Whether you’re out for a casual hike or planning to bungee jump, scuba dive or ski, you’ll want to know if you’re covered for all your activities. You must add any activities and sports you’ll be doing while travelling when you get a quote, because you won’t be able to add them after you’ve chosen and paid for your policy. Not adding all your favourite activities could also affect your cover if you suffer an injury.
You can review the list of activities we offer in Section 8 of your policy wording.
For example: you’re going hiking for a few days and scuba diving at least once during your trip - you would select: the maximum elevation you’ll be hiking to; and the type of scuba diving you’ll be doing and the maximum depth (checking whether you need to be licensed).
If you’re participating in an activity that is not listed, you must contact the Customer Service team to confirm if cover is available before you buy a policy. Cover will not be in place until we have confirmed acceptance and any additional premium is paid.
We understand that unexpected accidents and illnesses happen, and that’s why the World Nomads 24/7 Emergency Assistance Team is here to help you navigate any issues you may have if you end up in hospital.
If you’re admitted to hospital, you (or someone else) must notify our 24/7 Emergency Assistance Team as soon as reasonably possible. Your medical expenses can be paid directly to the hospital, where possible, once cover is confirmed.
For more information on what to do if you need emergency assistance while overseas check out our Overseas Medical Treatment and Hospitalisation Helpdesk article.
Depending on the World Nomads plan you’ve selected – Standard or Explorer Plan – and if you decide to upgrade your cover for the activities listed as Level 2, 3 or 4, you’ll be covered as follows:
Note: your cover will depend on the activities you choose at the time of policy purchase, which will then be shown on your Certificate of Insurance. Please be aware there are special exclusions and special conditions to many of our activities and sports under our policy.
Want to find out what you’re covered for when it comes to activities, sports, and other experiences? Then check out our Adventure Sports and Activities article that will provide tips, what’s covered, what isn’t covered, and what questions to ask when choosing a plan.
While there are several situations we can cover you for, there are also some we just won't cover. These include, but are not limited to:
This is not a full list of what's covered and what’s not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
We’re here to help if you have a question about travel insurance.
For policies purchased on or after 1 November 2018:
For policies purchased before 1 November 2018:
Coronavirus (COVID-19) continues to impact many travellers around the world. Before you buy, read the travel alerts and check government travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel. NOTE: A 48-hour waiting period (time excess) applies to some Coronavirus-related cancellation cover; other waiting periods may apply.