Photo © www.maurorigollo.com

Single Trip Travel Insurance

You don't need a return ticket to buy travel insurance.

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You’ve got a one way ticket in your back pocket and plans for a great new job, life or adventure… but you’re not covered for the trip to get you there. That’s where World Nomads’ Single Trip Travel Insurance may cover the gap between your old life.

Start your future on a high note

World Nomads offers single trip travel insurance to cover you and your personal items for as long as you need us to, whether it be a few days, a few weeks or even months, before you get to where you’re going. However, you should be aware that policy cover may vary depending on your Country of Residence and the plan you have chosen.

We offer Standard or Explorer options with differing cover. It’s up to you to consider your requirements and match them up with the right cover for your needs.

Single Trip cover

All World Nomads policies cover those events our travelers most often encounter including:

  • Overseas medical
  • Cancellation
  • Hospitalization due to a severe injury or illness
  • A flight is delayed or canceled
  • If your bags and valuables are delayed, stolen or damaged
  • 24/7 Worldwide Emergency Assistance
  • If you need cover for a multi-destination trip
  • If you’re travelling with family and need cover for dependants
  • Cover for some Coronavirus-related events

We cover more than 150 activities, sports and experiences depending on the policy you choose and if it’s not on the list, call us and we’ll let you know if we’ll cover it.

Exclusions

There are of course exclusions which apply. Some of the exclusions which may apply are:

  • Cancellation or other expenses if you change your mind and decide not to go.
  • You do anything illegal (You didn’t really think we’d cover that did you?)
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Certain pre-existing medical conditions

Note: don't forget to read the policy wording when you hit the quote button as all plans are different – don't just assume you are covered in every situation, as terms and conditions, benefit limits, and exclusions may apply.

What you should look out for when considering travel insurance:

  • Make sure you correctly choose the right trip dates, age limit, and level of cover.
  • Ensure all your destinations are covered.
  • Make sure you understand what a pre-existing medical condition is under our policies (coverage varies by country of residence).
  • Some activities and sports may require an extra level of cover or may not be covered.
  • Make sure you clearly understand the benefit limits and the excess as per the level of cover you've selected.
  • Understand that there will be General Exclusions in your cover for which you won't be covered under any circumstances.
  • Make copies of travel documents and keep receipts in case you need to make a claim.

Watch Anton's true claim story

I fell on my side and heard the sound of a dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.

Anton,
World Nomads customer from Iceland

At World Nomads, we strive to deliver not just travel insurance cover, but also some added value through our additional services such as:

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Traveler tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.

Kidney Stone in Bali

On Saturday 9 August 2014 I incurred acute pain and vomiting all night long. I went to Siloam Hospitals Bali due to the acute pain and non-eating. I was hospitalised immediately. X-rays and ultrasound found a kidney stone and infection. I was hospitalised for 5-6 days where I was medicated and had tests accordingly. I had a procedure to break up the kidney stone as it would not dislodge. I was released from hospital to convalesce at home
Claim Paid: AUD $5286.96
M.M. Australian in Bali

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Lumina/IStock

Long-term Travel Insurance

For those who aren't going home anytime soon.

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Planning to travel long-term? Don't forget travel insurance to keep up with your adventures. World Nomads has you covered with flexible travel insurance designed by travelers, for travelers.

Why Choose World Nomads for long-term travel insurance?

World Nomads offers travel insurance that’s built for those who aren’t satisfied with the ordinary. Depending on your country of residence, our plans cover trips lasting up to 12 months, allowing you to travel without worry. Here’s why World Nomads stands out:

  • Buy cover while traveling: Forgot to get travel insurance before you left? No problem. With World Nomads, you can buy or extend your cover even after you’ve started your journey (waiting periods apply).
  • 24/7 Emergency Assistance: Wherever you are in the world, our emergency medical assistance team is ready to help you when you need it most, connecting you with medical treatment, transportation, or whatever support you require.
  • Coverage for 150+ adventure activities, sports and experiences: Whether you’re backpacking through Europe, hiking the Andes, or volunteering in Africa, World Nomads covers more than 150 activities so you can push your boundaries without worrying about the ‘what ifs’.

