Seguro Viagem para a Europa
Aventuras no velho continente
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Um continente repleto de história e cultura
Na Europa você vai sentir um clima familiar e diferente ao mesmo tempo. Sua tradição na literatura, filmes e arte são transmitidas ao mundo todo e acabam fazendo parte da vida cotidiana de muitas outras culturas pelo mundo. Isso com certeza vai fazer você sentir que já “conhece” a Europa. Mas onde quer que você vá, ficará surpreso e se enriquecerá com experiências que nunca sonhou que poderiam acontecer.
Você provavelmente ficará com a cabeça nas nuvens, então, não se esqueça de manter os pés no chão! Esteja ciente de que você precisará ser inteligente para se manter seguro na Europa.
- Os locais turísticos populares são como um ímã para marginais. Você consegue saber se está sendo trapaceado?
- Os festivais europeus são divertidos, mas nem sempre seguros.
- Você precisa ter cautela ao dirigir pelas rodovias europeias.
Veja abaixo por que o seguro viagem World Nomads é o seguro ideal para a sua viagem para a Europa:
- Temos uma cobertura adequada para todos os países do Tratado de Schengen
- Preço justo. Oferecemos preços baixos o ano todo. Por isso, nossos planos não necessitam de descontos exagerados o tempo todo. Na dúvida, faça uma cotação e comprove.
- Assistência em português. A World Nomads tem uma equipe a postos 24 horas, 7 dias por semana, para atender a sua ligação e te dar o suporte necessário em português.
- Qualidade no atendimento. A World Nomads foi criada por um time de viajantes que ama o que faz. Nossos planos são utilizados por viajantes de diversos países, de brasileiros à australianos.
- Possibilidade de adquirir quando já estiver viajando. Você poderá adquirir o seguro viagem da World Nomads mesmo que sua viagem já tenha se iniciado. É só fazer a cotação online e contratar.
- Solicitação de reembolso de qualquer lugar do mundo. Você pode solicitar reembolso de qualquer lugar do mundo através da área de membros no nosso site.
- Recomendado por experts em viagem. Somos o seguro viagem recomendado pela Lonely Planet, Intrepid, Nomadic Matt e muitos outros especialistas em viagens. Quem entende de viagem sempre escolhe a World Nomads.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Travel Insurance for Europe
Steeped in history and culture
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Safe travel in Europe
Europe is familiar and foreign at the same time. Because of all the writing, the books, movies, art, and handed-down traditions that are a part of your everyday life you might think you know Europe. But wherever you go, you will be surprised, enlightened, and enriched by experiences you never dreamed could happen.
While you have your head in the clouds, keep your feet on the ground and be aware that you need to be smart to stay safe in Europe.
- The popular tourist locations are a magnet for petty thieves and con artists. Can you spot a scam?
- There’s more to being safe on the roads than keeping to the right.
- Festivals are fun, but not always safe.
Here are some reasons why World Nomads travel insurance may suit your trip to Europe:
- Fair price - We offer travel insurance plans at a low price all year round! Get a quote and check it out now!
- Assistance in English and Portuguese - World Nomads has a team available 24 hours a day, 7 days a week to answer your call and give you the necessary support.
- Quality - World Nomads is created by a team of travelers who love what they do. Our plans are backed by some of the world’s leading insurers and used by travellers from many countries, from Brazilians to Australians.
- You can buy away from home - You can purchase travel insurance from World Nomads even if your trip has already started. You can get a quote and purchase online from anywhere!
- Make a claim from anywhere - You can make a claim from anywhere in the world, through your World Nomads’ membership.
- Loved by experts in travel - We are trusted by Lonely Planet, Intrepid, Matt Nomadic and many other travel experts. Experienced travelers choose World Nomads.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTravel Insurance for Digital Nomads
Protecting UK travellers’ tech gear on the go
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Ahhh, the life of a British digital nomad…the world’s literally your workplace. But even the idyllic life of working in coffee shops and beachside huts can present risks. What would your work life look like without your laptop or phone? Stolen or damaged tech, and even sudden illness can derail your plans—and your productivity. Travel insurance could protect your lifestyle, both personally and professionally.
