Photo © Photo Credit: Petar Chernaev

Buy travel insurance away from home

Get cover by World Nomads, even if you're already on the road

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1. Consider purchasing travel insurance while traveling

If you’ve arrived at your destination and you’ve forgotten to buy travel insurance before leaving your Country of Residence, don’t panic. The good news is that you can visit the World Nomads website to purchase a policy 24 hours a day, 7 days a week.

Similarly, if your World Nomads travel insurance policy is due to expire during your overseas holiday, but you wish to keep traveling, you may be able to extend your existing policy or buy a new policy depending on your Country of Residence.

2. Always check the terms and conditions of your policy

You’ve just checked into your hotel and you’re itching to explore the local sights. The last thing you probably want to do is to sit in your hotel room and read through the fine print of an insurance policy. But it’s a smart idea to become familiar with the various limits, benefits, optional extras and upgrades, and the terms and conditions before you buy a policy, so there’s no surprises at claim time.

If you buy travel insurance while overseas, there is a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this waiting period.

However, if you have an accident and sustain a serious injury after being issued with your Certificate of Insurance, and before the 72-hour timeframe has lapsed, you may be covered for some expenses under your policy. Be sure to check your Policy Wording for the complete list of what’s covered and what isn’t covered depending on your Country of Residence.

If you have any questions about the terms and conditions on your policy, please get in touch.

3. Extend your policy for your overseas holiday

If your current travel insurance policy is due to expire soon, but you’re having too much fun and want to travel for longer, you can extend your existing policy rather than risk being without cover.

If you meet eligibility requirements, you may be able to extend your policy up to a maximum of 12 months from the policy start date, which is indicated on your Certificate of Insurance. This must be done prior to 11:59pm on the closing date of your current policy, based on the time and date in the capital city of your Country of Residence.

If you have any questions about purchasing travel insurance during your overseas holiday, please get in touch.

4. Need to know more?

All travel insurance plans are different, and cover will vary depending on what’s happened, your Country of Residence, the plan you choose, and any options or upgrades you buy. Your Policy Wording will always have the full terms, conditions, limits, and exclusions for what you’re covered for.

If you have any further questions about what’s covered and not covered, just ask us.

Left home without travel insurance?

Learn how you can buy your travel insurance policy while traveling anytime from anywhere in the world by watching this video.

  • Buy while traveling
  • Get cover 24/7 online
  • Instant confirmation
  • Ongoing traveler support
  • 24/7 Emergency Assistance

Waiting periods apply

Malaria at Christmas.

In the 25th of December I woke up feeling nausea, fever, headache, and lethargy. After two days with the symptoms not ceasing I went to a clinic and was admitted with severe malaria. I stayed in the hospital for two days taking shots for malaria and also saline drip.
Claim paid: USD $392,55
A.G. Brazilian Nomad in Zambia.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: USD $10,000
  • Standard Plan: USD $5,000
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: USD $5,000,000
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

  • Explorer Plan: USD $500,000
  • Standard Plan: USD $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: USD $3,500
  • Standard Plan: USD $2,500
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.


Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. 

  • Do you have an excess/co-pay?
    If you’re an American or Canadian, there’s no excess. All other policies have one and can vary depending on what you're claiming for.