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Travel Insurance when visiting Singapore

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Singapore; the land of good times, great food, and stunning scenery. Whether you’re sampling the culinary delights of Clarke Quay, or scuba diving on Pulau Hantu island, there’s no doubt Singapore’s a top destination for Aussie adventurers.

Botanic Garden, Singapore. Photo credit: Getty images / Tuul & Bruno Morandi

Singapore’s widely considered one of the safest countries in the world – that said, it’s impossible to predict unexpected events when travelling to any location, which is why you may want to consider packing travel insurance.

What’s Covered

With World Nomads, you have access to cover even when you forgot to purchase it before going on holiday. If you’re already in Singapore and are considering purchasing travel insurance, then we can help. Please note there are waiting periods that apply when purchasing a policy while already travelling. To find out more check out our waiting period Help Centre article here.

World Nomads offers cover (up to the policy limits) including, but not limited to:

World Nomads family plans: travelling as a family? Kids can be adventurous (read: accident-prone) – World Nomads has policies that can offer cover to all family members. Our cover includes two adults and up to eight dependents on one policy.

Emergency medical and evacuation coverage: nobody goes on holiday planning to need emergency medical assistance, but unfortunately, it happens. If the unexpected happens, we may cover reasonable and necessary expenses relating to your evacuation, ongoing medical treatment, and possible repatriation back to your Country of Residence if deemed medically necessary. Our 24/7 Emergency Assistance team members can:

  • Direct you to the closest medical facility
  • Help set up direct payments to the medical facility if needed
  • Organise an ambulance if necessary
  • Put you in touch with a nurse who can help with medical queries.

Baggage and personal belongings coverage: the average flight time from Australia to Singapore is eight hours. Chances are, you’ll want to get your hands on your toothbrush when you land. But what happens when your baggage hasn’t arrived as expected at Singapore Changi airport? Don’t sweat it. Our travel insurance may cover any reasonable basic expenses while the airline locates your belongings. Benefit limits, as well as terms and conditions, apply.

Activities coverage: trying to decide between zip-lining and skydiving while holidaying in Singapore? It’s a tough call. We have policies that cover both activities (and 150 more activities, sports and experiences) should an unexpected accident unfold. Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply.

ourist in front of the Sultan Mosque in Singapore
Tourist in front of the Sultan Mosque in Singapore. Photo credit: Getty images / Lu ShaoJi

Why should I consider travel insurance for Singapore?

Whether you’re travelling for work or play (or a bit of both), Singapore offers the perfect combination of modern amenities and rich cultural experiences. It’s also home to one of the major international transport hubs in Asia. Which may explain why lost luggage is reportedly one of the most common issues for our travellers. Our travel insurance may help if you land safely at Singapore Changi Airport, but your luggage does not.

Working while in Singapore?

Singaporeans enjoy one of the fastest Internet speeds in the world, so pack the laptop for that work trip or flexcation. Keep in mind that although the rate of theft in Singapore is lower compared to other major cities worldwide, thieves are everywhere. While we won’t cover stolen items if they’ve been left unsupervised in public areas, we may cover the cost of your belongings (within policy limits) if you’ve taken reasonable care to protect them and they’ve been stolen or accidentally damaged.

Backpacking around Singapore?

Planning on embracing the simplicity of travelling light? Backpacking’s a whole lot of fun, especially if you like spontaneity! But keep in mind, with spontaneity comes risk…which is why we provide our travellers with up-to-date travel alerts, so they stay informed and safe – no matter where they are in the world.

What to look out for when travelling around Singapore

Travelling to Singapore

You only need to speak to a few travellers to hear the gamut of things that can go wrong when flying: cancelled or delayed flights, severe weather, poor selection of mid-flight savoury treats. Unfortunately, we can’t supply chocolate-covered pretzels, but our travel insurance policies could be helpful if you need to book a hotel room due to a cancelled flight. Check out our Standard versus our Explorer plan options to find out more.

Eating in Singapore

It’s no secret Aussies love discovering new food…and it’s also no secret that Singapore serves up some of the best. Got a hankering for Hainanese Chicken Rice? Perhaps a craving for Chilli Crab? Singapore’s famous for its diverse cultural offerings for foodies. But what happens if that Satay doesn’t sit well with your stomach? World Nomads offers cover for overseas medical emergencies (including food poisoning) in both our Standard and Explorer policies (policy benefit limits apply).

Adventuring in Singapore

Considering kayaking? The MacRitchie Reservoir is a popular destination with crystal clear waters, lush vegetation, and convenient equipment options. Both our plans offer many of the same benefits for adventurers choosing to kayak inland or within three nautical miles from the coast. However, if you’re considering upping the ante and going kayaking, windsurfing, or sailing beyond three nautical miles off the coast of Pulau Ubin, you’ll need to upgrade your cover. Be sure to specify these details when you get your quote, as you can’t add them afterwards.

Coronavirus cover when travelling to Singapore

We recommend you research the COVID-19-related travel restrictions and entry requirements (including PCR tests and proof of vaccination) for Singapore before embarking on your trip. You can check out our Coronavirus cover article which has all the details, including terms and conditions, benefit limits and exclusions.

China Town in Singapore
China Town in Singapore. Photo credit: Getty images / Jiang Yu

What’s not covered

It’s important to note that our policies aren’t one-size-fits-all, and we don’t cover all situations that can arise when travelling abroad. There are some important general exclusions you should be aware of, including:

  • Pre-existing medical conditions
  • Travelling to, planning to travel to, or choosing to remain in a country or region that’s subject to a ‘Do Not Travel’ warning issued by the Australian Government (see
  • Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization
  • Failing to adhere to the terms of coverage listed in covered sports and activities
  • Any adventure activities or sports that aren’t covered by our policies
  • Any costs related to illegal activities or being under the influence of drugs or alcohol.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Traveller tip 1: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.

Traveller tip 2: considering packing nothing but a duffle bag and hitting the hostels in Singapore? Check out the do’s and don’ts of backpacking first.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital lickety-split

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for Australian residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.