- Why should I consider travel insurance when travelling as a digital nomad?
- Does travel insurance for digital nomads cover my tech?
- What are the benefits of World Nomads travel insurance when working abroad?
- What's not covered by travel insurance for digital nomads
- Frequently asked questions
Why should I consider travel insurance when travelling as a digital nomad?
As a UK-based digital nomad, life abroad offers endless freedom, but it’s not without risks. Your tech gear’s crucial to keeping you connected, and an unexpected setback—like a stolen laptop in Bangkok—can disrupt the entire flexcation experience. With travel insurance, you can keep working from anywhere, knowing you have a backup plan for any adventure (or misadventure) that comes your way.
Does travel insurance for digital nomads cover my tech?
Imagine editing a video from a scenic spot in Bali, only to have your gear damaged in a sudden downpour, or losing your phone during a busy layover in Tokyo….not ideal, right? From shooting content on the go to managing client calls abroad, your digital workspace deserves to be protected, because well…it’s paying for your downtime play.
World Nomads offers two policies—Standard and Explorer—that may cover reimbursing your tech devices if they are stolen, lost or damaged while under your supervision. Both policies provide coverage for a wide range of valuables and gadgets, including:
- Photographic equipment
- Binoculars, telescopes
- Computers and/or accessories (including laptops, games and gaming consoles)
- PDA’s and tablet devices (including iPads and eBooks)
- Video cameras
- Audiovisual equipment (including portable speakers and headphones)
- DVD players
- Mobile phones
- Drones and satellite navigation devices.
Travellers tip: Always hang onto your receipts—hard copies or digital—for any gadgets you buy before or during your travels. They’ll come in handy if you need to make a claim. And don’t forget to make copies of your travel documents, ID cards, credit cards, and any other important info you’re taking on the road.
What are the benefits of World Nomads travel insurance when working abroad?
Medical Coverage and Emergency Medical Assistance
Being a digital nomad means being free to roam but also being prepared for the unexpected. World Nomads offers emergency medical coverage (up to £5,000,000 Standard Plan and £10,000,000 Explorer Plan) for when life throws you a curveball—from hospital visits to urgent care, and even repatriation back to the UK if necessary.
Cover for more than 150 sports and activities
Life shouldn’t be all work and no play, especially when the world is literally your playground. If you’re a Brit who loves chasing thrills during work breaks, picture this: co-working at Dojo Bali and then stepping straight onto Echo Beach for a quick surf session. Heaven, right? With World Nomads, there is cover available for more than 150 sports and activities—just in case those waves get a bit gnarlier than expected. Just be sure to select the right policy to cover the level of activity you’ll be participating in, and declare at the point of sale.
Annual Multi-Trip (AMT) Policy
Our Annual Multi-Trip (AMT) Policy offers the flexibility that frequent movers crave. Imagine working from a Parisian café one week, then logging into a Singaporean co-working space the next—all covered under one travel insurance policy. It’s the perfect fit for digital nomads who thrive on short, globe-hopping adventures. But if your plans involve staying in one place for a longer stretch, a Single Trip policy might be the way to go. Not sure which option suits your working holiday best? Compare Annual Multi-Trip vs Single Trip Travel Insurance here.
Air Doctor
World Nomads Powered by Air Doctor offers digital nomads seamless access to a global network of trusted medical professionals. Through the Air Doctor app, you can effortlessly locate and book appointments with qualified doctors who speak your preferred language, ensuring you receive timely medical care wherever your work takes you. This free service enhances your travel experience by.removing the need to navigate foreign healthcare systems for non-urgent medical issues.
Smart Delay
Flight delays are a hassle, especially when you’re a digital nomad flying out of Heathrow or Manchester, juggling work commitments and travel plans. With Smart Delay, you’ll gain access to the airport lounge if your flight is delayed by 90 minutes or more—perfect for unwinding, grabbing a bite, or catching up on work comfortably.
