Single Benefits
A summary of the benefits are set out below. Please read the carefully for full details and age limits of any accompanying children.
Medical Expenses & Emergency Evacuation
Maximum cover per person per trip Unlimited
| Hospitalisation | 100% |
| Outpatient treatment by a doctor/specialist | 100% |
| Prescribed medicines | 100% |
| Prescribed treatment by a physiotherapist/chiropractor | USD$2,500 |
| Provisional pain-stilling dental treatment | USD$300 |
| Ambulance transportation | 100% |
| Medical Evacuation/Repatriation | 100% |
| Evacuation | 100% |
| Return Trip | 100% |
| Compassionate Emergency Repatriation | 100% |
| Next-of-Kin Accompaniment | 100% |
| Compassionate Emergency Visit | 100% |
| Board, lodging and local transport for a person summoned
or accompanying the insured | USD$300per person per day |
| Statutory arrangements in case of death | 100% |
| Home transportation of the deceased | 100% |
The following benefits are only available if the Premium Cover option has been selected:
Baggage - theft, loss or damage
Maximum cover per person per trip USD $2,000
The insured will be compensated for the following items on his/her travel outside his/her country of permanent residence:
Baggage, electronic equipment,such as laptops and mobile phones, cash, tickets, traveller’s cheques, credit cards, securities and passports.
Baggage and electronic equipment of any nature for commercial use, including travellers’ samples, dealers’ stock and collections, are not covered. Bicycles, sports equipment and accessories here to are not covered.
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Loss of Passport and/or Cash
Maximum cover per person per trip USD $200
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Personal Accident - death and disability
Maximum cover per person per trip USD $75,000
Compensation shall be paid by the insurance in the event of an accident that directly, and without the influence of any illness, causes the insured’s death or results in loss of a limb, loss of sight, loss of extremity, or permanent total disablement.
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Baggage Delay
Maximum cover per person per trip USD $500
The insurance covers reasonable expenses for the purchase of essential items of clothing, toiletries and essential medicine in cases where registered baggage is delayed for more than 5 hours after the time of arrival at the destination outside the country of permanent residence.
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Personal Liability - property damage
Maximum cover per person per trip USD $500,000
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Personal Liability - bodily injury
Maximum cover per person per trip USD $1,000,000
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Flight Delay
Maximum cover per person per trip USD $500
The per day limit is USD$100.
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Hospital Daily Benefit
Maximum cover per person per trip USD $2,000
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Security and Legal Assistance
Maximum cover per person per trip USD $10,000
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
Trip Cancellation
Maximum cover per person per trip USD $2,000
Cover for this benefit will cease when you leave your country of permanent residence to start your trip.
This section has specific conditions and exclusions. Please refer to the policy wording for the full details.
