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Travel insurance for Spain

Festival capital of Europe

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Bars, tapas, wine and fiestas. Olé

If you’re planning a trip to Spain you might be heading to Bilbao’s Mercado de la Ribera, Europe’s largest indoor market, the surf and sun of San Sebastian or Valencia ‘s bars and architecture. Before you pack your bags, you may want to consider travel insurance as the benefits could outweigh the pain of not being insured if something goes wrong.

What's covered

With World Nomads you can buy travel insurance as soon as your trip is locked in or when you’re already enjoying your trip around Spain (waiting periods apply), it’s entirely up to you.

World Nomads offers two plans – Standard and Explorer – each provides different levels of coverage depending on your Country of Residence and what level of cover you need. Here are some of the highlights of our cover:

  • Medical evacuation and repatriation.
  • More than 150+ activities, sports, and experiences.
  • Trip cancellation.
  • Travel delays /interruption.
  • Baggage and high-end valuables.
  • 24/7 worldwide Emergency Assistance.

Why should I consider travel insurance for Spain?

Travel insurance could help just in case you land in Barcelona, but your baggage doesn’t, you suffer a travel delay, you or your travel buddy catches COVID-19, or you need to be medically evacuated. Depending on your country of residence and the level of cover you have chosen, our policies may cover you for:

  • Emergency medical and evacuation - if you become ill or are in a serious accident that requires emergency treatment or evacuation, your policy may cover you for medical and surgical treatment, hospital fees, and in some cases, specialist counselling. Benefit limits apply.
  • Baggage and personal belongings - in the unfortunate event that your luggage or personal items are accidentally damaged or stolen, you may be able to claim your unexpected costs. In addition, if your luggage is delayed more than 24 hours (more than 12 hours for US residents), you may be entitled to replacement costs. Check your policy wording carefully as terms and conditions apply.
  • Activities coverage - we cover more than 150 activities worldwide – including backpacking, kayaking, hiking, and bungee jumping, but not all are covered under every plan, you can read about the activities covered for your Country of Residence. Many activities also have specific conditions and exclusions you should read up on before you go. Depending on your country of residence and the level of cover you’ve chosen, you may need to add activities to your policy. Terms and conditions apply.
  • Cover for Coronavirus-related events: depending on your Country of Residence World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits apply and vary between plans.

What should I look out for when traveling around Spain

As fun and fascinating as Spain can be there are some things you should be aware of such as: 

  • Crime in Spain’s hotspots

Wandering around the streets of Madrid, Barcelona, and Seville can be a wonderful experience, but you need to remain vigilant and keep your valuables in sight. Watch out for bag snatching, pickpockets, and theft from cars. We offer cover if you're after travel insurance for your tech gear and other high value items. To upgrade the cover for high value items, list them on your policy and pay the additional premium. Make sure you have copies of all key documents you’re traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets, etc.

  • Coronavirus in Spain

Coronavirus remains a risk in all regions of Spain. If you're in Spain and you have symptoms or have been in contact with someone who does, call 112. You can always get in touch with our 24-hour Emergency Assistance Team. Make sure you’ve checked our Coronavirus cover article and also our travel alerts page before you go.

  • Natural disasters in Spain

Spain experiences earthquakes, severe storms, and forest fires. Always do your research for updates. On 19 September 2021 there was a volcanic eruption on the island of La Palma, in the Canary Islands. Due to the eruption, flights and travel plans were sent into disarray for people traveling to and from the Canary Islands. While we do offer cover for natural disasters, for those policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster event is known and do everything you can to minimize your expenses. Check your policy carefully as benefit limits apply and vary between plans.

  • Have fun at festivals but don’t overdo it

When going to party hotspots and festivals in Spain it’s important to be aware of your surroundings, especially if you're traveling solo and don’t know the language. We suggest not to overdo it when it comes to drinking and be careful of accepting drinks from strangers especially at big events. Remember that while we do offer cover for overseas travel accidents such as, hospitalization, day surgery and out-patient treatment, and prescribed medicines, you won’t be covered if you’re on drugs or have been drinking alcohol excessively or if you’ve been acting illegally.

What's not covered

Here are some of the things we do not provide cover for:

  • Pre-existing medical conditions - see the policy wording for details.
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Essential Travel’ warning issued by your Country of Residence.
  • Participation in a sport or activity not listed in the policy wording or agreed by World Nomads where you haven’t paid the required additional premium.
  • Costs arising from refusal to be repatriated once declared medically unfit to continue a trip but fit for repatriation.
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Have more questions?

If you have more questions about travel insurance, feel free to contact us.

About World Nomads

World Nomads polices are designed by travellers for travellers to provide simple and flexible travel insurance – and it’s often cheaper than you might think. Featuring coverage for more than 150 activities, quotes are fast and can be done online at All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.


Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.