Wanting to know more about travel insurance and what it does?
In most cases, traveling overseas goes without a hitch. So, you may be asking yourself, “why would I need travel insurance?”.
Travel insurance may not always be required, but when that illness, injury, baggage delay or trip interruption occurs, and you’re left out in the cold it could come in very handy. World Nomads may offer travel insurance for several events, some of these include:
If you’re still not convinced, then consider the following: you’re overseas on your European ski trip enjoying the French Alps, you have a bad skiing accident and end up in hospital injured. Depending on your injuries your recovery could take days. You may also need to think about medical repatriation, paying for extra accommodation, prescribed medication, and any other unforeseen costs.
We always want our travelers to enjoy their holiday, but it doesn't always go smoothly. Luckily, we’ve seen great outcomes from countless cases where our customers were covered under our Standard or Explorer plans. Many happy customers have received the timely assistance they needed without needing to max out their credit card and avoided some major headaches along the way.
Traveler tip 1: if you’re in need of urgent medical or non-medical related assistance all you have to do is call the 24/7 Emergency Assistance Team. The team will be there for you no matter how small or big the emergency. They will guide you through issues such as, a stolen passport, directions to the nearest medical facility, provide general guidance, and, if necessary, determine how to safely transport you back home, and much more.
You can compare our Standard and Explorer plans and prices through getting an instant online quote.
Here are just some reasons travel insurance may be a good idea to consider on your next overseas vacation:
If there's one big reason to consider buying travel insurance, this is it. In many cases, if you get sick, the hospital won't treat you without upfront payment or providing proof of an insurance policy. World Nomads travel insurance can cover overseas emergency medical expenses including:
This is not a full list of what's covered. There are limits and conditions that apply, so for more information check out our article on overseas medical coverage, and read your policy carefully before you buy.
Have to cancel your trip? When you start paying for your airfares and accommodation, it makes sense to protect what you've spent in case you can't travel. All our policies can help cover flights and accommodation if:
If you have to cancel your trip for a covered reason, our travel plans may help save you money and time, but if you don’t have insurance, you could be paying for a trip you were unable to take and many more headaches.
Bags can go missing from airline check-ins and things get stolen when left unattended while on holidays. If you are taking several bags and have valuables such as skis, a camera and lenses, or a fancy designer dress that you would like to cover, then our policies can help with cover for high-value items in case of loss, theft, or damage when your bag is checked in with a carrier or because of a theft. We can also cover your essential items if your bag is delayed – think toiletries, underwear, a clean shirt, and some socks.
Coverage for any COVID-19-related events under our Standard and Explorer plans will depend on your Country of Residence and the plan you’ve selected. If you are diagnosed with COVID-19 while overseas, your benefits may include:
Some of our Explorer plans also offer cover for some additional COVID-19-related events such as cancellation following a diagnosis to assist our travelers. To find out what cover applies to you, read our What's Covered for Coronavirus? article, which has all the details, including benefit limits, terms and conditions, and exclusions.
Note: don't forget to read the policy wording when you hit the quote button as all plans are different – don't just assume you are covered in every situation, as terms and conditions, benefit limits, and exclusions may apply.
With a World Nomads policy, you can buy cover anytime, anywhere. Plus, if you decide to stay longer somewhere, we are happy to extend your policy if it's done before the end date shown on your Certificate of Insurance.
Traveler tip 2: if you buy a policy while traveling overseas, there may be a waiting period before your cover is activated. The maximum duration available for any policy, including extensions varies based on your country of residence. For some regions it is 12 months from the start date indicated on your Certificate of Insurance, except for US and Brazil-based residents which is 180 days.
I fell on my side and heard the sound of a dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
World Nomads customer from Iceland
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
You can compare the Standard and Explorer plans and prices through getting an instant online quote.
Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check to see if there are current travel alerts for your destination – you can also check travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.