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  1. World Nomads
  2. Au
  3. Travel Insurance
  4. Whats Covered
  5. Trip Interruption

Travel insurance for trip interruptions

If your trip takes an unexpected turn, travel insurance might be able to help get you back on track

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At a glance:

  • This information is for Australian citizens and residents only.
  • Travel insurance for trip interruptions may help if your adventure is cut short.
  • Cover may include illness, cancellation, natural disasters, and more.
  • Both Standard and Explorer Plans include trip interruption cover (with different limits).
  • Claims can be lodged online anytime, anywhere.
  • Always read the Product Disclosure Statement (PDS)/Financial Services Guide (FSG) and Target market Determination (TMD) to know what you are covered for and consider whether this product is right for you. 
  • Contact us if you have any questions.

No one plans for their trip to veer off course, but unexpected turns have a way of sneaking up on you. Whether you’re exploring temples in Bali or backpacking through Europe, travel insurance may help if your trip is unexpectedly interrupted.

What is trip interruption coverage?

World Nomads trip interruption coverage is travel insurance designed to help when an insured event forces you to end your trip early, or puts a stop to your planned trip itinerary.

If you come off your scooter in Thailand, a tsunami hits while you’re in Japan or any other covered event interrupts your trip, your travel insurance plan may reimburse any unused, prepaid expenses, and may be able to help cover additional costs for you to get home.

What are covered reasons for Trip Interruptions?

There are 14 insured events for Trip Interruption cover, which you can find in the Product Disclosure Statement (PDS).

Trip over before it starts

If you have to rearrange your trip following an insured event before you leave home, we may pay for reasonable additional transport and accommodation expenses incurred.


Trip cut short

If during your trip, your trip is interrupted by an insured event we may pay for reasonable and necessary additional transport and accommodation expenses incurred to rearrange, resume, catch up to or end your original travel plans.


Sudden illness or injury

If you’re unable to continue your trip due to an Insured Event and involving a sudden illness or serious injury to you or any of your travelling party, we may pay for reasonable and necessary additional travel and accommodation expenses you incur until you or they are medically fit to continue travelling.

This is only a summary and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered.

Get a quote today to learn more about what’s included.

How do I make a claim for trip interruption online?

World Nomads makes the claims process quick and easy, offering online claims you can start from anywhere in the world, anytime.

Find out how to make a claim online in 5 easy steps.

What travel insurance plan should I choose?

The right plan depends on how and where you’re travelling:

  • Standard Plan: includes cover for trip delay, interruption, and overseas medical emergencies.
  • Explorer Plan: For bigger adventures, with higher limits and extra benefits, rental vehicle insurance excess, and personal accident cover.

Both include trip interruption benefits, but the level of cover varies. Compare travel insurance plans to see what may be right for you.

What’s the difference between trip cancellation, trip delay and trip interruption insurance?

When it comes to travel insurance, understanding trip cancellations vs trip interruption insurance—or even trip delay insurance—is essential.

Trip cancellation

If you need to cancel before leaving Australia, for covered reasons like illness.

Trip delay

Coverage for cancellation, delay or restriction of your travel arrangements by your travel service provider due to severe weather, natural disaster, hijacking or strike.

Trip interruption

If your trip is interrupted, cut short, or portions of your trip are missed for a covered reason once you've departed Australia.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
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What's not covered?

Travel insurance isn’t designed to cover everything. Common exclusions include:

  • Change of mind. If you decide travelling isn’t for you, the destination isn’t what you thought it would be, or you have a disagreement with your travel buddy.
  • A loss arising from an existing medical condition, except as described in ‘Health conditions & your policy’ in the PDS.
  • Medical expenses incurred within 
  • Alcohol and drug-related incidents.
  • Participation in activities not listed as covered in your PDS. Or where the relevant activity level isn't purchased, or without the relevant license/someone with the relevant qualifications.
  • Any expenses for delays, rescheduling or cancellation of scheduled public transport services arising from reasons within a carrier’s control, including but not limited to maintenance, repairs, schedule changes, service faults, corporate takeover or industrial activity other than a strike.
  • You not providing receipts for your expenses.
  • A loss arising from any act or threat of terrorism.
  • Any other reason listed under the General Exclusions, which are applicable to all sections of the policy.

It’s important to read your PDS carefully and to understand what is and isn’t covered as part of your travel insurance.

Unsure if something is covered? Get in touch and we’ll help clears things up for you.

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please carefully read your PDS for a full description of coverage. If you have any questions, please get in touch.

FAQ

Here are our most frequently asked questions about cover for trip interruption. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Why should Australians buy travel insurance for trip interruptions?
    There are myriad reasons why a trip might be interrupted. If you’ve ever been stranded after plans have fallen though, you’ll have an idea why travel insurance for trip interruptions is a good idea. Since you can’t predict how things will go, you may want to consider travel insurance.
  • What if my flight is cancelled due to staffing issues or it’s been overbooked?

    Our policies don’t cover you in the event your flight is cancelled due to staffing issues, or in the event you have been ‘bumped’ to another flight because it’s been overbooked.

    In these cases, you should:

    • First talk to your airline carrier about getting a new flight booked as soon as possible- either on another flight or with another airline.
    • If you have to stay overnight, ask your airline carrier about accommodation and meal vouchers – most airlines will have options available.

    If you choose to purchase another flight with another airline you should be aware you may not be covered for these additional expenses.

    In the event of cancellation, delay or restriction of your travel arrangements by your travel service provider due to severe weather, natural disaster, hijacking or strike our policies may cover you depending on your specific circumstances and the plan you’ve purchased.

  • Can I claim if work calls me back early?
    Maybe. Insured reasons include things like the sudden death, sudden illness or serious injury of a business partner or a person in the same job as you and you’re required to end your trip early to return to work.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital lickety-split

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for Australian residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.