For when nature intervenes.
Natural disasters not only cause physical harm, they also shut down airports, wipe out accommodation, and cancel trips. While some natural disasters are unpredictable, most give off enough warning so you're not caught off guard.
|Your country of residence||Cancellation||Trip Interruption||Trip Delay||Medical Expenses||Baggage||24 hour emergency assistance|
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For those policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster is known, and do everything you can to minimise your expenses. It's a good idea to read through the policy wording as you go through the purchase path as there are limits on the cover depending on which plan you buy.
This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on natural disasters and read your policy carefully before you buy.
If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.
On the night 25/10/2010 I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
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Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
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Love photography, filming or sport?
Cover your bags, tech or gear.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
Coronavirus (COVID-19) and travel - Need to know before you buy
There is NO COVER available for travel to any country or part of it with a COVID-19 travel ban, and any events that arise when you travel against any government bans or warnings.
Ready to hit the road? Before you buy, check your local government travel warnings and make sure you understand the impact coronavirus (COVID-19), and the the associated travel warnings, may have on travel insurance coverage. Please go to our FAQs and choose your country of residence to read more, or you can see our latest travel alerts here. When getting a quote, review the policy wording for cover terms, conditions, limits and exclusions.About Coronavirus