Learn what's covered if you have booked and paid for your trip and unexpectedly need to cancel.
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If you've booked and paid for your overseas trip and need to unexpectedly cancel, the last thing you want is to be out of pocket.
Our travel insurance policies may offer coverage for some of your non-refundable, pre-paid transport and accommodation expenses, so you've got one less thing to worry about.
Our policies may offer coverage for you if you can't travel because:
But not all of our policies are the same. Depending on which travel insurance plan you’ve chosen and your Country of Residence, we’ve built in extra coverage because we know more than illness can stop you from traveling. Sudden, unforeseen, and unavoidable events that leave you with no option but to cancel your trip, such as:
When you get a quote, be sure to read through the policy wording to see if you've got extra coverage, what the limits are, and any terms and conditions and exclusions that apply. And always check your travel policy wording for full details on what’s covered and what’s not, so you’re not left in the lurch when it comes to travel insurance for cancellation.
Travel insurance isn't designed to cover everything. Some situations and circumstances are not covered, like if you decide to abandon your ski trip to Switzerland in favor of a sun-filled holiday to the South Pacific. Common claims we see where there's no cover include:
This is not an exhaustive list, so we encourage you to read over your policy wording carefully to ensure you’re not met with surprise if you need to make a claim.
It depends. Some, but not all, of our policies offer coverage for specific insured events for cancellation and trip interruption.
Please take the time to read your policy wording as there are limits on your coverage depending on your Country of Residence and which plan you buy. Additionally, exclusions will apply when travel warnings are issued for epidemics, pandemics or a World Health Organization (WHO) declaration of a public health emergency of international concern. These exclusions are outlined in your policy wording.
Depending on your Country of Residence and the plan you have purchased, you may have some coverage for trip cancellation or interruption events out of your control caused by:
You can check out our What’s Covered for Coronavirus article which has all of the details, including benefit limits, terms and conditions and exclusions.
Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details on what’s covered by your travel insurance so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Keep in mind this article is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on cancellation and read your policy carefully before you buy.
Here are our most frequently asked questions about buying travel insurance for cancellation. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
You're welcome to submit a claim whenever you're ready. If you're waiting on documentation, just let our customer service team know, so they can make a note.
It's up to you to provide all of the documentation to support your claim.
If you're making a claim or you're outside of the free look/cooling off period, there are no refunds.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think. Featuring coverage for more than 150 activities, quotes are fast and can be done online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.
Depending on your claim, you'll need copies of:
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
I have to cancel my trip to Tanzania because my wife had an accident and she is waiting for a scan of her back. I should fly to Berlin tomorrow, then Bergen and day after to Africa. It is impossible now because she is alone in the house and I have to take her tomorrow to hospital for another scan. I paid 900 pounds for a Kilimanjaro Climb which is not refundable as it is too close to departure. I paid a deposit for a 3 day safari and had to cancel flights and my volunteer job.
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Contact the teamHere are our most frequently asked questions about buying travel insurance for cancellation. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Before your trip, check the latest government advice for any travel alerts for your destination.