For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.
Yes, there are waiting periods!
It’s the amount of time you have to wait before cover is activated and/or before a benefit becomes payable.
To put it bluntly, it reduces the likelihood of travellers making claims as soon as they purchase insurance. It also helps to keep the price lower for everyone.
Buying your policy after you have left Australia?
If you’re already travelling, you’ll need to wait 72 hours from the moment you buy the policy (ie 3 days) before cover is provided under any of the policy benefits.
A little exception to the rule:
Because we know all too well that the unexpected can happen, especially overseas, there’s cover for emergency overseas medical expenses and emergency transport expenses immediately (no need to wait until the 72 hours is up to be covered in other words) if you become seriously injured as a result of an accident that happens after you buy your policy.
Buying your policy in Australia before heading off on your overseas adventure?
No waiting period applied! You’ll have cover provided from your departure date!
There are only two policy benefits where a waiting period is in place once you have your policy:
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
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