Photo © StockStudioX/Getty Images

Biking injury in the USA

How we helped when this nomad got their ribs fractured in the USA

I was out mountain biking in the elements… when a tree got in my way. On impact, the handle bars of my bike twisted, bluntly jutting into my ribs before I went flying. I was in a lot of pain but there was no external bruising. I figured that even if I had broken a rib, there was nothing much anyone could do, so I didn’t seek medical attention. Two weeks later, though, I was still in just as much pain as when the accident had happened — and my internal organs felt painful, too. When I started having muscle spasms near my ribs I started to worry that something might be wrong, so I went to a nearby hospital. After initial concern that I had damaged my spleen, I was told I had multiple fractures in my ribs.

Canadian in the USA

How World Nomads helped

Hospital medical care including CAT scan and chest X-ray.

PAID USD $5,236

Need to make a claim?

This World Nomad’s claim may be different, even if the same thing happened to you. Your travel insurance policy explains what’s covered, what’s not covered and if any conditions or limits apply. Ask us if you have questions about coverage or need help to make a claim.


We cover 200+ activities you love + more

  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Activities shown as "Included for all" are automatically included in both the Standard and Explorer plans. All sports listed as "Optional extras" will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be conditions or exclusions to cover. For details, read this helpdesk article, the Policy Wording or contact us.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.