For those who aren't going home anytime soon.

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What does long term travel insurance cover?

We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 180 activities and events including casual bar work, skiing, zorbing and much more.

Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:

  • Medical
  • Cancellation
  • Luggage/baggage cover
  • 24/7 worldwide assistance

How do I buy more travel insurance cover?

You can buy more cover, even if you’re already on the road. Generally cover lasts for one year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.

You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.

What’s not covered on long term travel insurance?

There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. These include but aren't limited to:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up while having hostel sex (ah, sorry)
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Ongoing treatment at home

It’s important to remember that World Nomads offers travel insurance… not medical insurance. That means our policies won’t cover you for ongoing medical care (we'll patch you up and send you home).

This is not a full list of what's covered and not covered. There are limits and conditions that apply, so for more information, read your policy carefully before you buy.

Severed Nerve

I was opening a bag of potatoes with a knife. The knife slipped and cut the 2nd (index) finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge, they referred me to Clinique Axium the following day. I underwent micro surgery to repair the ulnar nerve in my finger which I had partially severed (50%). Up until this time I was unaware that I had injured the nerve and definitely wasn't aware that I would require surgery. This operation was conducted under local anaesthetic.. I have had 2 follow up appointments at the Clinique the first of which was to issue a prescription to enable my dressings to be changed along with having a specialised splint made to keep my finger in a bent position to enable healing.
Claim paid: NZD $1039.13
T. P. Kiwi in France.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plan: R$ 20.000
  • Standard Plan: R$ 10.000
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plan: R$ 900.000
  • Standard Plan: R$ 500.000
Medical Expenses Overseas
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: R$ 100.000
  • Standard Plan: R$ 100.000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plan: R$ 14.000
  • Standard Plan: R$ 8.000
Checked-in Baggage Loss
  • Luggage lost?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 180 activities you love + more

Snow 28 activities
Water 38 activities
Air 9 activities
Land 61 activities
Sports 54 activities
Experiences 8 activities
  • Scuba diving
  • Surfing
  • Snowboarding
  • Skiing
All activities are included in the Standard and Explorer Plans.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +1 877-660-2844 (collect from anywhere in the world)
Phone: (11) 2526-9312 (from Brazil)
Whatsapp: +57 316 851-0533

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 21 October 2016 and rated 4 stars

Underwritten by:
T. Pleasants. changed to T.P for testimonial