Cover yourself for your next adventure.

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Our policies are designed so that you can explore your boundaries with confidence. If you think you might do more adventurous activities along the way or need more coverage, then make sure you choose the right level of cover to match, otherwise you may have to buy a whole new policy when you’re on the road if your plans change.

Gap Year Travel Insurance: What's covered?

We know many of our gap year travelers aim to do some volunteering or work along the way to help extend their trip. As long as you select the right policy and coverage, you can do that bar work in the UK or help build water wells in Africa without voiding your insurance. Whatever you’re Gap Year looks like, World Nomads Travel Insurance offer 24/7 Worldwide assistance and can help cover your:

  • Overseas medical expenses
  • Cancellation
  • Expenses
  • Luggage

There are of course terms and conditions around the limits and conditions of coverage. It's a good idea to read the policy wording before you buy so you know how you're covered. 

What you’re not covered for

There’s a number of exclusions so make sure you read your policy and know what you aren’t covered for. Common things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up while having hostel sex (ah, sorry)
  • Where you've been acting like an idiot Non-emergency medical treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Certain pre-existing medical conditions
  • Ongoing treatment at home

This is not a full list of what's not covered. Be sure to read the exclusions and terms of coverage. 

Returning home early?

Gap Year Travelers often find their plans change frequently as they explore overseas with no strict itinerary. You must be aware that if you decide to come home early, there are no partial refunds for the time you didn’t use. 

Cut off by a dog.

I was cut off by a dog whilst riding a push bike. Subsequent to my initial consultation with the Doctor I was referred to Hospital where I received surgery for my fractured foot and had my hand placed in a cast. I received assistance from specialty assist for my hospital bills and repatriation.
Australian Overseas.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.