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Yes, pregnancy is covered by the policy, although be aware there are restrictions to this cover.
If you suffer an accidental bodily injury or unexpected illness causing pregnancy complications while travelling abroad, there’s cover for emergency medical expenses including surgical treatment and hospital charges.
However, please be aware that any medical expenses incurred for any reason that occur within 12 weeks of your estimated date of delivery AND any medical expenses that occur up to 12 weeks after your estimated date of delivery are not covered under this policy.
The policy isn’t designed to cover everything. Take the time to read your policy wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
Here are some of the main things that aren’t covered relating to pregnancy:
Any medical expenses if they occur within 12 weeks of your estimated date of delivery.
Any medical expenses if they occur up to 12 weeks after your estimated date of delivery.
Any expenses related to routine ante-natal care or post-natal care.
Normal costs or losses associated with a single or multiple pregnancy or childbirth including but not limited to, delivery by caesarean section or any other medically or surgically assisted delivery which does not cause complications.
Anything else that’s listed in the General Exclusions and other exclusions in the policy wording relating to pregnancy.
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For policies purchased on or after 1 November 2018:
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For policies purchased before 1 November 2018:
Coronavirus (COVID-19) continues to impact many travellers around the world. Before you buy, read the travel alerts and check government travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel. NOTE: A 48-hour waiting period (time excess) applies to some Coronavirus-related cancellation cover; other waiting periods may apply.
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