Everything you need to know about travel insurance for kayaking and rafting
Exotic sunsets, the water lapping at your bow; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family on Lake Superior, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.
When you get a travel insurance quote for your kayaking or rafting trip, you need to specify the adventure activity in your policy. When you 'choose your options' and select your kayaking/rafting activity according to the following activity category:
Several activity options above mention international river grades which can be described as:
International River Grading
Traveler’s Tip: before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking. Read more about the International River Grading System from California White Water Rafting.
With regards to river/rafting insurance, you will note that an additional specified item is required if you are venturing more than 3 nautical miles from your kayaking/rafting point of departure, i.e. your travel insurance policy will require an additional premium.
So remember if you are kayaking/rafting more than 3 nautical miles and you haven't specified this on your World Nomads policy - you are not covered!
World Nomads won't insure you for kayaking/rafting down rivers of a Class 6 variety: 'Extreme and Exploratory rapids'. Sorry, we'd love to, hell, we'd love to film you and publish it on our site, but sadly, we can't insure you.
See the list of International River Grades above.
We love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content or you can read more about kayaking destinations.
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Coronavirus (COVID-19) and travel - Need to know before you buy
Some but not all of our policies provide cover for some coronavirus-related events – select your Country of Residence to find out more. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the Government (see your policy) has issued a ‘Do Not Travel’ warning or its equivalent, for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.