Travel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling and claim online from anywhere in the world.
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As featured in:
- Why consider travel insurance when skiing or snowboarding?
- Do I need ski insurance?
- What's covered for ski and snowboard travel insurance?
- What's not covered for ski and snowboard travel insurance?
- Get a quote
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance for residents of Brazil may be able to help you and your family when the unexpected hits your next winter adventure.
Do I need ski insurance?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.
If your next vacation includes time on the slopes, you could find yourself needing help for anything from emergency medical care to an emergency evacuation or repatriation back home.
Here are a few case scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.
You could get into an accident
Whether you’re on- or off-piste, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow.
You might need to get to a hospital from far, far away
When you get hurt on a mountain, getting transportation to a hospital can be critical. Our 24/7 Emergency Assistance Team can help plan your evacuation so that it’s timely and efficient. And thanks to travel insurance, it doesn’t have to cost an arm and a leg.
Your ski and snowboard equipment could get lost by your airline
If your skis or snowboard have been lost or damaged by your common carrier (your airline or other transportation provider), you could get reimbursed for the current value of your equipment (which factors in depreciation) or the cost of a replacement, up to a per item and total maximum limit. (Damage from the use of sports equipment is not covered.)
Bad weather can cause delays (and destruction)
Maybe an avalanche buried your lodge or a snowstorm delayed your connecting flight. Our plans cover inclement weather under certain circumstances. For example, if your flight is delayed en route to your destination for more than 12 hours, you could be reimbursed for food, taxis and accommodation you needed to purchase during the delay, up to the limits outlined in your plan. Read your policy wording for full details.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?
What's covered for ski and snowboard travel insurance?
World Nomads travel insurance is designed to help you explore your boundaries. For residents of Brazil, we automatically provide coverage for more than 180 activities on and off the slopes.
As passionate ski bums, we’ve designed our plans to cover the style of riding our Brazilian Nomads love the most*:
- Skiing and boarding within resorts
- Cross country skiing on marked trails
- Terrain parks
- On-piste heli-skiing & heli-boarding )
Coverage is available for international trips or for domestic trips more than 50 kilometers from home.
*Standard, Explorer and Explorer Plus plans differ in their coverage of skiing or snowboarding activities. Conditions and exclusions apply. Read our Help Center article on adventure sports coverage to choose the right plan for your trip.
What's not covered for ski and snowboard travel insurance?
- Stunt skiing, bobsledding and snowmobiling.
- Off-piste heli-skiing and heli-boarding.
- Sporting equipment damaged from use.
- Participation in a race or competition as a professional athlete.
- Delayed baggage on the way home from your trip.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
Get a quote
Ready to hit the slopes? When you get a quote you can compare our Standard Explorer and Explorer Plus plans for residents of Brazil, and decide which one might best suit your needs. Still not sure? Get in touch and we can help you decide which travel insurance is best for your next snow adventure.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
FAQ
Here are our most frequently asked questions about overseas travel insurance. You can also ask our customer service team.
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Are search and rescue missions covered?
Unfortunately, no. They are excluded from the plan, although there are provisions for emergency evacuation and medical expenses.
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What should I do if I get injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the slopes. If you’re already in the village, contact the 24/7 Emergency Assistance team so they can direct you to the nearest medical facility, and help arrange treatment or emergency evacuation, if required.
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Will you cover me if the resorts are closed because of lack of snow?
In most instances, this is a case scenario that’s not covered by the plan. Travel insurance doesn’t protect you from the loss of enjoyment.
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Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. Your World Nomads policy is provided through Chubb Seguros: Call the assistance team at Chubb. They’re available 24 hours a day, 7 days a week: Phone: +1 212-315-1806 (from anywhere in the world) Phone: 0800-591-1043 (from Brazil) WhatsApp message: +54 911 3053-3959
Hiking and Trekking Travel Insurance Coverage
Simple and flexible protection for Brazilian hikers and trekkers worldwide
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As featured in:
At a glance:
- World Nomads Travel Insurance may cover many types of hiking and trekking activities, including multi-day trails and backpacking under 3,000 meters.
- Plans may include overseas emergency medical coverage, evacuation, baggage loss and delay, trip cancellation, and more than 180 adventure activities.
- Choose from three single-trip plans tailored for travelers: Standard, Explorer, and Explorer Plus.
- Access 24/7 emergency assistance and make claims online from anywhere in the world.
- Hiking and trekking travel insurance coverage
- Why should you consider travel insurance coverage for your next hiking and trekking adventure?
- Top tips for your trekking adventure
- Frequently asked questions
Whether you’re hiking through tropical jungle, trekking Mont Blanc, or climbing Mt. Kilimanjaro, the right travel insurance can help keep your adventure on track. World Nomads offers coverage for a wide range of hiking styles, from casual day hikes to multi-day wilderness treks, and includes benefits that may help if your plans are disrupted by unexpected events.
Hiking and trekking travel insurance coverage
As passionate hikers ourselves, we’ve designed our plans to support many types of trekking adventures. Whether you’re dreaming of the Camino de Santiago, exploring California’s towering redwoods, or heading out for a modest day hike, our coverage helps protect you from a variety of mishaps. Residents of Brazil can access coverage for more than 180 sports, activities, and outdoor experiences, including hiking, trekking, camping, and backpacking under 3,000 meters.
