight training Yoga
    • Optional extras
      Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata
  • Experience Activities
    • Included for all
      Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
    • Optional extras
      Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level
Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

Contact our Claims Team

We're here to help if you have a question about your claim. We're available.

Contact us

For policies purchased on or after 27 June 2024

Claim online

Country of residencePhone
Belgium +44 (0) 333 333 9621
Denmark +44 (0) 333 333 9619
Germany +44 (0) 333 333 9618
Netherlands +44 (0) 333 333 9617

Country of residenceEmail
Belgium worldnomads.clmsbe@collinsoninsurance.com
Denmark worldnomads.clmsdk@collinsoninsurance.com
Germany worldnomads.clmsde@collinsoninsurance.com
Netherlands worldnomads.clmsnl@collinsoninsurance.com

For policies purchased before 27 June 2024
Country of residencePhone
Belgium +32 (0)2 808 66 32
Denmark +45 89 87 30 23
Germany +49 (0)335 5622 3012
Netherlands +31 (0)20 8080731

Claim online

FAQ

Here are our most frequently asked questions. You can also visit our help center for more answers.

*The 15% discount applies to total premium and is available from 09 June 2025, 12:00AM CEST to 09 July 2025, 11:59PM CEST. Discounts do not apply to the rate of VAT or other sales taxes as applicable in your country of residence, or charitable donations or any changes you make to the policy. World Nomads has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with another discount or in conjunction with any other promotional offer. Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. nib Travel Services Europe Limited (trading as nib Travel Services and World Nomads), City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland, acts under an agency agreement on behalf of the insurer, Collinson Insurance Europe Limited (CIEL). CIEL is authorised and regulated by the Malta Financial Services authority to carry on insurance business under the Insurance Business Act, CAP 403 of the Laws of Malta (Registration number C89977). nib Travel Services Europe Limited, trading as nib Travel Services and World Nomads, is regulated by the Central Bank of Ireland. World Nomads are tied to Collinson Insurance Europe Limited (CIEL) to provide the products which are manufactured by CIEL and distributed by World Nomads..