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Travel Insurance for Mexico

31 states. Countless adventures. Make sure you’re covered for medical emergencies, baggage and personal belongings, and more.

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With a total of 26 UNESCO-listed heritage sites to explore, including Zacatecas, Chichen Itza and National Park of Palenque, as well as stunning coastline, and great food and music, Mexico has every type of activity to help Irish travellers unwind or get the adrenaline pumping.

Despite its incredible natural wonders and beauty, Mexico can also be a dangerous place, especially if you don’t know the language and end up in the wrong part of town. However Irish travellers shouldn’t be deterred from experiencing one of the world’s most amazing cultures.

Here are some tips on how to stay safe and how to make the most out of your travel insurance coverage.

Baggage theft in Mexico

If your airline loses your luggage or you're exploring the bars and cafes around Costa Maya and your wallet goes missing, you’ll need to get in touch with the local police as soon as possible. Theft is one of our most common travel insurance claims by travellers in Mexico, which is why World Nomads travel insurance plans offer some protection for theft or lost luggage checked into a common carrier.

Whatever happens, you'll need to get a written report of the incident. If there has been a theft, you must report this to the local police. For theft or other incidents including loss of items, you must also report this to another authority, such as your tour operator, Bus Company, airline or hotel. This will need to be done as soon as reasonably possible in order to support your claim.

We understand this can be a challenge when you’re in a country where you don't speak the language. Thankfully, our 24/7 Emergency Assistance team can help you negotiate the local administration.

Can I travel to Mexico?

Always make sure you’ve done your research on any country you’re planning to visit as there may be Irish government imposed travel restrictions in place. If you decide to travel to a country where the Department of Foreign Affairs (DFA) has advised ‘Do Not Travel’ or ‘Avoid Non-essential Travel’ to a particular country or part of a country then your World Nomads policy will not offer cover for the reasons for which the warning was given.

For the most up-to-date info on travelling to Mexico and other countries, go to the DFA website, which includes coronavirus travel guidance, security and local laws, and passport and visa information.

Traveller's tip: carry your electronics, passport, and valuables with you at all times or lock up your belongings securely when you can’t take them with you. Don’t leave them in the car or in your luggage. Use common sense, be aware of your surroundings, and take precautions while exploring to help ensure that your Mexican trip will be safe and fun.

Travel insurance for medical emergencies in Mexico

Many of us have been found guilty of over indulging when it comes to Mexico’s amazing food and drinks or have come down with a bad case of Gastro. The danger with food poisoning and drinking contaminated water is that vomiting and diarrhoea can result in serious dehydration which can be deadly, so don’t rely on your own instincts or the Internet to get medical advice.

These emergencies can take down even the most experienced Irish traveller. That’s why our 24/7 Emergency team can give you advice on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky), and monitor your medical treatments if needed to make sure you are given proper care.

If you're involved in an accident, for example, while visiting the Mayan ruins that requires emergency medical treatment during your trip, your policy may cover emergency medical expenses for:

  • Overseas emergency medical and surgical treatment and hospital charges (admission as an in-patient).
  • Out-patient treatment (no hospital admission).
  • Emergency dental treatment to relieve immediate pain.
  • Outpatient physiotherapy when prescribed by a medical practitioner.
  • Specialist counselling services if you suffer psychological trauma.
  • Emergency medical transport and repatriation home if medically necessary and authorised by our Emergency assistance team.

If something goes wrong, such as robbery, accident or illness we provide travel insurance that can help with:

  • Emergency overseas medical.
  • Emergency medical evacuation or repatriation when necessary.
  • Luggage and personal effects cover.
  • 24-hour Emergency Assistance.
  • Cover for some Coronavirus-related events.

If you need more tips on travelling abroad in the midst of COVID-19 restrictions our COVID-19 travel insurance tips article may provide some answers.

Traveller's tip: stick to bottled, boiled or purified water, or use purification tablets, and follow your doctor’s advice for any other health recommendations.

Is there travel insurance for scuba diving?

We’ve designed our plans to give you the freedom to learn and hone your diving skills by offering coverage for scuba diving accidents, illness or injuries underwater. Though both our Standard and Explorer plans include benefits for scuba diving, each plan has a different level of coverage and may exclude certain types of diving or dives of a certain depth. 

For more information on scuba diving and what you are covered for, our Scuba diving article may help answer your questions.

An upgrade for certain activities and sports may be required and terms and conditions apply for each activity. Check your Policy Wording for details or contact us if you have questions.

This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover please contact us for help.

Traveller's tip:  to buy the correct level of cover, consider the activities you know you'll be doing on your trip. For example: if you're going scuba diving at least once during your trip, you would consider the type of scuba diving you'll be doing, including the maximum depth, and whether you’ll need to be licensed as this may impact how you are covered by your travel insurance policy.

Stolen Belongings

While on a bus from Belize City to Chetumal, Mexico, I put my large backpack into the storage area on the bus. After I transferred to a bus heading to Tulum, I discovered that my laptop was no longer in my backpack.
U.S. Nomad

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Are you or your family sick or injured?
  • Natural disaster or terrorist attack where your'e going?
  • Called to active service?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Hurt abroad?
  • Need to get to a hospital urgently?
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Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Video camera gone?
  • Laptop lost?
  • Sports gear stolen?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.