Travel insurance benefits for long term travelers

Our policies come with loads of benefits, depending on the policy you buy. Whether you’re going on a long trip or a short trip, all of our policies provide cover for:

  • Trip cancellation and trip interruption if you get sick or injured at the last minute and need to make a change.
  • Emergency medical treatment, like an urgent visit to the doctor, medicine to help you get well, x-rays and hospital stays.
  • Emergency medical evacuation if you get really sick and need to be transported somewhere with better facilities.
  • Emergency repatriation if you need to be flown home to receive better care, or to bring your body back to your home country if you die overseas (it’s terrible to think about, but it happens).
  • Delayed, lost or stolen baggage.

Who might want to buy travel insurance for a long trip?

Travelers of all ages might be interested in purchasing a long stay travel insurance policy. Here are a few examples:

  • College students going on study abroad who want to travel in between quarters or semesters.
  • Working holiday makers and digital nomads.
  • Backpackers and road-trippers on a long-term holiday.
  • Digital nomads making the most of work and play.
  • New retirees heading out to explore the world with their newfound freedom.
  • Families traveling for the summer holidays.

How long can travel insurance cover me for?

Our policies are designed to be flexible . We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.

Depending on your country of residence, you can buy a World Nomads travel insurance policy for a maximum duration of six or 12 months.

To find out how long we can cover you for, select your country of residence and get a quote. While there, you can also compare our two plans, Standard and Explorer, and download the full policy wording before you buy.

What if I don’t know how long I want to travel for?

If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:

  • Extend your policy: You can extend most of our policies online and from overseas while traveling, as long as you extend it before it expires. Terms and conditions, and limitations apply so check the policy wording details before you purchase to make sure this will suit your needs.
  • Purchase a new policy: If your policy has expired, you can purchase a new travel insurance policy while you’re still traveling. Just note that there may be a waiting period for full cover to apply (you can be covered straight away if you're injured in an accident after you buy a policy). Your policy wording will have full details to understand the cover, terms and conditions, limits and exclusions.
  • Purchase and track your policies with your World Nomads membershipA free membership gives you access to all of our great content and safety advice. And if you buy travel insurance with us, your membership allows you to manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log-in before purchasing each new policy.

Tips for long-term travelers

  1. Volunteering or working abroad?
    Ensure you’re covered for the specific activities you’ll be engaging in, whether it’s teaching English, working on a farm, or volunteering at a wildlife sanctuary. World Nomads offers coverage for a wide range of volunteer and work activities, so you can focus on making a difference.
  1. Students on a gap year or exchange
    If you're a student embarking on a gap year or participating in an exchange program, long-term travel insurance is essential. It covers you for medical emergencies, trip cancellations, and even the loss of important documents like your passport.
  1. Stay connected with us
    Keep a copy of your policy details and emergency contact numbers handy. Whether it’s a sudden illness or an unforeseen event, knowing how to quickly get in touch with us can save you time and stress.

Don't let the unexpected derail your long-term adventure. Get a quote from World Nomads today.

What’s not covered by travel insurance?

All travel insurance policies have exclusions and limitations. Here are some of ours - we won't provide cover for:

  • Anything illegal (you didn’t really think we’d cover that did you?) Be sure to respect both the local laws and mores of your host countries.
  • Medical evacuation or repatriation for any incidents related to drug and alcohol abuse, or that is not pre-authorized by a physician.
  • Trip cancellation for events that occurred before your policy was purchased (natural disaster, strike, etc.).
  • Not having visas or passports issued on time or not properly fulfilling the entry requirements of your destination.
  • Leaving your gear behind, or not keeping an eye on your things and they get stolen.
  • Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for medical emergencies).
  • Some pre-existing conditions, especially those not stable and controlled.
  • Cancelling your trip due to fear of travel or just changing your mind.

This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy carefully before you buy and make sure it’s right for you and if you have more questions get in touch.

