Travel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling and claim online from anywhere in the world.
- As featured in:
As featured in:
- Why consider travel insurance when skiing or snowboarding?
- Do I need ski insurance?
- What's covered for ski and snowboard travel insurance?
- What's not covered for ski and snowboard travel insurance?
- Get a quote
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance for residents of Brazil may be able to help you and your family when the unexpected hits your next winter adventure.
Do I need ski insurance?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.
If your next vacation includes time on the slopes, you could find yourself needing help for anything from emergency medical care to an emergency evacuation or repatriation back home.
Here are a few case scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.
You could get into an accident
Whether you’re on- or off-piste, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow.
You might need to get to a hospital from far, far away
When you get hurt on a mountain, getting transportation to a hospital can be critical. Our 24/7 Emergency Assistance Team can help plan your evacuation so that it’s timely and efficient. And thanks to travel insurance, it doesn’t have to cost an arm and a leg.
Your ski and snowboard equipment could get lost by your airline
If your skis or snowboard have been lost or damaged by your common carrier (your airline or other transportation provider), you could get reimbursed for the current value of your equipment (which factors in depreciation) or the cost of a replacement, up to a per item and total maximum limit. (Damage from the use of sports equipment is not covered.)
Bad weather can cause delays (and destruction)
Maybe an avalanche buried your lodge or a snowstorm delayed your connecting flight. Our plans cover inclement weather under certain circumstances. For example, if your flight is delayed en route to your destination for more than 12 hours, you could be reimbursed for food, taxis and accommodation you needed to purchase during the delay, up to the limits outlined in your plan. Read your policy wording for full details.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?
What's covered for ski and snowboard travel insurance?
World Nomads travel insurance is designed to help you explore your boundaries. For residents of Brazil, we automatically provide coverage for more than 180 activities on and off the slopes.
As passionate ski bums, we’ve designed our plans to cover the style of riding our Brazilian Nomads love the most*:
- Skiing and boarding within resorts
- Cross country skiing on marked trails
- Terrain parks
- On-piste heli-skiing & heli-boarding )
Coverage is available for international trips or for domestic trips more than 50 kilometers from home.
*Standard, Explorer and Explorer Plus plans differ in their coverage of skiing or snowboarding activities. Conditions and exclusions apply. Read our Help Center article on adventure sports coverage to choose the right plan for your trip.
What's not covered for ski and snowboard travel insurance?
- Stunt skiing, bobsledding and snowmobiling.
- Off-piste heli-skiing and heli-boarding.
- Sporting equipment damaged from use.
- Participation in a race or competition as a professional athlete.
- Delayed baggage on the way home from your trip.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
Get a quote
Ready to hit the slopes? When you get a quote you can compare our Standard Explorer and Explorer Plus plans for residents of Brazil, and decide which one might best suit your needs. Still not sure? Get in touch and we can help you decide which travel insurance is best for your next snow adventure.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
FAQ
Here are our most frequently asked questions about overseas travel insurance. You can also ask our customer service team.
-
Are search and rescue missions covered?
Unfortunately, no. They are excluded from the plan, although there are provisions for emergency evacuation and medical expenses.
-
What should I do if I get injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the slopes. If you’re already in the village, contact the 24/7 Emergency Assistance team so they can direct you to the nearest medical facility, and help arrange treatment or emergency evacuation, if required.
-
Will you cover me if the resorts are closed because of lack of snow?
In most instances, this is a case scenario that’s not covered by the plan. Travel insurance doesn’t protect you from the loss of enjoyment.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. Your World Nomads policy is provided through Chubb Seguros: Call the assistance team at Chubb. They’re available 24 hours a day, 7 days a week: Phone: +1 212-315-1806 (from anywhere in the world) Phone: 0800-591-1043 (from Brazil) WhatsApp message: +54 911 3053-3959
Hiking and Trekking Travel Insurance
Simple and flexible travel insurance to take you trekking around the world. Buy at home or while traveling and claim online from anywhere in the world.
- As featured in:
As featured in:
- Insurance designed by adventurers, for adventurers
- What does travel insurance cover for hiking?
- What's not covered?
- Top tips for your hiking adventures
Whether you’re hiking through a jungle or trekking through snow, World Nomads travel insurance may help if an unexpected event tries to derail your next hiking trip.
Insurance designed by adventurers, for adventurers
As passionate hikers ourselves, we’ve designed our plans to cover many types of hiking, from a lazy weekend stroll to the most intrepid trek. We offer coverage on some of the world’s most beautiful hikes and more than 180 other sports, activities and experiences for residents of Brazil. Want to test yourself on the famous Camino de Santiago in Spain? We've got you covered. How about through California's famed redwoods? Check! We cover hikes, treks, camping and backpacking under 3,000 meters.
What does travel insurance cover for hiking?
Whether you’re dusting off your boots for a few hours on the trail or going on a multi-day expedition to a far-flung corner of the globe, our policies may cover you for sudden and unforeseen events that could affect your travel plans.
World Nomads offers coverage (up to the policy limits) for:
- Emergency medical:if you fall and sprain your ankle while hiking and need medical attention, we offer emergency medical coverage so you can get the treatment you need.
- Emergency evacuation: your hiking adventure may be far away from medical facilities. With our coverage, you could get transported to the medical facility best for your care, subject to approval from our 24/7 Emergency Assistance Team. If your injuries are worse than first thought and local facilities aren’t adequate as assessed by our Emergency Assistance team, you could be repatriated back home. In the event of a life-threatening emergency, call the local emergency authorities first to receive immediate assistance, and then contact our partner Chubb Seguros.
- Baggage protection: If your bags were checked in with the airline and they took a detour of more than 12 hours to reach you, our baggage delayed benefit may reimburse the clothes and toiletries you needed to tide you over until you are reunited with your bag.
- Trip cancellation: if you need to cancel your trip due to an unforeseen event such as illness or injury, we may be able to reimburse your pre-paid, unused, nonrefundable expenses like flights, tours and accommodations.
What’s not covered?
There are also some things we don’t won’t cover. These include, but are not limited to:
- Hiking or climbing while under the influence of drugs or alcohol.
- Mountaineering, high altitude climbing or expeditions above 3,000 meters.
- Participation as an athlete in any professional sports.
- Working as a mountain guide or rock-climbing instructor or guide using ropes or specialist equipment.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Unattended baggage, sporting equipment or personal items.
- If traveling domestically, travel within 50 kilometers from your home.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
Top tips for your hiking adventure
To make the most of your time on the trail, keep the following tips in mind:
- Be prepared: check the weather, check your equipment, and if you’re going guided, confirm that you’re using an accredited tour operator.
- Get hike fit: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. Be sure you are physically capable of it.
- Be responsible: Before you start your trek, make sure your chosen trek suits everyone’s experience level. Wear appropriate safety gear.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you intend to make a claim.
When you’re ready, head to our website to get a quote, and reach out if you have any questions. Happy trekking!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly died?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Rolled your ankle?
- Bedridden after a local delicacy?
- Struggling with altitude?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also ask our customer service team.
-
How do I get to the medical centre if I’m injured while trekking?
If you can, contact our emergency assistance team to help arrange the care that you need. If you have no connectivity, then contact local authorities and have them call our assistance teams once you’re in safe hands.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront.
Your World Nomads policy is provided through Chubb Seguros:
- Call the assistance team at Chubb. They're available 24 hours a day, 7 days a week:
- Phone: +1 (212) 315-1806 (from anywhere in the world)
- Phone: 0800-591-1043 (from Brazil); or
- Whatsapp message: +54 911 3053-3959
