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Travel insurance for medical repatriation 

When home is the best place for healthcare and healing  

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For information relating to policies purchased prior to 17 June 2021, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 17 June 2021 please see below.

Serious accidents or illnesses can happen at any time during your trip, whether you’re trekking through the Eurasian Steppe or (not so) simply crossing the road in Vietnam. And if it’s bad enough to end your trip mid-way or if our medical teams recommend you return to Ireland for treatment, our repatriation cover can help get you home as fast as possible.

Medical evacuations are expensive depending on where you are and the amount of medical support you might need. That's what our emergency medical, evacuation and repatriation insurance in all of our plans is designed to cover.

Keep in mind that you’ll first need to contact your private medical insurance (PMI) provider (if applicable) and follow their emergency medical procedures and their claims procedures. Cover available under this travel insurance policy is in excess of any cover provided by your PMI. Also, provide us with details of your PMI provider to help us co-ordinate your care. Where your PMI provider does not cover you, contact our 24/7 Emergency Assistance team before incurring medical costs. You must let us know how you are going and keep in contact with our EA team until you no longer require treatment or assistance.

I need help now – what do I do?

The first step is to get medical help, and as soon as is reasonably possible contact us (or get someone else to do so on your behalf). Our 24/7 Emergency Assistance team can make arrangements and get pre-authorisation for your repatriation home. Our doctors and nurses have seen some horrific accidents and illnesses and have helped thousands of travellers get home safely to fully recover.

Our 24/7 Emergency Assistance teams are trained to help in these situations, negotiating the complexities of hospitals, specialist transportation, airline approvals and medical escorts so you (and your family) can focus on your recovery.

World Nomads now offers benefits for medical issues related to Coronavirus (COVID-19) under the Overseas Medical Expenses section; please note that benefit limits vary between our Standard and Explorer Plans.

If you are diagnosed with COVID-19 while overseas, your benefits include evacuation or repatriation if deemed necessary by us and in consultation with your attending physician.

Our article What’s covered for Coronavirus explains the benefits available if you get COVID-19 and need urgent assistance.

Please note that cover is up to the amount shown in your Policy Wording and is subject to our Emergency Assistance team or us, on the advice of a medical practitioner appointed by us in consultation with your medical practitioner overseas, first deciding that:

  • Transportation is medically necessary; and
  • The style and timing of the transportation are reasonable and appropriate; and
  • You're medically fit to be evacuated; and
  • You should be transferred to Ireland.

How World Nomads travel insurance can get you home

Travel insurance is made to cover emergency treatment overseas and, if necessary, cover to rearrange your initial travel plans or for specialist medical transportation to get you back to Ireland. If our medical teams believe it’s necessary to bring you home for treatment or ongoing care, there’s cover in all of our policies for:

  • Air Ambulance
  • Sea Level Aircraft
  • Helicopter evacuation
  • Ground Ambulance
  • Flight changes, upgrades or just more space
  • Flight upgrade + medical staff

What's not covered

There are some cases where it's just not possible to provide cover:

  • Flight upgrades, new flights or changes without our approval (or where it's not medically necessary).
  • Refusal to return home for treatment.
  • Changing your mind to not continue your trip, even if you're fit to travel.
  • Medical expenses once you're back home (as that's when travel insurance ends).
  • A joy flight to get down off the mountain after you've reached Base Camp.

The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.

How to get medical assistance. 

It’s essential that you get in contact with ourEmergency Assistance team as soon as possible. Our team can support you from the time you get sick or injured until the time you get home. 

To expedite your call, please be ready with the following: 

  • Your policy number 
  • A contact number where you can be reached  
  • The nature of your problem 
  • Your location 

Abdominal pain in Myanmar

On my second day in Burma, I woke up in the middle of the night with intense abdominal distress. I was rushed to the Asia Royal Hospital and immediately taken for evaluation and an ultrasound. I had a large mass in my abdomen and evacuated to Bangkok that evening to see a specialist. I was admitted to Bumrungrad International Hospital, where I stayed for eight days for a battery of tests, including several ultrasounds, a CT scan, and two aspirations of what turned out to be a renal cyst. After a conditional discharge, where I was restricted to rest, I was deemed stable enough to be evacuated. Two days later I was on a flight back to the U.S., where I am now continuing treatment.
U.S Nomad in Myanmar

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.


Here are our most frequently asked questions. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. 

  • Can my mum come and get me?
    Yes, in some situations we can send your mum over to pick you up if you need mobility support. If you’re on any kind of administrative medication, then we might send you a nurse or doctor.
  • What happens I’m on life support?
    That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home, or get your family over there to say goodbye.