Severed Nerve

I was opening a bag of potatoes with a knife. The knife slipped and cut my finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge (and was) referred to Clinique Axium the following day. I underwent micro surgery and had two follow up appointments at the Clinique, along with having a specialised splint made to keep my finger in a bent position to enable healing.
Claim paid: NZD $1039.13
T.P. Kiwi in France.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Snow
  • Bobsledding
  • Ice Hockey
  • Ice Skating
  • Kite Wing
  • Skiing
  • Snowboarding
  • Snow kiting
  • Snowmobiling
  • Tobogganing
Water
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
Air
  • Aerial Safari
  • Ballooning
  • Bungee Jumping
  • Hang Gliding
  • High Diving
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving
  • Tandem Skydiving
  • Zip Line
Land
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
Sports
  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Go Karting
  • Golf
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
Experiences
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Jovo Jovanovic/Stocksy

Travel Insurance for Overseas Accidents

What's covered by travel insurance when your adventure turns into misadventure.

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Whether you’re exploring on the map or hurtling off it, serious accidents can happen anywhere, anytime.

If you have a serious accident while on holiday, you will want to consider travel insurance. An unexpected accident, for example, a car accident resulting in broken bones, a serious illness that lands you in hospital, or an injury caused while hiking or doing any type of sports, could really add to the pain you may already be feeling.

Injuries resulting from an accident can be extremely costly due to ongoing medical expenses, particularly when it involves medical evacuation costs. Thinking about the benefits of travel insurance when traveling abroad could mean you can be covered appropriately, and you may save thousands of dollars.

What’s covered by World Nomads travel insurance if I have an accident overseas?

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Medical evacuation including air ambulance

Make sure you’ve read your policy wording as there are there are terms and conditions, limitations, and exclusions. Always do your research on where you’re going and what you plan to do when overseas as this will help you pick the right policy.

Note: while you may have access to health insurance for any accidents in your Country of Residence, this may not be the case when you are overseas. Please be aware that this is accident and emergency cover only and is not a private medical insurance policy. It only covers you if there is a sudden and unexpected accident causing you injury or if you suddenly become ill during your trip.

How do I get travel insurance?

With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.

What’s not covered?

  • If you’re doing an activity the policy doesn’t cover.
  • A pre-existing medical condition, even if the condition recurs as a result of or is aggravated by an accident.
  • Any injury which is caused by or exacerbated by a pre-existing medical condition.
  • Any consequences of medical treatment not necessitated by an accident covered by this policy.
  • If you’ve been acting recklessly and taking needless risks.
  • If you ride a motorbike without a helmet or the correct license.

Cover for sports & activities and your sports gear

While we offer cover for over 100 sports, activities and experiences, we won’t cover you if you try to make a claim resulting from a sport or activity that isn’t covered by your policy. This can apply to cover for sports-related injuries, as well as equipment loss/damage and any personal financial losses. Make sure that each sport or activity you will be engaging in is covered by your insurance policy; if it’s not, consider upgrading your policy to ensure you are appropriately covered.

Getting urgent help while on holiday

A large number of travelers may experience some kind of trouble when holidaying overseas each year. That’s why our 24/7 Emergency Assistance team can help out when you need it the most. Our teams can guide you to the nearest hospital, set up direct payments to the medical facility, arrange medical transport, and provide support to your family back home.

Making a claim

Here are some tips that will help with your a claim:

  • Keep all travel insurance documents with you at all times while traveling. If you don’t want to carry the originals, you should make copies and take with you wherever you go.
  • Make sure you have the Emergency Assistance team’s contact details on you, so you can access them if something happens.
  • Get in touch with us before you agree to pay for any medical costs, tests, or treatments to make sure it will be covered.
  • Keep all receipts, reports and doctor’s notes with you until you return to your home country. Having these on you will be essential if you’re planning to make a claim.

This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our articles on overseas medical coverage and adventure sports coverage, and read your policy carefully before you buy.

Travel insurance tip: if you’re involved in an accident and are hospitalized or suffer an injury, you must report the incident to the relevant local authority (e.g. police, hotel manager, other travel service provider) as soon as possible and provide a copy of the written evidence to verify your claim. For example, you will need a police or roadside assistance report if you are delayed after a vehicle breakdown or a road accident.

Moped Accident in Koh Tao.

I was injured in a moped accident, in Koh Tao, Thailand. The moped turned over onto my foot and I had sprained/injured ligaments and tendons in my left foot. I was unable to walk on my foot at all. The doctor gave me a bandage in lieu of a cast, and crutches, stating that I could not bear any weight on my foot for a minimum of three weeks. I was also told to rest my foot, and could not do so while traveling. I needed to come back to the US for help getting around as well as time to heal.
C.H. American in Thailand.
Claim Paid: $620.22

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about overseas travel accidents. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Photo © Getty Images / lechatnoir

Travel Insurance for Assault

Get the medical treatment you need after being attacked.

