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Travel insurance to get you home

When illness or injury trashes your trip, get home in one piece

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If your health takes a hit abroad, you may need to get home to receive the right medical care.

This is where travel insurance for medical repatriation may make all the difference. World Nomads plans include cover and assistance when it’s medically necessary to transfer you from your overseas sick bed to a hospital on home turf.

If you might need medical repatriation or evacuation, you must contact our 24/7 Emergency Assistance team as soon as possible. We’ll help you access the medical care you need and navigate the local administration.

Going to Nepal? Given the unique circumstances of this country, a specific excess applies to medical evacuation by air ambulance in Nepal.

How can travel insurance help in a medical emergency?

If you’re suddenly sick or injured, cover includes:

  • Air or ground ambulance, sea level aircraft, helicopter or other transport to local medical facilities.
  • Direct payment for medical treatment.
  • Transport with medical accompaniment to a hospital in your country of residence.

If you need a friendly face to get you through, cover also includes expenses for a loved one to come and meet you and then accompany you home, if pre-approved.

Just make sure our 24/7 Emergency Assistance team has pre-approved any transport before you jump aboard – and please speak to us directly to confirm this – or you may invalidate your cover. 

What isn’t included in insurance for medical repatriation?

We are here to help if you need it, but there are reasonable limits to cover. Your policy will not cover:

  • Search and rescue at any time.
  • Unreasonable expenses. For example, we won’t fly you home first class if it’s not medically necessary to transport you in this way.
  • Any pre-existing medical conditions.
  • Injuries from activities that aren’t covered.
  • Medical expenses if you refuse the direction of your doctor and our emergency assistance team.
  • Criminal acts.
  • Failing to take reasonable care or acting recklessly regarding your safety.
  • Medical expenses when you get home, as that’s where your local health system kicks in.

This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

How to get assistance

If you suddenly fall ill or are injured, it’s essential to contact our 24/7 Emergency Assistance team as soon as possible. That way, we can ensure you get the right care from the beginning to the end – from initial emergency treatment in a local hospital, through to medical repatriation home if medically necessary. So that we can assist you quickly, please be ready with the following when you contact us:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Dislocated shoulder

Skiing at Squaw Valley, Lake Tahoe, CA, USA. On an intermediate run, clipped into a snow drift and tumbled over landing on shoulder. Shoulder dislocated. Taken to Squaw Valley Medical Clinic and given x-rays then had the shoulder put back into place.
Japanese Nomad in USA

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: €7,000
  • Standard Plan: €3,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy deceased?
  • Close relative dropped dead?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: €3,500,000
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital pronto.

  • Explorer Plan: €350,000
  • Standard Plan: €350,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: €2,500
  • Standard Plan: €1,700
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all European residents except Swiss. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

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Here are our most frequently asked questions. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • Can my mum come and get me?
    In some situations we can pay for a loved one’s transport and accommodation so they can accompany you home. If you’re on certain types of medication, we might send a nurse or doctor instead.
  • What happens if I’m on life support?
    That’s a really bad way to end your holiday and we hope it never happens. But if it does, we will look at the best possible solution to either get you home, or get your family to you to say goodbye.