Travellers tip: Cyberattacks and identity theft are real threats when you’re on the move. Keep your data safe: use strong passwords, encrypt your laptop, and install antivirus software, skip public Wi-Fi where you can.
For more digital nomad tips, check out our article, 6 Travel Tips for Digital Nomads. Or if you’re ready to pack the geat and go, get a quote today and make that digital nomad dream a reality.
What's not covered by travel insurance for digital nomads?
Sorry, but even the best travel insurance has its limits. Here’s what’s not on the list:
- If you leave your gadgets (like laptops, phones, cameras, or tablets) unattended in a car, boat, tent, camper trailer, or with a common carrier, it’s on you (you need to protect it, mate).
- Electronic malfunctions (you can take that up with the manufacturer).
- Theft or damage incurred when your valuables and gadgets are checked in with your luggage.
- Items you can't prove that you own (for example, you don't have a record of purchase).
- Didn’t file a report with local authorities or venue reps when something got stolen or lost? We can’t help with that claim.
This is not a complete list of what's covered and not covered. Other terms, conditions and exclusions apply. Please read your Policy Wording carefully. If you’re unsure if something is covered or how to claim it, contact us, and we’ll let you know.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about digital nomads travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What are the requirements to get a digital nomad visa?
Each country has specific requirements, but generally, digital nomad visas require proof of income, travel insurance, and accommodation plans. Some may also require a valid employment contract or proof of self-employment. Be sure to check each country’s specific requirements before applying.
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Do I need travel insurance for a digital nomad visa?
Yes, most digital nomad visas require proof of travel insurance or health insurance that covers you for the entire duration of your stay in a foreign country.
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If my electronics have an expired warranty, can I claim if they malfunction?
Our policies don’t include coverage for device malfunction or wear or tear.
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How do my items get depreciated?
Electronics age and get knocked about. Depreciation is the amount deducted from your overall claim based on wear and tear of the item. The amount can depend on the type of item and how old it is.
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Why won't you cover my tech devices if they're checked in with an airline
Electronics are fragile, and checked-in luggage can easily be damaged.
-
What if I don’t have receipts for all of my items?
You can file a claim but still need to show proof of ownership. Read our Help Center article for more info on what to do if you don’t have documentation.
Travel Insurance for Digital Nomads
Learn how your tech could be covered while you're working or traveling overseas.
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If anything positive has come out of the COVID-19 pandemic it’s that people are looking for new ways to work while travelling. If you’re planning on leaving Ireland and adopting the digital nomad lifestyle then, as well as your laptop and passport, you may want to pack travel insurance just in case the unexpected happens.
Travel insurance: how are my electronics covered?
Our policies offer cover for a wide range of gadgets including:
- Photographic equipment
- Binoculars
- Telescopes
- Computers and/or accessories (including laptops, games and gaming consoles)
- PDA’s and tablet devices (including iPad’s and eBooks)
- Video cameras
- Audio visual equipment (including portable speakers and headphones)
- DVD players
- Mobile phones
- Drones and satellite navigation devices.
How much we cover your items for depends on your plan. We cover:
- When your gear is stolen when its under your supervision
- Tech devices destroyed by a fire or a natural catastrophe
Note: depreciation and wear and tear will be considered when calculating the claim settlement value of your electronic items (depreciation will not be applied to items listed as 'high value items' and you have paid the additional premium).
Whether you’re plugging into your social network or working remotely in a hub, we can help you protect your valuables and devices. Our six tips could help you travel safely and keep your gear secure.
- Tip 1: keep receipts: Always keep receipts (hard or digital copies) of any gadgets bought before and during your travels in case you need to make a claim. You should also make copies of your travel documents, ID cards, credit cards, and other personal information that you’re taking with you on the trip.
- Tip 2: get proof in writing for any lost or damaged gadgets: If a common carrier (e.g. airline, bus company or hotel) has lost, delayed or damaged your gear you must notify them right away and get a record of the incident to support your claim. Our 24/7 Emergency Medical Assistance team may be able to help you negotiate the local administration if you don’t speak the local language.