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  • As featured in:

Physical and sexual assault aren't something you ever want to think about for your trip, but the unfortunate truth is that these attacks happen way too often to travelers. That's why we're here to help you. While some destinations have higher incidents than others, no destination is immune.

To add complexity to already horrific circumstances, the laws and customs of some countries can see innocent victims imprisoned, so knowing what to do following an attack can be difficult.

Does World Nomads travel insurance cover assault?

If you’ve been assaulted overseas, all of World Nomads travel insurance policies have the following benefits which can help patch you up and get you on the road to recovery:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances
  • Extra expenses to get you home, if medically necessary

Depending on the policy you buy and your Country of Residence, you may also be covered for counselling following an assault - the policy wording will have full details.

If you’re injured, hospitalised or suffer psychological trauma as a result of an assault, you, a member of your traveling party, or a friend or a close relative must contact our 24/7 Emergency Assistance Team as soon as reasonably possible to confirm cover, manage costs and any potential claim.

Our Emergency Assistance Teams have experience understanding and liasing with medical providers on the ground, so that you can get the care you need, when you need it.

What's not covered by travel insurance?

Travel insurance is designed for when things unexpectedly happen to you. If you pick a fight and end up coming out worse for wear, we're going to take that into account and may decide you won't be covered because you've put yourself at risk. All policies have limitations, conditions and exclusions, which are explained fully in the policy wording.

FAQ’s

Am I covered for counselling and psychologists after an assault?

If during your trip you are assaulted and suffer injury or psychological trauma, we’ll pay your expenses to visit a psychiatrist or registered counsellor overseas, up to the amount shown in the Summary of Cover.

Please note: coverage depends on your Country of Residence and on the level of cover, Standard vs Explorer, you have selected. For example, US residents are not covered for counselling under World Nomads policies.

Do I need to report the assault to the police?

If you’re a victim of an assault (e.g., a mugging or hijack) and suffer a severe injury or psychological trauma, we may cover you if the medical practitioner overseas and our Emergency Assistance team agree that it's medically necessary to repatriate you home.

Do you offer repatriation cover to go home after an assault?

If you’re a victim of an assault (e.g., a mugging, kidnap or hijack) and suffer a severe injury or psychological trauma, we may cover you if the medical practitioner overseas and our Emergency Assistance team agree that its medically necessary to repatriate you home. Cover will be up to the cost of an economy class airfare and related traveling expenses, as approved by us.

Please note: coverage depends on your Country of Residence and on the level of cover, Standard vs Explorer, you have selected.

Will I be covered for sexual assault?

You will be covered for any sexually transmitted diseases or sexually transmitted infections; however, this will ONLY be covered when contracted through an assault.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

What do I do if I’m assaulted overseas?

It’s essential that you contact our Emergency Assistance team as soon as possible so that they can assess the situation and then triage accordingly.

So that our Emergency Assistance Team can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number
  • The nature of your problem
  • Your location

Assault while jogging.

During my holiday in Sydney , Australia, I was physically assaulted by a man while jogging. The attacker approached me and severely punched me in a face. I fell on the ground and almost lost consciousness with blood coming out of my right eye and nose. I was laying on cement pathway crying and screaming for help. Shortly after, I was seen by group of teenagers walking nearby and they ran to help me. Those people called an ambulance and police. I was taken to hospital and had x-rays and other medical treatments provided. My right eye orbit was broken and I was advised by doctors to have a risky and complicated surgery on low eye orbit to prevent possible vision loss and other complications.
Y.S.
Kazakhstani traveler in Australia.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about assault insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • What happens if I'm injured and need life support?
    That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home, or get your family over there to say goodbye.
  • Can my mum come and get me?
    Where there's cover, we can send your mum over to pick you up if you need mobility support. If you’re on any kind of administrative medication, then we might send you a nurse or doctor.
Photo © Mixetto/IStock

Travel Insurance for Stolen or Lost Passports

How travel insurance could help if your passport is stolen while traveling.

