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Mexico Travel Insurance

31 states. Countless adventures. Make sure you’re covered for medical emergencies, baggage and personal belongings, and more.

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Spanning almost 760,000mi² (2 million km²), with landscapes that range from snow-capped volcanos to dense rainforest, and a cultural mix that’s equally diverse, Mexico is a place brimming with art, history, wildlife, adventure and plenty of inspiration.

Despite Mexico’s reputation as a place of crime and drug violence in recent years, travelers shouldn’t be deterred from experiencing one of the world’s most colorful and amazing cultures. Here are some tips on how to stay safe and how to make the most out of your travel insurance coverage.

Baggage theft in Mexico

Theft is one of our most common travel insurance claims by travelers in Mexico. No matter what country you’re from, World Nomads travel insurance plans offer some coverage for theft or lost luggage checked into a common carrier. Per item and total maximum benefits may apply. Certain items, such as antiques, cash, or misplaced belongings, may be excluded from coverage. Depreciation, which takes into account the current value of your item versus the purchase price may also be factored into your claim.

To file a claim, you’ll need a police report or other written documentation such as a property irregularity report from your common carrier.

Traveler's tip: You should carry your electronics, passport, and valuables with you at all times. Don’t leave them in the car or in your luggage) Lock up your belongings securely when you can’t take them with you. Use common sense, be aware of your surroundings, and take a few precautions while exploring to help ensure that your Mexican trip will be safe and fun. 

Travel insurance for medical emergencies in Mexico

The danger of food poisoning and contaminated water, which can cause nausea, vomiting, stomach cramps, and diarrhea, is that you could lose more fluids than you can keep down. Dehydration can be deadly, so don’t rely on your own instincts or the Internet to get medical advice.

These emergencies can take down even the most experienced traveler. That’s why the services of our 24/7 Emergency team are so valuable. Our travel assistance services will be able to give you advice on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and, if necessary, arrange hospitalization depending on the severity of your illness.

At World Nomads, we know how important your health is while traveling, which is why all our policies include emergency medical benefits. Check your policy to see what the maximum amount of coverage you have. If you want to claim your medical expenses, be sure to keep records and receipts of your doctor’s visits and medical treatment, and any other documentation to support your claim.

Traveler's tip: Stick to purified water, or use purification tablets, and follow your doctor’s advice for any other health recommendations. These preventative steps could save you a lot of trouble.

Is there travel insurance coverage for scuba diving?

We’ve designed our plans to give you the freedom to learn and hone your diving skills by offering coverage for scuba diving accidents and other injuries underwater. However, your coverage depends on your country of residence. Some of our plans may have exclusions for certain types of diving or dives of a certain depth.

Make note of the types of diving that you’re planning (cavern diving, shark-cage diving or cliff diving) then check our adventure sports page to see if your activity is covered and under which plan, the Standard or Explorer. You may be required to pay an additional premium. As another travel insurance requirement, you may also need to be certified qualified or be accompanied by a fully certified qualified dive guide. Be sure to read your individual policy for details.

Traveler's tip: Most of the time, things are pretty calm in Mexico, but at various times of year, nature decides to challenge the locals and travelers. Riptides and big swells are a potential danger on either side of the country, so check conditions before you scuba dive or swim  and don’t go anywhere that has been closed off by authorities. Keep an eye on travel advisories, especially during hurricane season

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Stolen Belongings

While on a bus from Belize City to Chetumal, Mexico, I put my large backpack into the storage area on the bus. After I transferred to a bus heading to Tulum, I discovered that my laptop was no longer in my backpack.
U.S. Nomad

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Are you or your family sick or injured?
  • Natural disaster or terrorist attack where your'e going?
  • Called to active service?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Hurt abroad?
  • Need to get to a hospital urgently?
  • Default text

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Video camera gone?
  • Laptop lost?
  • Sports gear stolen?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars