The world has no boundaries, but unfortunately, travel insurance does. World Nomads policies can go with you to most countries with a few exceptions.
We don’t offer coverage if you travel abroad to a country or region against the advice of the Department of Foreign Affairs and International Trade of the Canadian Government or Health Canada. In other words, you aren’t covered if you book a trip or buy a policy after a “defer travel” advisory has been issued.
Other countries we exclude are:
· Iran
· Syria
· Sudan
· North Korea
· Crimea region
· Cuba
If there are any changes to the countries we cover, the easiest way to check is by getting a quote and adding individual countries (such as Thailand, Vietnam, Laos) or regions (Asia, Europe, Worldwide) or a mix of both (Thailand, Vietnam, Asia) to the form. You won’t be able to buy insurance for a country we don’t cover, the system won’t let you continue with the quote. Also, restrictions apply to countries experiencing war, or act of war, whether declared or not including civil war, acts of foreign enemies or rebellion. Read the policy for more details. It’s important to choose all the countries or regions you plan to travel to when you buy your plan.
We are prohibited from offering coverage to Canadian travellers who are travelling to certain countries that have economic or trade sanctions against it. Our policies will not provide any coverage if to do so would be in violation of any sanctions law or regulation.
If a country is sanctioned by the Government of Canada , we are not able to offer coverage if you travel there. This means we cannot offer emergency evacuation or medical assistance in those countries. We also cannot pay any claims for events that may occur while you are there or that are related to your travel there.
If the Canadian Government has issued a travel warning for a country you’re planning to visit, you should be realistic about the assistance we will be able to provide – for example, we might not be able to offer an emergency evacuation or repatriation if the government of the country you’re in won’t allow it. We may not be able to provide assistance and/or you may not be eligible for coverage.
You should also expect to pay out of pocket for any expenses and then claim for your costs to be reimbursed once you’re back home.
Government warnings can be issued or changed without notice at any time, so always check the status with the Government of Canada's Travel advice and advisories (Travel.gc.ca) before you buy a plan and before you pay anything towards your trip, either deposits or the full amount.
Sanctions and government warnings change, so be sure to check the Government of Canada's latest travel advice.
Questions? Feel free to contact us.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
We’re here to help if you have a question about travel insurance. We’re available:
Within Canada & continental USA, toll free:
1 877 328 2528
International collect:
+1 416 646 3723
Before your trip, check the latest government advice for any travel alerts for your destination.