    As featured in:

  • As featured in:

Having your passport stolen can cause significant interruptions to your trip. While you can easily replace a stolen pair of shoes or a t-shirt, it is much more complicated to replace a passport.

Some of our travel insurance policies can come in handy with your emergency passport expenses, and others can help with related expenses such as rearranging your trip while you wait for your replacement or cancellation if your trip can't go ahead.

What cover does World Nomads travel insurance offer if my passport is stolen?

Your country of residencePre-trip CancellationEmergency Passport while traveling Extra costs while you're delayed24 hour emergency assistance
Australia
Brazil
Canada
Ireland
New Zealand
United Kingdom
USA
All other countries

Important: Depending on the policy you buy and your Country of Residence, there are terms and conditions, limitations, and exclusions that will apply. Your policy wording will always have the full details of what you’re covered for. If you have questions about what's covered and not covered, just ask us.

What to do if your passport is stolen while traveling

Here are the steps to follow if your passport is stolen while traveling:

Step 1:

If your passport is stolen, you must, as soon as possible, notify your government’s nearest passport office or report the loss to the nearest diplomatic or consular mission. You must provide us with copies of all documentation provided by the government agency.

Step 2:

Report the passport theft or loss to the police as well as to the common carrier, service provider or other local authority (e.g. tour operator/accommodation/travel provider manager or security personnel) as soon as reasonably possible after discovery. If you do not comply with this condition, it may impact your ability to make a claim under this policy.

Step 3:

Provide a copy of the full, written police report of what has happened with your claim. If in exceptional circumstances you cannot notify the local police or other appropriate authority (i.e. due to imminent departure), you must notify the 24/7 Emergency Assistance Team or us as soon as reasonably possible.

What’s not covered by World Nomads travel insurance?

  • If you leave your passport behind
  • If you don’t take proper precautions to protect your passport
  • If you don’t obtain a written police report if it's stolen
  • If customs or another government body confiscates your passport
  • A new passport - cover is to get you an emergency passport, not the full replacement cost

The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.

Get a quote 24/7

With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.

How to get assistance if your passport is stolen.

It’s essential that you get in contact with the 24/7 Emergency Assistance team as soon as possible so that our teams can help you navigate local laws and advise you on how to get your replacement passport.

So that our 24/7 Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Passport stolen during dinner with friends.

My handbag was stolen when I was having dinner with friends. In my bag was my passport, and as I had to apply for an emergency passport, and then another visa, in order to leave China. I had to cancel the flight I had booked.
L.E. Aussie in China.
Claim Paid: $1112.22

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about lost or stolen passports. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Photo © BBTOMAS/IStock

Travel Insurance for Health Emergencies

Find out why travel insurance isn't health insurance and learn the difference.

    As featured in:

  • As featured in:

Travel insurance for health emergencies

Travel insurance is there to help you when you've been involved in an accident or you've fallen ill and need medical care. Our travel insurance policies can help patch you up and get you back on the road.

Just keep in mind that our policies are travel insurance policies and not health insurance policies or private medical insurance (PMI) policies, and they don’t cover pre-existing medical conditions.

Make sure you read through your policy wording carefully to see exactly what’s covered and how we might be able to help if you find yourself in a health emergency overseas.

So this isn't a health insurance plan?

Nope, it's a travel insurance policy. There’s a key difference: travel insurance can include cover for health issues and medical emergencies while you’re traveling overseas, while health insurance is designed to support healthy living at home (and while we do encourage healthy living, we don’t offer health insurance, sorry).

Our travel insurance policies are there for overseas medical emergencies and are not designed to cover ongoing illness or treatment overseas, or any treatment when you get home.

What does travel insurance cover if I'm sick or injured?

If you’re injured in an accident or suddenly become ill while traveling, you may be covered for overseas emergency medical treatment, including:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances
  • Extra expenses to get you home, if medically necessary.

24/7 multi-lingual support when you need it the most

We also have 24-hour, multi-lingual assistance teams who can guide you to the nearest hospital, arrange medical transport, set up direct payments to the medical facility, and keep you in contact with your family back home. Coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.

Is there medical cover for Coronavirus?

