Travel insurance when skiing or participating in winter sports

Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling and claim online from anywhere in the world.

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Why consider travel insurance when skiing or snowboarding?

Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance for residents of Brazil may be able to help you and your family when the unexpected hits your next winter adventure.

Do I need ski insurance?

Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.

If your next vacation includes time on the slopes, you could find yourself needing help for anything from emergency medical care to an emergency evacuation or repatriation back home.

Here are a few case scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.

You could get into an accident

Whether you’re on- or off-piste, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow.

You might need to get to a hospital from far, far away

When you get hurt on a mountain, getting transportation to a hospital can be critical. Our 24/7 Emergency Assistance Team can help plan your evacuation so that it’s timely and efficient. And thanks to travel insurance, it doesn’t have to cost an arm and a leg.

Your ski and snowboard equipment could get lost by your airline

If your skis or snowboard have been lost or damaged by your common carrier (your airline or other transportation provider), you could get reimbursed for the current value of your equipment (which factors in depreciation) or the cost of a replacement, up to a per item and total maximum limit. (Damage from the use of sports equipment is not covered.)

Bad weather can cause delays (and destruction)

Maybe an avalanche buried your lodge or a snowstorm delayed your connecting flight. Our plans cover inclement weather under certain circumstances. For example, if your flight is delayed en route to your destination for more than 12 hours, you could be reimbursed for food, taxis and accommodation you needed to purchase during the delay, up to the limits outlined in your plan.  Read your policy wording for full details.

You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?

What's covered for ski and snowboard travel insurance?

World Nomads travel insurance is designed to help you explore your boundaries. For residents of Brazil, we automatically provide coverage for more than 180 activities on and off the slopes.

As passionate ski bums, we’ve designed our plans to cover the style of riding our Brazilian Nomads love the most*:

  • Skiing and boarding within resorts
  • Cross country skiing on marked trails
  • Terrain parks
  • On-piste heli-skiing & heli-boarding ) 

Coverage is available for international trips or for domestic trips more than 50 kilometers from home. 

*Standard, Explorer and Explorer Plus plans differ in their coverage of skiing or snowboarding activities. Conditions and exclusions apply. Read our Help Center article on adventure sports coverage to choose the right plan for your trip.

What's not covered for ski and snowboard travel insurance? 

  • Stunt skiing, bobsledding and snowmobiling.
  • Off-piste heli-skiing and heli-boarding.
  • Sporting equipment damaged from use.
  • Participation in a race or competition as a professional athlete.
  • Delayed baggage on the way home from your trip.

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.

Get a quote

Ready to hit the slopes? When you get a quote you can compare our Standard Explorer and Explorer Plus plans for residents of Brazil, and decide which one might best suit your needs. Still not sure? Get in touch and we can help you decide which travel insurance is best for your next snow adventure.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plus: USD $1,500
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Trip Protection
  • Unexpectedly hospitalised?
  • Ski buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plus: USD $100,000
  • Explorer Plan: USD $70,000
  • Standard Plan: USD $30,000
Medical Expenses Overseas
  • Slipped on ice?
  • Tore your ACL or MCL?
  • Popped a shoulder?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plus: USD $80,000
  • Explorer Plan: USD $60,000
  • Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
  • Road or air ambulance?
  • Flight assistance?
  • Medivac needed home?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plus: USD $1,200
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Checked-in Baggage Loss
  • Passport stolen?
  • Bags lost in transit?
  • Luggage delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212-315-1806 (from anywhere in the world)

Phone: 0800-591-1043 (from Brazil)

WhatsApp message: +54 911 3053-3959

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:

Insured by Chubb. For Brazilian residents, we partner with Chubb to provide travel insurance products, customer service for 24/7 urgencies and emergencies, and claims service. You can purchase your insurance in up to six installments.


Here are our most frequently asked questions about overseas travel insurance. You can also ask our customer service team

  • Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
    If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. Your World Nomads policy is provided through Chubb Seguros: Call the assistance team at Chubb. They’re available 24 hours a day, 7 days a week: Phone: +1 212-315-1806 (from anywhere in the world) Phone: 0800-591-1043 (from Brazil) WhatsApp message: +54 911 3053-3959