- Tip 3: report theft to the local police: If your baggage or valuables are stolen, you need to report ASAP to the local police authority and to the common carrier, service provider or any other local authority. If you don’t, it could affect your claim.
- Tip 4: protect your devices: With cyberattacks now commonplace, make sure your devices are protected to secure sensitive work data, banking details and more. Your laptop should be encrypted with strong passwords, a lock screen, and with antivirus or anti-malware software. Avoid using public WIFI hotspots, and never leave sensitive information or devices in your rental car or an unattended hotel room. If you must leave anything behind, make sure it is locked up in a safe.
- Tip 5: use a digital nomad visa: As the Covid-19 pandemic encouraged the remote working trend, many countries are offering digital nomad visas (a document or program that gives a traveller the legal right to work remotely while residing away from their country of residence). Countries offering digital nomad visas include - Costa Rica, Portugal, Estonia, and Malta, and the list is growing
- Tip 6: prepare for trip delays: As a digital nomad you may be travelling between places by air or road or both. Travel insurance can help if your flight is delayed by more than 12 hours.
Does my travel insurance cover my tech?
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
What's not covered by travel insurance?
Some of the main exclusions include:
- When you leave your gear unattended
- Electronic malfunctions (you can take that up with the manufacturer)
- Theft or damage incurred when your valuables and gadgets are checked in with your luggage
- Items that you can't prove that you own (for example, you don't have a record of their purchase)
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions apply. Please read your Policy Wording carefully. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about valuables and gadgets. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
If I've not specified my items, why do they get depreciated?
Electronics age and get knocked about. Depreciation happens to match the claim with the item's current value, not cost price.
-
If my electronics are out of warranty, can I claim if there's a malfunction?
The policies excludes cover where there's an electronic malfunction.
-
Why won't you cover my electronics if they're checked-in with an airline?
Because electronics are fragile and checked-in luggage can easily be damaged. They are also targets for theft.
-
What if I don't have receipts for all of my items?
You'll need to show a proof of ownership - enough evidence to 'tip the balance' if you're lodging a claim.
I broke my leg in Koh Samui
How World Nomads Travel Insurance helped when Anton's trip came to an end in Thailand
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Watch Anton's story
I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
World Nomads customer from Iceland
How World Nomads helped
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Hospital treatment
Anton required surgery after breaking his leg and wrist in a fall while traveling in Thailand. We called Anton daily to check on his progress and once cover was confirmed, we took care of his medical bills and his hospital admin.
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Escorted flight home
After his surgery, Anton couldn’t travel back to Iceland without help, so we sent Luke from our Emergency Assistance Team to Thailand to meet him while in hospital. Luke was also there to help Anton carry his bags and escort him home on the plane to Iceland.
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Reimbursement for unused flights
Anton had paid for multiple flights to continue his journey across Asia, so we reimbursed him for the cost of the unused flights when his adventure was unexpectedly cut short.
Traveler's country of residence: Iceland
Destination: Thailand
Claim paid: €34,010.73 (Euros)
If you’re injured in an accident while traveling, you can be covered for emergency medical treatment including: hospitalisation, day surgery and out-patient treatment, visits to registered medical practitioners, access to prescribed medicines, and medical evacuation including air ambulance. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage before you buy.
Need to make a claim?
All World Nomads claims are different and will depend on your specific circumstances. If you need to find any information on claims, you can find it in your policy wording which explains what’s covered and what’s not covered, and which conditions, limits and exclusions apply.
Please get in touch if you have any questions about coverage or visit our Make a Claim page if you need help to make a claim.
Why you should consider travel insurance
We get it, the last thing you want to think about when planning your holiday is what could possibly go wrong, and having to buy travel insurance. However, travel insurance could pay off in more ways than one, such as if you end up in hospital or are caught in unexpected events when visiting a far-away land.
Here's why you should consider World Nomads travel insurance for your next trip.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy seriously hurt?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
