Bungee jumping, white water rafting, mountain biking, cycle touring, scuba diving, scooter riding, trekking, camel riding! There’s over 200 covered adventure sports, work, study & volunteer experiences that you can try while you’re away.
First, check out the list of activities, sports and adventures that can be covered.
Then, when you’re buying your policy, add all the activities you plan to try on your trip. Just remember that you won’t be able to make changes after you buy your policy.
Check the policy wording carefully for any specific requirements related to the adventure sports, work or other activities you’ll be doing; e.g. you may need to be qualified/licensed or be with a professional qualified/licensed guide or operator in order to be covered (see Section 17 – Work,Sports and Activities).
Adding some higher risk activities may also add a bit extra to the cost of your policy (for obvious reasons).
If a sport or activity isn’t listed on your policy, this doesn’t necessarily mean that you can’t be covered if you want to give it a try during your trip. So how do you find out if it’s covered? Easy!
When you’ve listed your activity correctly, if something goes wrong while participating, the cover that may be available includes:
We're pretty sure we've thought of most of the activities and experiences our adventurous travellers might want to try, but if what you want to do isn't listed, just contact us and we'll confirm if it can be covered or not.
There may be specific exclusions and conditions that apply depending on what you'll be doing. You'll find these in the policy wording where we tell you what is not covered while participating in an adventure sport or activity. Also, be sure to read the General Exclusions for other scenarios and expenses we don’t cover. Of course always read the full terms, conditions and exclusions in the policy wording so there’ll be no surprises if you need to use it.
To give you an idea, there’s no cover:
We’re here to help if you have a question about travel insurance.
For policies purchased on or after 1 November 2018:
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For policies purchased before 1 November 2018:
Coronavirus (COVID-19) continues to impact many travellers around the world. Before you buy, read the travel alerts and check government travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel. NOTE: A 48-hour waiting period (time excess) applies to some Coronavirus-related cancellation cover; other waiting periods may apply.