Curious Cover - for the adventurers

Whether ordinary or obscure, we cover a wide range of sports and activities when you travel.

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Preparing for your next adventure?

We know that sports and adventure activities play a big role in making your travel experience memorable. That's why we offer a diverse range of activities cover, catering to your unique interests. From air guitar to zorbing, there's a good chance we'll be able to cover you.*

We cover 150+ activities you love + more

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Glacier walking - ice walking Ice skating – indoor Sleigh rides - horse drawn
- Optional extras
  Skiing / Snowboarding (in resort) Cross country skiing Heli or Cat Skiing / Snowboarding Skiing / Snowboarding(Terrain Park) Sledding Snow Biking Snowmobiling

Water Activities
- Included for all
  Banana boat rides High diving (up to 10m) Hydro foiling Jet boating Kite surfing Outrigger canoeing (inland / coastal waters) Rowing / sculling Sailing / yachting Sea canoeing (inland / coastal waters, grades 1-3) Snorkelling Speed boating (inland / coastal waters) Stand up paddle surfing Surf boat rowing Surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Black water rafting Cave diving / Cavern diving Fishing / angling Free diving (up to 50 metres) Jet skiing (inland / coastal waters, grades 1-2) Kite boarding Parasailing / parascending Riverboarding / hydro speeding (grades 1-3) Scuba diving (to 50 metres) Shark cage diving (to 50 metres) Spearfishing Water skiing - barefoot White water rafting

Air Activities
- Included for all
  Aerial safari Bungee / bungy jumping Canyon swing Fly by wire Hot air ballooning Zip line
- Optional extras
  Abseiling Parachuting / Parasailing / Parascending Skydiving / tandem skydiving

Land Activities
- Included for all
  Aerobics Air guitar Backpacking up to 4,500 metres Ballet Bowling Bushcraft up to 4,500 metres Bushwalking up to 4,500 metres Camel riding or trekking overnight Camping up to 4,500 metres Caving / spelunking - sightseeing Cycling / mountain biking (up to 6,000 metres) Dance Dirt boarding Dogsledding Dune buggy Fell running / fell walking up to 4,500 metres Fitness training Go karting Hiking up to 4,500 metres Hunting (except big game) In-line skating Kite flying Moped riding / scooter biking Motor biking - as a pillion passenger Orienteering Outdoor endurance Outward bound Paint balling Quad biking Rock climbing - bouldering Safari tours Sandboarding / sand skiing Segway tours Skateboarding - ramp / half pipe / skate park / street Snooker Stilt walking Theme parks / fairgrounds Tramping up to 4,500 metres Tuk Tuk - as a passenger War games - online gaming War games / military simulation
- Optional extras
  Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Rock climbing (indoor / outdoor) Trekking up to 6,000 metres

Sports Activities
- Included for all
  American football - gridiron Australian Rules Football (AFL) Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics / acrobatics Handball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Racquetball Rambling - up to 4,500 metres Rifle range / sports shooting Roller hockey Roller skating Rollerblading Rounders Running/ jogging (marathon distance or less) Soccer Softball Squash / racquet ball Stoolball Table tennis Tchoukball Tennis Trampolining Ultimate frisbee Volleyball Wake skating Wakeboarding Weight training Yoga - in class, alone / home practice
- Optional extras
  Bicycle polo Boxing Marital arts (training) Rugby - league / union Via ferrata Yoga (teaching)

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery; at a height not exceeding 2 metres above ground level

Activities shown as "Included for all" are automatically included in both the Standard and Explorer plans. All sports listed as "Optional extras" will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be conditions or exclusions to cover. For details, read this helpdesk article, the Policy Wording or contact us.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

Explorer Plan: USD $10,000
Standard Plan: USD $5,000

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

Explorer Plan: Unlimited, up to 12 months
Standard Plan: USD $5,000,000

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

Explorer Plan: USD $500,000
Standard Plan: USD $500,000

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

Explorer Plan: USD $3,500
Standard Plan: USD $2,500

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Overseas Medical & Dental Expenses
24 hour Emergency Assistance
Emergency Medical Transport
Repatriation & Travel Expenses

Pre-Trip Cancellation
Trip Interruption
Resumption of Trip
Travel Delay
Missed connection (Explorer)
Hijacking (Explorer)

Baggage & Personal Items
Passport & Travel Documents
Personal Liability
Rental vehicle insurance excess (Explorer)
Personal accident (Explorer)

*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Travel Inspiration

Japan

Skiing in Japan: The Best Resorts to Check Out Now

Japan's snow scene is more vibrant than ever. Visiting skiers and snowboarders will find updated ski resorts and brand-new properties. Find out what’s new and discover the best places to ski in Japan.

Practical

How to Plan and Prepare For Your Winter Camping Trip

What to know (and pack) for a cold-weather camping trip, so you’re prepared for the frigid temperatures and snow and will be cozy and comfortable all night.

Europe

Surfing in Europe: 5 Unexpected Spots to Explore

Surf journalist Duncan Madden shares his favorite, out-of-the-way spots in England, Ireland, Spain, Portugal and Italy that offer crowd-free fun for surfers of all levels.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team

*Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.