Travel Insurance for Pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant.
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Pregnancy shouldn't be a reason to stop your next adventure. But with a new addition on board, travel insurance cover may help you look after yourself and bub-to-be if you're suddenly injured or have unexpected complications with your pregnancy while travelling.
What does pregnancy travel insurance cover?
If you're travelling and have a pregnancy complication due to a sudden illness or injury, once you were not more than 28 weeks pregnant at the time your trip started (or 24 weeks for multiple births), our policies may cover:
- Emergency medical treatment;
- Hospitalisation;
- Ambulance trasnfers;
- Transport to get you home for ongoing treatment (if medically required);
- 24/7 Emergency Medical Assistance teams.
You must be able to provide confirmation from a medical practitioner or midwife that you were fit to travel, in the event of a claim.
To find out all the details on our travel insurance cover for pregnancy you can read our Help Center article for British travellers.
It’s also a good idea to check with the airline before you pay for your ticket to see if they have any restrictions on carrying a pregnant person.
What we won’t cover
We won’t cover a number of circumstances including, but not limited to:
- Having a pre-existing medical condition that results in complications.
- Normal costs or losses associated with pregnancy or childbirth. This includes medical care such as your antenatal check-ups and scans and the costs associated with giving birth, and care for a newborn baby.
- Doing anything illegal.
- Travelling against the advice of a medically qualified doctor.
- Drugs or alcohol-related injuries.
- Deliberate self-injury or wilful exposure to exceptional risk.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so please read your Policy Wording carefully before you buy for all the details.
How to get assistance if you're sick or injured while pregnant
It’s essential that you get in contact with our 24/7 Emergency Medical Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that they can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
-
If I decide to return home during my trip, is there cover for those expenses?
No, there's no cover for change of mind.
-
If I fall pregnant before my trip, can I cancel?
The policy offers cover where upon the advice of a medical practitioner you are unable to go ahead with your trip, due to pregnancy.
-
Do your policies cover pre-existing pregnancy complications?
No. There’s no cover for pre-existing pregnancy complications. Not sure if this is you? Contact customer service for more information.
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Do both of your policies cover pregnancy?
Both the Standard and Explorer Plans may cover pregnancy or medical conditions related to pregnancy provided you will not be more than 28 weeks pregnant at the time your trip is due to start (or 24 weeks for multiple births) and you have confirmation form a midwife or medical practitioner that you are fit to travel. There is no cover for routine or normal costs associated with pregnancy or childbirth.
Pregnant and dehydrated.
My wife started vomiting and getting dehydrated. So we went to Kaiser Permanente hospital in Santa Clara, California, US. We were informed that she is pregnant. But it was ok. Then she got really dehydrated (almost fainted) again so had to take her to Palo Alto Medical Foundation hospital, they treated her gave medicine and advised to consult the OBGYN. Claim paid: USD $2272,19
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
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- Been made redundant?
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Emergency Medical Expenses
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Take the pain out of medical or dental costs.
Emergency Medical Insurance
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Emergency Medical Transportation
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Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
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- You or a family member dead?
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Protect your gear
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Cover your bags, tech or gear.
Protect your gear
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- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
