There’s cover available under the policy if you want to go for a ride on a motorbike or moped/scooter (up to 125cc) while abroad, but be sure to choose the right adventure sports coverage depending on what type of bike you’ll ride.
As we’ve recently changed our insurer, please select the date you bought your policy:
Policies purchased on or after 1 Nov 2018 (GMT)
For policies purchased on or after 27 June 2024:
There’s cover available under the policy to ride motorbikes or mopeds (scooters) while abroad, as long as you choose the right adventure sports coverage and depending on what type of bike you’ll ride.
What’s covered?
Please be aware that this policy cannot cover you for motorbike touring or when using a motorbike as your main mode of transport while travelling abroad. This can’t be added, even for an additional premium.
When buying your travel insurance, add ‘motor biking' (includes scooters) to the list of your sports and activities when getting your quote. Restrictions apply depending on what type of riding you’ll be doing, e.g., on-road, off-road, trail biking etc, and the size of the bike/engine.
You must add all the sports and activities you plan to try on your trip and pay any applicable additional premium when you buy your policy. You won’t be able to make changes after your policy is issued.
How it works
To receive cover when riding a motor bike or moped, you must take all the usual safety precautions including:
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Wearing a helmet.
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Obeying the local road rules.
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Having a valid motorbike licence in Ireland and in the local country for the size of bike (engine) you’re operating (different cc machines require different licences and levels of cover under the policy).
If you have an accident and are injured, cover is available for:
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Evacuation if it’s urgent and medically necessary (by helicopter if medically necessary and available).
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Emergency medical expenses overseas for treatment at the hospital or local medical facility.
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Repatriation home if you’re injured and unable to continue your trip.
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If something happens, you or someone with you must contact our 24/7 Emergency Medical Assistance team immediately and remain in contact until you no longer require treatment or assistance.
Who pays for medical treatment depends on what’s happened to you and the necessary treatment required.
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