Photo © Thinair28/IStock

Travel insurance for kayaking

Everything Australians need to know about travel insurance for Kayaking & Rafting

    Trusted by:

  • Trusted by:

Travel Insurance for Kayaking

Nothing like a good kayaking or rafting adventure - planned or unplanned! Here at World Nomads, when we think of Kayaking or Rafting, we think of 70's soft drink commercials, or a young Burt Reynolds paddling faster to the foreboding ambiance of banjo plucking, or more realistically: watching our friends freak out down some rapids on our last trip to Ubud.

Rafting & Kayaking: What's covered for Australians

When you get a travel insurance quote for your Kayaking or Rafting trip, you need to specify the adventure activity in your policy. When you "choose your options" and select your kayaking/rafting activity according to the following activity category:

  • Kayaking: (Inland or coastal waters within 3 nautical miles, grades 1-5)
  • Sea Kayaking: (Beyond 3 nautical miles)
  • Sea Kayaking: (Inland or coastal waters within 3 nautical miles, grades 1-5)
  • White Water Kayaking (Inland/Coastal waters within 2 nautical miles, grades 1-5)

Travel Insurance for Australians & International River Grades

You will note that several activity options above mention international river grades. These river grades can be described:

International River Grading

  • Class 1: Easy
  • Class 2: Novice
  • Class 3: Intermediate
  • Class 4: Advanced
  • Class 5: Expert
  • Class 6: Extreme and Exploratory Rapids
    (We can't insure you for this level of kayaking or rafting, but we'd love to hear your story!)

When you are about to head down the river or rapids, always be aware of the rating. Read more about the International River Grading System from: Paddle Tasmania and California White Water Rafting.

With regards to river/rafting insurance, you will note that an additional specified item is required if you are venturing more than 3 nautical miles from your kayaking/rafting point of departure, i.e. your travel insurance policy will require an additional premium.

So remember if you are kayaking/rafting more than 3 nautical miles and you haven't specified this on your World Nomads policy - you are not covered!

Rafting & Kayaking: What’s definitely not covered

World Nomads won't insure you for kayaking/rafting down rivers of a Class 6 variety: "Extreme and Exploratory rapids". Sorry, we'd love to, hell, we'd love to film you and publish it on our site, but sadly, we can't insure you.

See the list of International River Grades above.

Kayaking & Rafting: travelling smarter and safer

Here at World Nomads, we love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars