Am I covered by travel insurance if I'm scuba diving?

For policies purchased after 10 August 2016, 3:00am UTC, your World Nomads policy is provided through Zurich Insurance Group

Desculpe, essa informação está indisponível no momento.  Estamos trabalhando para trazê-la para você o mais rápido possível. Customer Service phone (sales / service) 0800 761 61 61 0800-275-8585 (Hearing impaired service)

SAC - Informações & Pré-vendas 0800 761 61 61 0800 275 8585 (Deficientes Auditivos e de Fala) Opening hours (except holidays): Monday to Friday from 8h to 20h and Saturday from 8h to 18h.

Hearing impared service available 24 hours a day, 7 days a week.

Horário de funcionamento (exceto feriados): De segunda a sexta-feira das 8h às 20h e aos sábados das 8h às 18h. Deficientes Auditivos e de Fala: Atendimento disponível 24 horas por dia, 7 dias por seman.


For policies purchased before 10 August 2016, 3:00am UTC your World Nomads policy is provided through Bupa Global

Only the Explorer Plan can provide you with cover while scuba diving.

What's covered
Scuba Diving Certification Conditions of Cover
Not Certified Cover to scuba dive under licensed instruction to a maximum
depth of 50 meters
Certified Diver You can dive to the depth that your license allows up to a maximum
depth of 50 meters.
Shark Cage diving Covered to a depth of 50 meters
Cave diving and Cavern diving Covered
Free diving Covered to a depth of 50 meters
Commercial Diving Not Covered
Work as a dive instructor See Article ' Am I covered while working during my trip'

There’s also cover for the theft of your sporting equipment or damage to your sporting equipment by a common carrier.

How it works

If you become seriously ill or injured while diving and need urgent medical assistance, we’ll cover:

  • evacuation if it’s urgent and medically necessary (by the most appropriate means including helicopter when necessary and available).
  • emergency medical expenses for treatment at the hospital or local medical centre including decompression treatment if agreed as medically necessary by your treating doctor and our medical specialist; and/or
  • repatriation home if you’re seriously ill or injured and unable to continue your trip.

If you are in need of a medical evacuation, repatriation or if you are admitted to hospital, you or someone with you MUST contact the emergency assistance team immediately. The Emergency Assistance team can arrange and pre-approve all expenses.

Who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay) depends on what’s happened to you and the necessary treatment required.

Also be aware that any medical claim or sporting equipment claim submitted will have a €70 EURO/$100 USD policy excess/co-pay deducted per person, per claimable event.

What’s not covered

The policy isn’t designed to cover everything. Take the time to read the terms and conditions in the Product Guide for full details on what is and isn’t covered. That way there are no surprises if you need to use it.

Here are the main things that aren’t covered:

  • Any dive which takes you below your current qualification limits or any dive below 50 metres under any circumstances.
  • If you act with disregard for your own safety, gross negligence or actively engage in any illegal act.
  • Search and rescue under any circumstances.
  • Any on-going medical expenses once you return to your home country
  • Anything else that's listed in the exclusions on the policy.