Single Benefits

A summary of the benefits are set out below. Please read the policy wording carefully for full details and age limits of any accompanying children.

Overseas Medical Expenses NZD $5,000,000

Following an injury or illness during your journey your policy covers reasonable costs for Medical, in-hospital, road ambulance and other treatment administered by a registered medical practitioner or paramedic.

Emergency Dental Treatment NZD $500

You are covered for emergency dental treatment for costs to relieve sudden and acute pain following an injury to healthy natural teeth whilst overseas.

Medical Evacuation/Additional Expenses NZD $500,000

Should you interrupt your trip due to illness or injury requiring hospitalisation, you are covered for additional travel, accommodation & evacuation expenses with our consent. This may also include paying for a relative or a friend to travel to you and or escort you home in place of a doctor. You are also covered for costs to replace lost/stolen passports, travel documents and credit cards.

Cancellation Costs NZD $10,000

If you have to cancel your transport/accommodation arrangements due to an unforeseen and unforeseeable circumstance outside your control, you can claim for the non-refundable cancellation costs.

Personal Liability NZD $2,500,000

You are covered for legal liability claims made against you resulting from your negligence.

Burial/Cremation Expenses NZD $12,000

If you die as a result of an injury or illness overseas, your policy pays for your burial or cremation overseas, or bringing back your remains to your country of residence.

Standard Luggage and Personal Effects NZD $2,500

You are covered for accidental loss, theft or damage to your personal belongings. Each item limit is NZD$250. Exclusions apply to certain items left unattended in a motor vehicle and all items left unattended in a motor vehicle between sunrise and sunset local time.