We are constantly asked “if I become sick or injured while trekking in Nepal, is helicopter evacuation covered?” and "How does it all work if I need helicopter evacuation?"
Let’s say first that YES, medical evacuation from the mountains by helicopter may be covered by the policy when it is medically necessary!
BUT, you will only be fully covered if you contact our 24/7 Emergency Assistance Team BEFORE any helicopter evacuation can be arranged.
Because the emergency assistance team are the experts who can arrange your helicopter evacuation using a reputable helicopter company and they also guarantee the payment to this company.
Wherever possible, contact the emergency assistance team yourself or ask a friend to do it for you. This is because we have had cases where some unscrupulous operators and guides say they’ve received our go-ahead when they haven’t so it’s best if you contact the emergency assistance team yourself.
And even more worrying, helicopter operators inflate flight hours to gain more money and guides of trekking companies gain commission payments as a result of calling for the helicopter evacuation of insured trekkers. All of this results in the insurer paying unnecessary bills, and trekkers often being taken off the mountain when they didn’t need to miss out on the rest of their trek. Who wants to go all the way to Nepal and only trek for a day or two when a little rest and recuperation was all that was needed to keep going?
So ALWAYS contact the Emergency Assistance Team if helicopter evacuation is medically necessary as this way, you are in safe hands and you’ll be covered!
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Coronavirus (COVID-19) and travel - Need to know before you buy
Our policies provide cover for some coronavirus-related events. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the US Department of State has issued a ‘Do Not Travel’ warning for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.