Everything you need to know about travel insurance for kayaking and rafting
Exotic sunsets, the water lapping at your bow, hurtling down river rapids; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family on Lake Superior, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.
When you get a travel insurance quote for your kayaking or rafting trip, you need to specify the adventure activity in your policy. If you don’t, you may not be covered.
When you 'choose your options', select your kayaking/rafting activity according to the following activity category:
Several activity options above mention International River Grades which can be described as:
We offer cover for river grades (also known as classes) from Class 1 to Class 5.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.
Depending on the type of kayaking or rafting activity you’re planning on doing, you may need to pay for an upgrade to be covered.
For example, if you are venturing more than 3 nautical miles from your kayaking/rafting point of departure an additional specified item is required on our policies. This means your travel insurance policy will require an additional premium so that you can be covered. If you are kayaking/rafting more than 3 nautical miles and you haven't specified this on your World Nomads policy, you won’t be covered!
If you’re not sure whether your kayaking or rafting adventure is covered, you can contact us.
Our policies may cover you on your kayaking and rafting adventures (up to the policy limits) for:
Keep in mind that benefit limits, terms and conditions and exclusions apply depending on your Country of Residence, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.
While there are several kayaking and rafting adventures, we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
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Before your trip, check to see if there are current travel alerts for your destination – you can also check travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel.
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