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Travel insurance when going scuba diving

Simple and flexible travel insurance to keep you safe on your next dive trip. Buy at home or while traveling, and claim online from anywhere in the world.

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Why should I consider travel insurance when going scuba diving?

Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers. Whether you're learning or you’ve done hundreds of dives, World Nomads travel insurance can help take the pressure off you and your family if the unexpected sinks your next dive trip.

What am I covered for when scuba diving?

As passionate divers ourselves, we’ve designed our plans to cover dives from the Great Blue Hole to The Yongala*.

  • Recreational scuba diving (qualified divers up to 50m on some plans)
  • Discover scuba dives (with qualified instructors)
  • Shark cage diving, cavern, cave and wreck diving (some plans only, check yours carefully)
  • Snorkeling, island escapes, live-aboard trips and more

*Note: All plans are different and may require an additional premium when going scuba diving to specific depths.  Terms, conditions, limits, and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.

For more information on what you may be covered for you can read our Helpdesk article on coverage when scuba diving. Make sure you add in your country of residence in the country picker for accurate information.

Scuba diving
scuba diving. Photo credit: Photoshelter

Cover for your scuba diving gear

Because we know that scuba diving equipment, such as scuba tanks, fins BCD and regulator, underwater film and photography equipment, can be expensive, we can offer cover for high-value items.

If your baggage and scuba diving gear is delayed, lost and/or damaged by a common carrier, you must report the incident as soon as possible to a responsible officer for the carrier. Get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier before making a claim on this policy.

Your coverage will vary according to your Country of Residence and whether you choose a Standard or an Explorer Plan. Read your policy wording for details on maximum benefit limits, exclusions, and the terms and conditions of your coverage.

Cover for over 200+ activities, sports and experiences activities while scuba diving

Both Standard and Explorer Plans can offer cover for many activities. The Explorer plan can offer higher benefit limits and cover for a broader range of activities and sports.

Travel insurance tip: to have cover for an adventure sport or activity, you may need to add it to your policy or select a plan with more benefits/coverage and pay an extra premium. Cover will also depend on your Country of Residence. Remember, you can’t upgrade your coverage after you buy, so it’s important to get this right on the first go.

Scuba diving
Group of friends looking at scuba diving photos. Photo credit: Photoshelter

What could affect the cost of my travel insurance?

There are several factors that may affect how much you’ll end up paying for your travel insurance. Depending on what your plans are, where you are going, optional extras like cover for specific activities, the prices may vary due to the following:

  • Age of travelers as well as dependents’ ages
  • The length of your trip
  • Any high-value items you want to add. You must list all high-value items on your policy when you buy it
  • The countless destinations you plan to visit.

Key tips when going scuba diving:

  • Only dive if you are fit to do so. You may need to consult your medical practitioner before going scuba diving and get a ‘fit to travel’ approval
  • Check all your gear to ensure everything is in good working order and then do a buddy check of your fellow divers. (Note: many products do not cover gear while in use.)
  • When scuba diving with a group, listen to your instructor or dive guide regarding the planned route and what to look out for
  • Monitor your air gauge and make sure you have enough air left to get back to the boat
  • Descend and ascend slowly during every dive
  • Only dive with reputable companies using licensed, seaworthy boats and well-maintained dive equipment. Make sure you check your instructor's credentials
  • Don't fly for at least 24 hours after scuba diving. The aircraft's pressurized environment can trigger decompression sickness if you still have excess nitrogen in your system
  • Make sure you have the right level of scuba diving travel insurance and that the kind of diving you plan to do is fully covered.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.


Here are our most frequently asked questions about scuba diving. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Dive buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Stepped on a stonefish?
  • Got a serious squeeze?
  • Need 02 or hyperbaric treatment?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Sea level medical evac?
  • Need an ambulance?
  • Medivac needed home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Go Pro stolen?
  • Bags lost in transit?
  • Luggage delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.