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Why buy travel insurance?

Wanting to know more about travel insurance and what it does?

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In most cases, traveling goes without a hitch. Yet, medical bills can be crippling if you’re accidently injured or unexpectedly ill overseas. For that alone, travel insurance is worth it.

We’ve listed three of the main things people want cover for, but there are many more – have a look at our list of benefits!

Medical and medical evacuation

If there’s one big reason to buy travel insurance, this is it. In many cases, if you get sick, the hospital won’t treat you without upfront payment or providing proof of an insurance policy.

World Nomads travel insurance can cover overseas medical expenses including:

  • Hospitalisation
  • Out-patient treatment (no hospital admission)
  • Prescribed medicines
  • Transport to get you home for ongoing treatment if we decide it's medically necessary

This is not a full list of what's covered. There are limits and conditions that apply, so for more information check out our article on overseas medical coverage and read your policy carefully before you buy.


Have to cancel your trip?  When you start paying for your airfares and accommodation, it only makes sense to protect what you've spent in case you can't travel. All of our policies can help cover flights and accommodation if:

  • You become sick or injured
  • A close relative becomes sick or injured


Bags go missing from airline check-ins and things get stolen too. Loss of personal belongings is one the main reasons people buy travel insurance. Despite tracking, barcodes and all the rest of it, it’s not all that uncommon for a bag or two to go astray on flights. Hope it’s not yours.

If it is, our policies can help you for loss, theft or damage when your bag is checked in with a carrier. We can also cover you essential items if your bag is delayed – think toiletries, undies, a clean shirt and some socks. 

Don’t forget to read the policy wording when you hit the quote button as all plans are different – don’t just assume your gear is covered in every situation, as conditions or exclusions may apply.

This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

What does my travel insurance cover?

Want all the details?

You can compare the Standard and Explorer plans and prices through getting an instant online quote.

Unable to travel

I was 8 weeks pregnant but two days before I was due to travel, I had to go the hospital for an emergency scan because I had some bleeding. I was told that the baby's heart had stopped beating. The doctors told me that I have to wait until it comes out naturally, which could happen anytime in the next 14 days, so therefore they told me I cannot travel for health risks.
British Nomad

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars