If you’re an adventurous Aussie heading to Nepal to conquer the mountain, it's important to understand the unique risks involved and how your travel insurance may help you if things don’t go to plan – especially for trekking and helicopter evacuation.
Am I covered for trekking in Nepal?
Our policies can offer cover for hiking and trekking up to 6,000 meters in elevation. Keep in mind that you may require a policy upgrade to be covered.
We do not offer cover for hiking over 6,000 meters in elevation. See the ‘what’s not covered’ section below for more information.
Choosing the right policy for you
We offer two plans – Standard and Explorer – each of which offers different levels of coverage for hiking and more than 150 other activities and adventures. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
If you have any questions about our policies, please contact us.
Am I covered for helicopter evacuation?
Medical evacuation from the mountains by helicopter may be covered depending on the policy you have purchased and when it is medically necessary. However, there are a few things to keep in mind:
- Due to the higher costs associated with helicopter evacuation in Nepal, the excess payable for this service is higher compared to other destinations. This is necessary to balance the premiums and maintain coverage across all destinations.
- You, or a member of your travelling party, must contact our 24/7 Emergency Assistance team before any helicopter evacuation can be arranged. If you do not do this, you may not be covered.
Why must I contact the Emergency Assistance Team first?
For a few reasons:
- So they can assess the situation, provide guidance to you, and have our medical experts determine whether helicopter evacuation is medically necessary. Sometimes a little rest and recovery may be all you need to get back on track and complete your trek.
- Because the emergency assistance team are the experts who can arrange your helicopter evacuation using a reputable helicopter company and they also guarantee the payment to this company. This can also avoid falling victim to a heli-evac scam.
Get a quote 24/7
With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Beware of heli-evac scams
Unfortunately, there have been instances of scams related to helicopter evacuations in Nepal. To combat this, we only work with reputable operators and guarantee direct payment to them. We prioritise your safety and well-being throughout the process. We also transfer you to an appropriate medical facility.
Wherever possible, contact the Emergency Assistance Team yourself or ask a friend to do it for you. This is because we have had cases where some unscrupulous operators and guides say they’ve received our go-ahead when they haven’t and leave you with a hefty evacuation bill.
What’s not covered?
Travel insurance isn’t designed to cover everything and there are some things we can’t cover, including, but not limited to:
- Trekking over 6,000 meters in elevation, camping over 6,000 meters in elevation, mountaineering, and ice climbing
- Existing medical conditions
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Any on-going medical expenses once you return to Australia
- Any search or rescue operations connected with finding or rescuing you
- Any other reason listed under the General Exclusions in your Product Disclosure Statement (PDS).
Safety tips for trekking in Nepal
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitations, and exclusions. If you are unsure of anything, please contact us for help.