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Annual Multi-Trip Travel Insurance

Your passport to year-round adventures

What is Annual Multi-Trip Travel Insurance?

Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.

Why choose Annual Multi-Trip Travel Insurance?

Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.

How Does It Work?

With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!

Buy travel insurance while travelling

If you're travelling and want to travel longer, World Nomads lets you purchase a new policy to keep you on the road.

24/7 Emergency Medical Assistance

Our Emergency Medical Assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing a broad list of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L. De Jesus,
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely
    Australian in Thailand
  • Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Immediate relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest suitable medical facility is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Injured abroad?
  • Need a hospital urgently?
  • Medical evacuation home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Disruption
  • 24-Hour Medical Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are automatically covered. You may have to upgrade the sorting level to receive the cover you require for the activities you plan to do, by paying an additional premium. Please read your policy wording carefully before you buy.

  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Ice Skating
  • Skiing
  • Snowboarding
  • Tobogganing
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving (up to 30 meters)
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
  • Aerial Safari
  • Bungee Jumping
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving / Parachuting (tandem jumps only)
  • Zip Line
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
  • Baseball
  • Basketball
  • Cricket
  • Go Karting
  • Golf
  • Hockey
  • Tennis / Pickleball
  • Frisbee / Ultimate frisbee
  • Volleyball
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 Emergency Medical Assistance

Whether you need medical assistance or emergency medical evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of Emergency Medical Assistance right now?

For policies purchased on or after 27 June 2024:
Phone: +353 4 69 017 022

For policies purchased before 27 June 2024:
+353 (0) 90 640 6460

Get an instant travel insurance quote

Simple and flexible travel insurance designed by travellers, for travellers. See why over 3 million travelers have chosen World Nomads for over 20 years.

Frequently asked questions

  • Can my kids travel on my Annual Multi-Trip travel insurance policy?
    Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
  • Can I cancel my Annual Multi-Trip travel insurance?

    Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:

    • you haven’t travelled under your policy; and
    • you are not making a claim; and
    • you are not exercising any other right under the policy.
    If you cancel outside of the 21-day cooling-off period, no premium will be refunded. However, discretion may be exercised in exceptional circumstances to provide a refund for unused cover; those exceptional circumstances being bereavement or an unexpected change to your policy resulting in us being unable to continue to cover you. The unused premium will be calculated on a sliding scale basis

  • Is AMT cheaper than a single-trip policy?
    An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
  • Does AMT cover domestic travel?
    Our Annual Multi-Trip policy offers cover if your country of residence is Ireland for both international and domestic travel.
  • Will my Annual Multi-Trip policy renew annually?
    World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
  • Is there a limit on the duration of each trip with AMT?
    While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.