We offer three single-trip plans, each with different coverage levels and limits so you can choose the best fit for your route and comfort level:
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Standard Plan
Includes a range of benefits such as overseas emergency medical, cover for your belongings, pre-trip cancellation, and certain adventure activities. -
Explorer plan
Includes all the benefits of the Standard Plan and a few more, including COVID coverage, plus higher coverage limits and/or sub-limits. -
Explorer Plus plan
Includes all the benefits of the Standard and Explorer Plans, with the highest coverage limits and/or sub-limits of all three plans.
Get a quote and compare the plans to see which level of coverage is right for you.
When you’re comparing coverage levels, consider the distance you’ll travel, the type of terrain you’ll encounter, the value of your gear, and how remote your destination will be. Getting a quote can help you see the difference in benefit limits from one plan to the next.
Why should you consider travel insurance coverage for your next hiking and trekking adventure?
Hiking and trekking take you off the beaten path - and sometimes far from help if something goes wrong. Even on well-marked trails, things can go sideways quickly, from a sprained ankle to sudden illness or stolen baggage. Travel insurance designed for hiking may help protect your trip from unexpected medical emergencies, delays, and disruptions so you can explore confidently, knowing you have support if you need it.
Whether you’re traveling across the country or to a far-flung region of the world, your hiking adventure is an investment of time, money, and preparation. Insurance gives you the flexibility and backup you need if weather changes, connecting flights go off-schedule, or your bags fail to arrive at your destination. Having protection in place means you can focus on the trail ahead - not on what might go wrong.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTop tips for your trekking adventure
To make the most of your trek, keep the following tips in mind:
- Be prepared
Check the weather before you go, inspect your gear, and make sure your footwear and equipment are suited to the terrain. If you’re joining a guided tour, confirm that your operator is accredited and experienced.
- Get hike-fit
Even moderate hikes require stamina, balance, and strength. If you’re tackling altitude, such as on the Inca Trail, make sure you’re prepared for the thinner air. Train appropriately in the weeks before your trip.
- Choose routes responsibly
Match the trek to everyone’s experience level. Wear appropriate clothing and safety gear, stay hydrated, and respect environmental guidelines.
- Keep your receipts and documentation
Any claim you submit will require proof, such as purchase receipts or reports of loss or theft. Keep digital or printed copies of your important documents throughout your trip.
When you’re ready to start planning, head to our website to get a quote and compare plans.
Other adventure activities covered
In addition to hiking and trekking, World Nomads covers more than 180 sports, activities, and experiences, from camping and rock climbing to many other outdoor pursuits. If your adventure goes beyond hiking, be sure to review our full list of covered activities to confirm what’s included in your plan.
FAQ
Here are our most frequently asked questions about cover for hiking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What is the difference between hiking, trekking, and mountaineering for travel insurance purposes?
For travel insurance coverage, “hiking” and “trekking” are often interchangeable and refer to walking routes of varying distances and difficulty. Mountaineering, however, typically involves technical climbing, specialized equipment, or high-altitude ascents. Because each activity carries different risks, our plans cover hiking and trekking under 3,000 meters but do not cover mountaineering or technical climbs requiring ropes or special gear.
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Why should I consider travel insurance coverage for hiking and trekking?
Because unexpected events, from injuries to lost baggage, can disrupt even the best-planned itinerary. Our three plans (Standard, Explorer, and Explorer Plus) offer varying coverage limits so you can match the level of protection to the difficulty and duration of your hike.Our plans cover emergency medical expenses, evacuation, trip cancellation, trip delay and more.
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When should I purchase travel insurance for my hiking trip?
Many travelers buy coverage soon after booking their flights or accommodations so they can access pre-trip benefits like trip cancellation coverage. Purchasing early also ensures you’re protected if an unforeseen circumstance forces you to change plans before departure. Get a quote.
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Would hiking gear and equipment be covered?
Yes, many types of hiking gear may be covered if lost, stolen, or accidentally damaged by a carrier. Coverage limits vary by plan, and damage from normal use or wear and tear isn’t included. Review your plan documents carefully, especially if you’re carrying high-value items such as GPS devices or technical clothing.
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Does my plan include emergency evacuation coverage?
Yes, emergency medical evacuation coverage is included when medically necessary and approved by the 24/7 Emergency Assistance Team and the treating physician. Evacuation may include transport to the nearest adequate medical facility, a service that can be extremely costly without insurance.
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Is there a maximum altitude limit for coverage?
Yes. Our plans cover hiking under 3,000 meters. Higher-altitude climbs or expeditions are excluded.
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Do I need insurance coverage for multi-day trekking trips?
Multi-day hikes often involve remote routes where help may be far away. Our plans may cover emergency medical treatment, evacuation, baggage protection, trip cancellation, and more, giving you flexibility and support throughout your adventure.
Need destination inspiration?
If you’re looking for inspiration for your next trek, explore some of the world’s most iconic hiking routes and start planning with confidence.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly died?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Rolled your ankle?
- Bedridden after a local delicacy?
- Struggling with altitude?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- GoPro stolen?
- Gear damaged in transit?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 180 activities you love + more
- Scuba diving
- Surfing
- Snowboarding
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