Some, but not all, of our policies offer cover for medical expenses and repatriation if you get ill with Coronavirus (COVID-19) while overseas when it is not a pre-existing medical condition. If you are diagnosed with COVID-19 while overseas your benefits may include:

  • 24/7 access to our Emergency Assistance team, who can help you access local medical care
  • Medical costs, including hospitalization
  • Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.

To find out what cover applies to you, read our What’s Covered for Coronavirus, which has all of the details, including benefit limits, conditions and exclusions.

It’s important to note coverage depends on your Country of Residence and varies between plans.

What’s not covered?

Travel insurance isn’t designed to cover everything. Common claims for overseas medical expenses we see where there's no cover include:

  • If you've become intoxicated due to alcohol or drugs
  • If you've been behaving in a reckless manner
  • Non-emergency treatment that can wait until you return home (that's what your health insurance or national health coverage at home is designed to do)
  • Pre-existing medical conditions, as outlined in your policy wording
  • Ongoing treatment at home

This is not a full list of what's covered and what's not covered. There are limits and conditions and exclusions that apply, so for more information check out our articles on overseas emergency medical coverage and adventure sports coverage, and read your policy carefully before you buy. If you’re not sure if something is covered get in touch.

How to get medical assistance for health emergencies.

It’s essential that you get in contact with our Emergency Assistance teams as soon as possible, so that our teams can support you from the time you fall sick or get injured until the time you get home.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Travel Insurance Tip: Our policies may offer coverage for insured events resulting in cancellation, trip interruption and trip resumption. Please take the time to read your policy wording as there are limits on your coverage depending on which plan you buy and your Country of Residence.

Cramps in India

I had been sick in India for about a month with ongoing symptoms including diarrhea, vomiting, stomach cramps, nausea, fever, loss of appetite etc. Once we had arrived in Turkey, I had an attack during the night at our hostel. I was vomiting, had diarrhea and intense stomach cramping, so my boyfriend and I thought it was best to head to a hospital. Due to my condition I could not walk, it was also 2 or 3am and we had no other method of getting to a hospital other than arranging for the hospital to send an ambulance to pick me up. Upon arriving at the hospital, the doctors undertook an examination of me and my conditions and due to severe dehydration they gave me a drip to restore my fluids. To find out what the cause of my symptoms were, they conducted tests on my blood and stool. The doctor also prescribed me medication to treat both my symptoms and illness. These included creams and also antibiotics.
A.D. Australian in India.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.

Photo © Dani Kancil/IStock

Travel Insurance for Natural Disasters

Find out how earthquakes, volcanoes or tsunamis may be covered by travel insurance.

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  • As featured in:

Natural disasters not only cause physical harm, they also shut down airports, wipe out accommodation and cancel trips. While natural disasters are unpredictable, some give off enough warning so you're not caught off guard.

While you can’t control the weather, you can do your part to insure yourself against unexpected weather events. If you don’t want to risk it, you should consider travel insurance on your next trip just in case it gets cancelled, or you become stranded overseas and need to pay for additional accommodation and flights.

What’s covered

If you’re affected by a natural disaster, you may be able to make a claim for:

  • Trip cancellation: You must do what you can to minimize your expense (which may mean cancelling your booking) and notify us as soon as possible within seven days.
  • Trip interruption: You can make a claim for pre-paid, non-refundable travel arrangements that you haven’t been able to use, such as flights and other types of transportation, tours and hotels.

For World Nomads policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster event is known and do everything you can to minimize your expenses.

For example, if you’re a UK resident, you’ll be covered for reasonable additional accommodation (room only) and transport costs (Economy Class) you incur during your trip, if you’ve taken out the Explorer plan and you:

  • Cannot use your booked accommodation during your trip due to a natural catastrophe.
  • If you need to move to the nearest place of safety due to a natural catastrophe.

Always read the policy wording as you go through the purchase path, as there are terms and conditions, limits and exclusions on the cover. Cover will depend on your Country of Residence and which plan – Standard vs Explorer – you buy.

Travel insurance tip: If your destination is impacted by a natural catastrophe or severe weather then you must contact our 24/7 Emergency Assistance Team as soon as possible so we are advised of the situation. If you do not comply with this condition, it may impact what we pay you for your claim.

What’s not covered by travel insurance in the event of a natural disaster?

  • If you don’t follow the advice of the authorities.
  • If you hang around to watch what happens.
  • If you buy a policy after an event becomes known.

