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Even if you like to travel with everything you need on your back, travel insurance is still a good idea in case backpacking mishaps (or worse) surprise you on the road. World Nomads travel insurance is designed for backpacking abroad – whether you’re heading to Spain and Italy or Australia, South America, the Caribbean and further afield.
World Nomads travel insurance plans offer cover for sudden and unforeseen costs such as if you’re injured in a traffic accident and need urgent medical treatment, or if your transport carrier damages or loses your much-needed pack with everything in it, or a crafty pickpocket swipes your phone from under your nose.
Our plans offer cover (up to the benefit limits) for:
Our Standard and Explorer plans offer cover for emergency medical assistance if you get sick with Coronavirus (COVID-19) overseas (excluding pre-existing medical conditions, as defined in the policy wording) – cover includes medical assistance, repatriation and hospitalisation benefits.
Our Explorer Plan also offers cover for some coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs following your diagnosis of coronavirus, as well as additional cover for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Coronavirus. Exclusions and benefit limits apply.
Some things we do not cover include:
Both our Standard and Explorer Plans have many of the same benefits, while the Explorer Plan offers travellers further covered events and higher benefit limits and/or sub limits.
If you’re planning on doing extra activities such as scuba diving, rock climbing or manual work, for example, our article on covered sports and activities can help you select the optional upgrades you’ll need to add to your plan when you buy your policy. Keep in mind some types of work and high-risk activities may not be covered at all.
Backpacking often means going wherever the breeze blows you, but before you decide to cross the border into a country not specified on your Certificate of Insurance, check with our customer service team to check if your policy will extend to that region.
Yes, it’s possible to extend your existing policy while still travelling and before its expiry date, for up to 12 months from the start date.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, get in touch.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
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Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Coronavirus (COVID-19) continues to impact many travellers around the world. Before you buy, read the travel alerts and check government travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel. NOTE: A 48-hour waiting period (time excess) applies to some Coronavirus-related cancellation cover; other waiting periods may apply.