Yes there are waiting periods!  As we’ve recently changed our insurer, please select the date you bought your policy for more information:

Policies purchased on or after 1 Nov 2018 (GMT)

Policies purchased before 1 Nov 2018 (GMT)
 

For policies purchased on or after 1 Nov 2018:

What’s a waiting period?

It’s the amount of time you have to wait before cover is activated and/or before a benefit becomes payable.

But why do I have to wait for cover?

To put it bluntly, it reduces the likelihood of travellers making claims as soon as they purchase insurance. It also helps to keep the price lower for everyone.

When is the waiting period applied to the policy?

If you’re already travelling, you’ll need to wait 72 hours from the moment you buy the policy before you can be covered under any of the policy benefits.

A little exception to the rule:

Because we know all too well that the unexpected can happen, especially abroad it seems, there’s cover for emergency overseas medical expenses and emergency transport expenses immediately (no need to wait until the 3 days is up to be covered, in other words) if you become injured in connection with an accident and it is verified by an independent third party.

Buying your policy at home before heading abroad?

No waiting period applies! You can be covered from your departure date!

Policy benefits and waiting periods

There's also a waiting period in place once you have your policy:

  • Baggage Delay – you have to wait 24 hours from the scheduled arrival time before you can claim for essential items.

Note: For policies purchased after 1 August 2019, your World Nomads policy is backed by XL Insurance Company SE. For policies purchased between 1 November 2018 and 16 January 2019, your World Nomads policy is backed by certain underwriters at Lloyd’s. For policies purchased between 17 Jan 2019 and 31 July 2019, your World Nomads policy is backed by Lloyd’s Insurance Company SA.
 

 

For policies purchased before 1 Nov 2018:

Yes, there are waiting periods!

What’s a waiting period?

It’s the amount of time you have to wait before cover is activated and/or before a benefit becomes payable.

But why do I have to wait for cover?

To put it bluntly, it reduces the likelihood of travellers making claims as soon as they purchase insurance. It also helps to keep the price lower for everyone.

When is the waiting period applied to the policy?

If you’re already travelling, you’ll need to wait 72 hours from the moment you buy the policy before you can be fully covered under any of the policy benefits.

A little exception to the rule:

Because we know all too well that the unexpected can happen, especially abroad it seems, there’s cover for emergency overseas medical expenses and emergency transport expenses immediately (no need to wait until the 3 days is up to be covered in other words) if you become seriously ill or injured in connection with an accident and it is verified by an independent third party.

Buying your policy at home before heading abroad?

No waiting period applied! You’ll be fully covered from your departure date!

Policy benefits and waiting periods

There's also a waiting period is in place once you have your policy:

  • Baggage Delay – you have to wait 12 hours from the scheduled arrival time before you can claim for essential items.
Note: For policies purchased before 1 Nov 2018, your World Nomads policy is backed by Millstream.

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Our contact details

We’re here to help if you have a question about travel insurance.

  • Monday to Friday 9:00am - 5:00pm (UTC/UTC+1) (For policies purchase on or after 1 November 2018)
  • Monday to Friday 9:00am - 5:00pm (GMT/BST) (For policies purchased before 1 November 2018)

Contact us

Phone

For policies purchase on or after 1 November 2018:


1800 903 008


+353 21 237 8001

_________________


For policies purchased before 1 November 2018:


+44 (0) 330 660 0738


0330 660 0738


+44 (0) 330 660 0738