For more information regarding cover for natural disaster check out our Help Center article - Am I covered for a natural disaster? Just pick your country of residence in the country picker at the top of the page to access the latest information.

Claims process made simple

In the event that you need to file a claim, we’ve created this easy to follow step-by-step guide. Be sure to gather the following documentation, as it pertains to your case:

  • Proof of all non-refundable, prepaid deposits or payments.
  • Complete unused transportation tickets and vouchers.
  • Original receipts for any expenses incurred because of the natural disaster.
  • Original receipts for any new tickets.
  • Invoices and original receipts from travel service providers.

If you have any questions about how World Nomads travel insurance covers natural disasters, please contact us.

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.

Get a quote 24/7

With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.

Tsunami in Sumatra.

One night, I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
W.H. Australia in Indonesia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about natural disasters and insurance. You can also find the answers to other questions in our Help Center.

  • Will I be covered if my trip is delayed due to a natural disaster?
    If your trip is delayed due to a natural disaster, you may be covered for travel delay benefits. However, this will depend on the plan you purchased and your Country of Residence. Always read your policy to find out what is the minimum number of hours required there is for a trip delay. If a natural disaster delays your trip by the specified number of hours, your travel insurance plan can reimburse you for your reasonable and necessary prepaid trip expenses such as meals, hotel rooms, communication and transportation, up to the benefit limit of your plan.
  • What if I change my mind about traveling to destination due to a possible natural disaster?
    Unfortunately, you will not be covered if you cancel your trip due to fear of travel or just changing your mind. The above features and benefits are a summary of  cover only. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Photo © Lumina/IStock

Why buy travel insurance

Traveling is expensive and accidents can be even more so. Get covered by World Nomads Travel Insurance.

    As featured in:

  • As featured in:

Understand the key parts of World Nomads travel insurance

Appendicitis in Chiang Mai.

I just wanted to let everyone know how deeply and forever grateful I am for all the help I received from World Nomads insurance in one of my more painful and scary moments of my life. I never wished or intended to EVER use my insurance, and I have never used any of the ones I had in previous travels, but this time a sudden and excruciating stomach pain forced me to the Hospital while being in Thailand (Chiang Mai Ram Hospital). I thought I would get the right antibiotic and more powerful meds through an IV and end of story. But no, the actual case was that my appendix was inflamed and infected, and the only way of dealing with this was surgery. I just couldn't believe it! So yeah, it was scary, I was alone, and they were awesome, replied right away through e-mail, which was fantastic because I did not have time to make phone calls, then alongside the International Patient Services from the Hospital, took care of everything and saved my life. I just want everyone to be aware of the importance of having insurance, and a good one, even if they think they're healthy and nothing bad is going to happen, unexpected things happen all the time, and it can ruin your fun AND your budget. I am very thankful I had my World Nomads insurance by my side, and you can be sure I will always have it on every future trip.
Chilean Nomad in Thailand.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Lumina/IStock

Travel Insurance for Digital Nomads

Learn how your tech could be covered while you're working or traveling overseas.

    As featured in:

  • As featured in:

In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. Whether you’re plugging into your social network or working remotely in a hub, we can help you protect your laptop, smart phones and other devices.

Travel Insurance: How can my electronics be covered?

Our policies may offer cover for a wide range of gadgets: iPhones, smartphones, iPads, Kindles, tablets, cameras, lenses and laptops. But how we can cover your items (and how much) depends on your Country of Residence and the plan you have selected. With Standard and Explorer travel insurance plans to choose from, we may offer cover for:

  • When your gear is stolen, under your supervision
  • Tech devices destroyed by a fire or a natural disaster.

Note: depreciation and wear and tear will be taken into account when calculating the value of your electronic items.

Does World Nomads travel insurance cover my tech?

Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.


What's not covered by travel insurance?

  • When you leave your gear behind
  • Electronic malfunctions (you can take that up with the manufacturer)
  • Any damage incurred when you check your device into your luggage
  • Devices older than the policy can cover
  • Items that can't be proved that you own (for example, you don't have a record of their purchase).

This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply. Please read your policy carefully.

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Get a quote 24/7

With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.

