For policies purchased on or after 17 December 2021 please refer to the Policyholder Manual or contact us if you have any questions.
For policies purchased on or before 16 December 2021 please see below.
Para apólices compradas a partir do dia 17 de dezembro de 2021, consulte o Manual do Segurado para maiores informações ou entre em contato conosco para esclarecer as suas dúvidas.
Para apólices compradas até o dia 16 de dezembro de 2021, por favor veja o conteúdo abaixo.
Desculpe, essa informação está indisponível no momento. Estamos trabalhando para trazê-la para você o mais rápido possível. Customer Service phone (sales / service) 0800 761 61 61 0800-275-8585 (Hearing impaired service)
SAC - Informações & Pré-vendas 0800 761 61 61 0800 275 8585 (Deficientes Auditivos e de Fala) Opening hours (except holidays): Monday to Friday from 8h to 20h and Saturday from 8h to 18h.
Hearing impared service available 24 hours a day, 7 days a week.
Horário de funcionamento (exceto feriados): De segunda a sexta-feira das 8h às 20h e aos sábados das 8h às 18h. Deficientes Auditivos e de Fala: Atendimento disponível 24 horas por dia, 7 dias por seman.
Yes, there are waiting periods!
It’s the amount of time you have to wait before cover is activated and/or before a benefit becomes payable.
To put it bluntly, it reduces the likelihood of travellers making claims as soon as they purchase insurance. It also helps to keep the price lower for everyone.
Buying your policy after you have left your home country?
If you’re already travelling, you’ll need to wait 72 hours from the moment you buy the policy (ie 3 days) before you can be fully covered under any of the policy benefits.
A little exception to the rule:
Because we know all too well that the unexpected can happen, especially overseas, there’s cover for emergency overseas medical expenses and emergency transport expenses immediately (no need to wait until the 72 hours is up to be covered in other words) if you become seriously ill or injured as a result of an accident that happens after you buy your policy.
Buying your policy at home before heading off on your overseas adventure?
No waiting period applied! You’ll be fully covered from your departure date!
There are only two policy benefits where a waiting period is in place once you have your policy:
We’re here to help if you have a question about travel insurance. We’re available:
Capitals and Metropolitan regions:
(11) 4020 0902
Hearing impaired service: