For the purposes of travel insurance, a person’s Country of Residence is generally the place where they legally reside, not necessarily their country of citizenship or where they were born. A customer confirms the United Kingdom, being their country of residence, is where they:
Yes – World Nomads travel insurance plans offer cover for more than 200 adventure sports and activities.
Each activity listed has a level of cover. When a customer buys a policy and adds the activities they plan on doing, they will be covered for participating in all activities at that level and all activities in the levels below.
Note: Some activities have special conditions and specific exclusions, in addition to other conditions and exclusions that apply to all benefits. Customers should always check the policy wording for full details.
All World Nomads Travel Insurance policies are subject to a ‘cooling-off’ period within which a customer may be able to cancel their policy without any penalty. Outside of this period, if a customer wants to cancel their policy, they can contact World Nomads.
UK residents have up to 21 calendar days from when we issue their Certificate of Insurance and policy wording to cancel their policy. This is called their cooling-off period.
If they choose to cancel their policy within the cooling-off period, we will refund their premium, provided that:
A customer may cancel their policy within the cooling-off period and before the start date on the policy by signing into their World Nomads membership or by contacting the Customer Service team.
A pre-existing medical condition is where a customer, a member of their travelling party, a close relative or any other person upon whom their trip depends:
In addition, if a customer takes out cover while already overseas, they have to wait 72 hours before any cover is activated. Any illness or injury that occurs during this waiting period may be considered a pre-existing medical condition for the remaining period of their insurance. There are exceptions if the traveller suffers a sudden accidental injury within the 72 hours; refer to the policy wording for details.
World Nomads do not cover claims or expenses resulting from any pre-existing medical conditions which affect the customer, their travelling party, a close relative, or other people upon whom their trip depends, unless otherwise expressly stated in their policy.
Customers will ultimately be liable to pay for all expenses incurred as a result of a pre-existing medical condition, which can be prohibitive in some countries.
In most instances our policies still cover many events for travellers with pre-existing medical conditions that can take place while on the road, as long as the event is not as a result of the pre-existing medical condition(s). This includes cover for:
Our policy may also cover cancellation if, after they have purchased the policy and before they start their trip, the customer or someone whose health their trip is dependent on suffers a serious illness or injury.