Travel Insurance for Death Overseas
Learn how travel insurance could help your family if you die overseas.
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For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024 please see below.
Don't make your family pay to bring your remains home.
Travel Insurance cover overseas death ensures that your remains can be brought home without placing a financial burden on your loved ones, helping to ease their distress during an already challenging time.
What’s covered by my Travel Insurance if I die while overseas?
If you die due to a sudden illness or injury while overseas we will pay for the reasonable cost (up to the benefit limit) for the following:
- Transport your remains back to Ireland or for local funeral expenses (cremation or burial).
- Any statutory arrangements required to transport your remains or for a local funeral (such as embalming and a zinc coffin).
- Cremation overseas and transport of your ashes to Ireland.
Most importantly, our 24 hour Emergency Medical Assistance Team will be able to keep your family informed and help them navigate (through trusted third-party assistance) the often difficult local regulations and administration required after your death.
This may include putting them in touch with consular officials, navigating and understanding local processes and helping access the services you need locally to transport your body back home.
What’s not covered by travel insurance?
There are exclusions and conditions that apply to travel insurance cover, including, but not limited to:
- Loss of life through suicide.
- Dying from drugs or alcohol.
- Pre-existing medical conditions, as explained in the Policy Wording.
- Doing anything illegal that results in your death.
- Any costs within Ireland once your remains are returned to your next of kin.
How we help
Overseas deaths are the most heartbreaking cases to help with. No one is ready to deal with the sudden death of a close relative overseas, let alone having to deal with complex requirements and unexpected high costs. The World Nomads Emergency Assistance team can coordinate a local burial or bring home loved ones with trusted partners on the ground and ensure that families and friends are supported throughout such a difficult time.
The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
How your family or friend can get assistance if you die overseas.
It’s essential that your family or travel buddy get in contact with our emergency assistance teams as soon as possible, so that our teams can support them from the time you die until your remains have returned home.
To help our Emergency Assistance teams assist them quickly, they'll need the following:
- Your policy number
- Your location
- As many details as possible about the circumstances surrounding your death
So, leave a copy of your policy with your family or friend, just in case they need to use it.
How we help.
Overseas deaths are the most heartbreaking cases to help with. No one is ready to deal with the sudden death of a close relative overseas, let alone having to deal with the complex organisation and unexpected high costs. The World Nomads Emergency Assistance Team can coordinate a local burial or the bringing home of loved ones with trusted partners on the ground, and ensure that families and friends are supported throughout such a difficult time.
Operations Manager.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest suitable medical facility is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Disruption
- 24-Hour Medical Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 Emergency Medical Assistance
Whether you need medical assistance or emergency medical evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of Emergency Medical Assistance right now?
For policies purchased on or after 27 June 2024:
Phone: +353 4 69 017 022
For policies purchased before 27 June 2024:
+353 (0) 90 640 6460
Before your trip, check the latest government advice for any travel alerts for your destination.