Tips for Digital Nomads

  • Find and scan your receipts before you leave.
  • If an airline loses your gadgets, notify them right away and get a record.
  • Theft? Report it to the police as soon as possible.
  • Password protect your devices and enable the lock screen if possible.
  • Make a claim at home or on the road.

Bag snatched in Latvia.

It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
C.E. Australian in Latvia.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about travel insurance for digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • If I've not specified my items, why do they get depreciated?
    Electronics age and get knocked about. Depreciation happens to match the claim with the item's current price, not cost price. Always read your policy wording to make sure you understand the wear and tear and depreciation terms and conditions, limitations and exclusions. If you are unsure get in touch with us.

Travel Insurance for Medical Evacuation

If you need to get home for treatment, travel insurance can take care of medical evacuation and repatriation.

    As featured in:

  • As featured in:

Whether you’re trekking through the Eurasian Steppe, surfing in Maui, scuba diving off the coast of Thailand, or skiing in Canada, accidents or sickness can happen at any time during your trip. And if it’s bad enough, you may need to be medically evacuated or repatriated for ongoing medical care.

Our 24/7 Emergency Assistance Teams, and doctors and nurses have seen some horrific accidents and illnesses and have helped thousands of travelers be medically evacuated to appropriate facilities or repatriated home so they can fully recover.

What’s covered

If you’ve selected the right policy for the activity you’re doing and it’s medically necessary, there’s cover in all our policies for medical evacuation, as approved, by:

  • Air ambulance
  • Sea level aircraft
  • Helicopter
  • Ground ambulance
  • Commercial airline upgrade
  • Commercial airline with medical accompaniment

When we determine you’re medically fit to travel, we may decide to:

  • Transport you to other medical care facilities; and/or
  • Repatriate you to your Country of Residence if you’re declared medically unfit to continue your trip.

Cover is up to the amount shown in the Summary of Cover and is subject to our Emergency Assistance Team or us, on the advice of a medical practitioner appointed by us in consultation with your medical practitioner overseas, first deciding that:

  • Transportation is medically necessary; and
  • The style and timing of the transportation are reasonable and appropriate; and
  • You’re medically fit to be evacuated; and
  • You should be transferred to your Country of Residence.

How do I get emergency assistance

It’s essential that you get in contact with our 24/7 Emergency Assistance Team as soon as reasonably possible so that our teams can support you from the time you fall sick or get injured until the time you get home.

So that our Emergency Assistance Teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Am I covered if I get Coronavirus (COVID-19) while traveling?

Depending on your Country of Residence and the travel insurance plan you choose, you may also have access to Coronavirus (COVID-19) coverage for certain events including evacuation. Some of our plans offer:

  • Emergency medical cover, evacuation and/or repatriation if you’re diagnosed with COVID-19 while overseas.
  • Cover for some additional Coronavirus-related events such as cancellation following a diagnosis to assist our travelers on the Explorer Plan.

To find out what cover applies to you, read our What's Covered for Coronavirus article which has all of the details, including benefit limits, conditions and exclusions.

Coverage depends on your Country of Residence and the Plan you choose.

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.

FAQs

What is the difference between medical evacuation and repatriation?

Emergency medical evacuations are required when you have a life-threatening condition, and the local medical facility can’t look after you. In this case if you’re not evacuated to a hospital in another city or country you could suffer from a serious health complication, or even worse. Medical repatriation is when we decide its medically necessary to return you to your Country of Residence because you are severely sick or injured. For example, if you’re traveling in Mexico and you get seriously injured or sick and we decide you’re better off being treated back in Australia, we can bring you home under medical supervision.

How will you help me if I need to be evacuated?

Our 24/7 Emergency Assistance Team's trained staff will help with medical problems, including locating nearest medical facilities and, if required, arranging your medical evacuation home. They can also assist with locating the nearest embassies and consulates as well as keeping you in touch with your close relatives and your employer in an emergency.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Note: Where medical repatriation or evacuation has to be considered, you must contact our 24/7 Emergency Assistance Team as soon as reasonably possible.

Bike accicdent

I was cut off by a dog whilst riding a push bike. Subsequent to my initial consultation with the doctor I was referred to hospital where I received surgery for my fractured foot and had my hand placed in a cast. I received assistance from specialty assist for my hospital bills and repatriation.
UK Nomad

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team